BAH 2026Military housing area ZZ790
County Cost Group 790 BAH 2026
DoD’s 2026 housing allowance for every pay grade in County Cost Group 790 — a rate area DoD’s file builds from 791 ZIP codes — with and without dependents.
On this page4 sections
- E‑5 with dependents
- $1,890a monthtied for 199th highest of 338
- E‑5 without dependents
- $1,542a month
- O‑3 with dependents
- $2,433a monthtied for 194th highest of 338
- ZIP codes
- 791in this DoD rate group
County Cost Group 790 pays $1,890 a month for an E‑5 with dependents: the tied for 199th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ790. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,761 | $1,395 |
| E‑2 | $1,761 | $1,395 |
| E‑3 | $1,761 | $1,395 |
| E‑4 | $1,761 | $1,395 |
| E‑5 | $1,890 | $1,542 |
| E‑6 | $2,208 | $1,656 |
| E‑7 | $2,289 | $1,764 |
| E‑8 | $2,376 | $1,959 |
| E‑9 | $2,511 | $2,049 |
| Warrant officers | ||
| W‑1 | $2,229 | $1,728 |
| W‑2 | $2,325 | $1,956 |
| W‑3 | $2,436 | $2,061 |
| W‑4 | $2,538 | $2,223 |
| W‑5 | $2,667 | $2,307 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,304 | $1,887 |
| O‑2E | $2,418 | $2,028 |
| O‑3E | $2,559 | $2,202 |
| Officers | ||
| O‑1 | $1,938 | $1,626 |
| O‑2 | $2,205 | $1,851 |
| O‑3 | $2,433 | $2,091 |
| O‑4 | $2,706 | $2,286 |
| O‑5 | $2,907 | $2,334 |
| O‑6 | $2,928 | $2,412 |
| O‑7 | $2,949 | $2,451 |
| O‑8† | $2,949 | $2,451 |
| O‑9† | $2,949 | $2,451 |
| O‑10† | $2,949 | $2,451 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 791 ZIP codes in County Cost Group 790 (ZZ790). DoD’s file names this rate area “County Cost Group 790” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 04225, one ZIP in this group, or at a ZIP the check below finds in this area.
Show all 791 ZIP codesAll 791 ZIP codes
- 042xx
- 04225 04227 04234 04239 04262 04285 04294
- 044xx
- 04406 04414 04415 04426 04441 04442 04443 04463 04464 04479 04481 04485
- 049xx
- 04936 04938 04940 04947 04955 04956 04964 04966 04970 04982 04983 04984 04992
- 050xx
- 05033 05036 05038 05039 05040 05041 05043 05045 05051 05054 05058 05060 05061 05070 05072 05074 05075 05076 05077 05079 05081 05083 05085 05086
- 051xx
- 05101 05141 05146 05148 05154 05155 05158 05159
- 053xx
- 05301 05302 05303 05304 05341 05342 05343 05344 05345 05346 05351 05353 05354 05355 05356 05357 05358 05359 05360 05361 05362 05363
- 056xx
- 05675 05679
- 057xx
- 05701 05702 05730 05731 05732 05733 05735 05736 05737 05738 05739 05741 05742 05743 05744 05745 05750 05751 05757 05758 05759 05761 05762 05763 05764 05765 05773 05774 05775 05777
- 120xx
- 12028
- 121xx
- 12108 12139 12164 12190
- 127xx
- 12701 12719 12720 12721 12722 12723 12724 12725 12726 12727 12732 12733 12734 12736 12737 12738 12740 12741 12742 12743 12745 12747 12748 12749 12750 12751 12752 12754 12758 12759 12760 12762 12763 12764 12765 12766 12767 12768 12769 12770 12775 12776 12777 12778 12779 12781 12783 12784 12785 12786 12787 12788 12789 12790 12791 12792
- 128xx
- 12801 12804 12808 12809 12810 12811 12812 12814 12815 12816 12817 12819 12820 12821 12823 12824 12827 12828 12832 12834 12836 12837 12838 12839 12841 12842 12843 12844 12845 12846 12847 12848 12849 12853 12854 12856 12860 12861 12862 12864 12865 12873 12874 12878 12885 12886 12887
- 130xx
- 13032 13035 13037 13043 13052 13061 13072
- 131xx
- 13122 13134 13163
- 133xx
- 13310 13314 13334 13346 13353 13355 13360 13364
- 134xx
- 13402 13408 13409 13418 13421 13436 13465 13484 13485
- 224xx
- 22433
- 225xx
- 22508 22542 22567
- 228xx
- 22843
- 229xx
- 22923 22939 22942 22952 22957 22960 22972 22980
- 230xx
- 23024 23093
- 231xx
- 23117 23170
- 240xx
- 24060 24061 24062 24063 24064 24066 24068 24073 24077 24083 24085 24090
- 241xx
- 24111 24127 24130 24131 24138 24149 24175
- 244xx
- 24401 24402 24411 24421 24430 24431 24432 24437 24438 24440 24459 24463 24467 24469 24476 24477 24479 24482 24485 24486
- 272xx
- 27201 27202 27203 27204 27205 27215 27216 27217 27230 27244 27248 27253 27258 27298
- 273xx
- 27302 27316 27317 27340 27341 27349 27350 27355 27359 27370
- 306xx
- 30601 30602 30603 30604 30605 30606 30607 30608 30609 30619 30621 30622 30627 30628 30629 30630 30633 30638 30645 30646 30647 30648 30667 30671 30677 30683
- 323xx
- 32324 32330 32332 32333 32336 32337 32343 32344 32345 32351 32352 32353 32361
- 338xx
- 33890
- 371xx
- 37174
- 380xx
- 38010 38036 38045 38046 38048 38057 38060 38066 38068 38076
- 384xx
- 38401 38402 38451 38461 38474 38482 38487
- 386xx
- 38632 38637 38641 38651 38654 38671 38672 38680 38686
- 403xx
- 40324 40339 40340 40347 40348 40356 40357 40361 40362 40370 40379 40383 40384 40390 40391 40392
- 430xx
- 43007 43029 43036 43040 43041 43045 43067 43077
- 433xx
- 43344
- 480xx
- 48001 48002 48003 48004 48006 48014 48022 48023 48027 48028 48032 48039 48040 48041 48049 48054 48059 48060 48061 48063 48064 48074 48079 48097
- 484xx
- 48412 48421 48428 48440 48444 48446 48455 48461 48464
- 487xx
- 48727 48760
- 488xx
- 48897
- 490xx
- 49035 49046 49050 49058 49060 49073
- 493xx
- 49325 49333
- 500xx
- 50001 50003 50026 50029 50033 50038 50039 50047 50048 50061 50063 50066 50069 50070 50072
- 501xx
- 50109 50115 50118 50125 50128 50139 50145 50146 50155 50160 50164 50166 50167
- 502xx
- 50210 50211 50216 50218 50220 50222 50229 50233 50240 50241 50250 50257 50261 50263 50273 50276 50277
- 590xx
- 59001 59016 59019 59022 59025 59028 59031 59034 59035 59050 59061 59063 59066 59067 59069 59075 59089
- 592xx
- 59217 59221 59243 59262 59270
- 594xx
- 59420 59440 59442 59446 59450 59460
- 595xx
- 59520
- 598xx
- 59820 59830 59842 59866 59867 59872
- 609xx
- 60901 60910 60913 60914 60915 60917 60935 60940 60941 60944 60950 60954 60958 60961 60964 60969
- 678xx
- 67838 67860
- 700xx
- 70030 70031 70039 70047 70049 70051 70057 70068 70069 70070 70076 70078 70079 70080 70084 70087
- 723xx
- 72301 72303 72325 72327 72331 72332 72339 72364 72376 72384
- 815xx
- 81501 81502 81503 81504 81505 81506 81507 81520 81521 81522 81523 81524 81525 81526 81527
- 816xx
- 81624 81630 81643 81646
- 832xx
- 83228 83232 83237 83263 83283 83286
- 835xx
- 83501 83524 83540 83545
- 838xx
- 83804 83809 83811 83813 83821 83822 83825 83836 83840 83841 83848 83852 83856 83860 83864 83865
- 840xx
- 84022 84034 84069 84071 84080 84083
- 843xx
- 84304 84305 84308 84318 84319 84320 84321 84322 84323 84325 84326 84327 84328 84332 84333 84335 84338 84339 84341
- 855xx
- 85530 85531 85535 85536 85543 85546 85548 85551 85552
- 875xx
- 87512 87513 87514 87517 87519 87521 87524 87525 87529 87543 87549 87553 87556 87557 87558 87564 87571 87576 87577 87579 87580
- 890xx
- 89003 89020 89022 89023 89041 89045 89048 89049 89060 89061
- 894xx
- 89404 89409 89414 89421 89425 89426 89438 89445 89446
- 955xx
- 95568
- 960xx
- 96014 96023 96025 96027 96031 96032 96034 96037 96038 96039 96044 96050 96057 96058 96064 96067 96085 96086 96094 96097
- 961xx
- 96134
- 976xx
- 97601 97602 97603 97604 97621 97622 97623 97624 97625 97626 97627 97632 97633 97634 97639
- 977xx
- 97731 97733 97737
- 978xx
- 97801 97810 97813 97824 97826 97827 97835 97838 97841 97850 97859 97862 97867 97868 97875 97876 97880 97882 97883 97886
- 988xx
- 98823 98824 98832 98837 98848 98851 98853 98857 98860
- 991xx
- 99115 99123 99133 99135
- 993xx
- 99321 99349 99357
- 994xx
- 99401 99402 99403
Other county cost groups
The county cost groups next to this one in DoD’s list (7 of 39), with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.