BAH 2026Military housing area ZZ760

County Cost Group 760 BAH 2026

DoD’s 2026 housing allowance for every pay grade in County Cost Group 760 — a rate area DoD’s file builds from 666 ZIP codes — with and without dependents.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page4 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Other county cost groups
  4. How these rates work
E‑5 with dependents
$1,686a month244th highest of 338
E‑5 without dependents
$1,368a month
O‑3 with dependents
$2,205a monthtied for 240th highest of 338
ZIP codes
666in this DoD rate group
E‑5 with dependents, 2026: this area among all 338

County Cost Group 760 pays $1,686 a month for an E‑5 with dependents: the 244th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ760. E‑1 to E‑4 with dependents share one rate here.

County Cost Group 760 (ZZ760), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$1,566$1,248
E‑2$1,566$1,248
E‑3$1,566$1,248
E‑4$1,566$1,248
E‑5$1,686$1,368
E‑6$1,995$1,494
E‑7$2,070$1,566
E‑8$2,151$1,752
E‑9$2,274$1,836
Warrant officers
W‑1$2,013$1,536
W‑2$2,103$1,749
W‑3$2,208$1,851
W‑4$2,301$2,007
W‑5$2,421$2,088
Officers with over 4 years of enlisted or warrant service
O‑1E$2,082$1,683
O‑2E$2,190$1,818
O‑3E$2,319$1,986
Officers
O‑1$1,728$1,443
O‑2$1,992$1,650
O‑3$2,205$1,878
O‑4$2,457$2,067
O‑5$2,643$2,109
O‑6$2,661$2,184
O‑7$2,679$2,220
O‑8†$2,679$2,220
O‑9†$2,679$2,220
O‑10†$2,679$2,220

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 666 ZIP codes in County Cost Group 760 (ZZ760). DoD’s file names this rate area “County Cost Group 760” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 12064, one ZIP in this group, or at a ZIP the check below finds in this area.

Show all 666 ZIP codesAll 666 ZIP codes
120xx
12064
121xx
12116 12155 12197
129xx
12901 12903 12910 12911 12912 12918 12919 12921 12923 12924 12929 12933 12934 12935 12944 12952 12955 12958 12959 12962 12972 12978 12979 12981 12985 12992
133xx
13315 13320 13326 13333 13335 13337 13342 13348
134xx
13415 13439 13450 13457 13468 13482 13488
137xx
13747 13776 13796
138xx
13807 13808 13810 13820 13825 13834 13849 13859 13861
184xx
18405 18415 18417 18427 18431 18436 18437 18438 18439 18443 18445 18449 18453 18454 18455 18456 18459 18460 18461 18462 18463 18469 18472 18473
224xx
22460 22472
225xx
22548 22570 22572
278xx
27801 27802 27803 27804 27807 27809 27811 27812 27815 27816 27819 27827 27828 27829 27833 27834 27835 27836 27837 27852 27856 27858 27864 27868 27878 27879 27881 27882 27884 27886 27891
285xx
28513 28530 28590
301xx
30105 30124 30129 30147 30149 30161 30162 30164 30165 30172 30173
302xx
30230 30240 30241 30261
305xx
30525 30528 30537 30545 30552 30562 30568 30571 30573 30576 30581
307xx
30710 30719 30720 30721 30722 30740 30755 30756
310xx
31024 31026
318xx
31833
320xx
32040 32042 32044 32058 32063 32087
323xx
32321 32334 32335 32360
326xx
32622
377xx
37725 37760 37778
378xx
37813 37814 37815 37816 37820 37860 37871 37877 37890 37891
460xx
46001 46011 46012 46013 46014 46015 46016 46017 46018 46036 46044 46048 46051 46056 46063 46064 46070
463xx
46310 46380 46392
465xx
46507 46514 46515 46516 46517 46526 46527 46528 46540 46543 46550 46553 46573
479xx
47943 47977 47978
486xx
48618 48620 48628 48640 48641 48642 48657 48667 48670 48674 48686
488xx
48811 48812 48818 48829 48834 48838 48850 48852 48884 48885 48886 48888 48891
490xx
49022 49023 49038 49039 49084 49085 49098
491xx
49101 49102 49103 49104 49106 49107 49111 49113 49115 49116 49117 49119 49120 49125 49126 49127 49128 49129
492xx
49201 49202 49203 49204 49230 49234 49237 49240 49241 49246 49254 49259 49261 49263 49269 49272 49277 49283 49284
493xx
49322 49329 49339 49347
497xx
49706 49716 49718 49722 49723 49737 49740 49755 49764 49769 49770
530xx
53010 53019 53049 53057 53065 53079
539xx
53919 53931
541xx
54115 54126 54155 54162 54173 54180
542xx
54201 54205 54208 54216 54217 54229
543xx
54301 54302 54303 54304 54305 54306 54307 54308 54311 54313 54324 54344
547xx
54701 54702 54703 54720 54722 54724 54726 54727 54729 54732 54741 54742 54745 54748 54757 54768 54774
549xx
54901 54902 54903 54904 54906 54927 54932 54935 54936 54937 54947 54952 54956 54957 54963 54964 54971 54974 54979 54980 54985 54986
550xx
55009 55018 55026 55027 55049 55060 55066 55089
559xx
55917 55946 55963 55983 55992
560xx
56026 56046
565xx
56517 56523 56535 56540 56542 56556 56568 56592
566xx
56646 56684
567xx
56716 56721 56722 56723 56736
573xx
57339 57341
575xx
57551 57574
577xx
57714
590xx
59011 59033 59036 59052 59055 59078 59085
592xx
59201 59212 59213 59218 59226 59255
594xx
59453
595xx
59523 59526 59527 59529 59535 59542 59547
597xx
59711 59724 59725 59732 59736 59739 59746 59756 59761 59762
610xx
61008 61011 61012 61016 61024 61038 61063 61065 61072 61073 61077 61079 61080 61088
611xx
61101 61102 61103 61104 61105 61106 61107 61108 61109 61110 61111 61112 61114 61115 61125 61126 61130 61131 61132
612xx
61231 61233 61234 61235 61238 61241 61254 61258 61260 61262 61263 61272 61273 61274 61276 61281
614xx
61412 61413 61419 61434 61442 61443 61465 61466 61468 61476 61486 61490
756xx
75642 75650 75651 75659 75661 75670 75671 75672 75688 75692 75694
762xx
76228
763xx
76352 76357 76365 76377
768xx
76837 76855 76862 76866
769xx
76937 76951
774xx
77418 77452 77473 77474 77485
780xx
78009 78016 78039 78056 78059 78066
788xx
78801 78802 78838 78850 78861 78870 78881 78884 78886
789xx
78931 78933 78944 78950
790xx
79001 79010 79012 79015 79016 79019 79039 79068 79080 79091 79092 79094 79097 79098
791xx
79101 79102 79103 79104 79105 79106 79107 79108 79109 79110 79111 79114 79116 79117 79118 79119 79120 79121 79124 79159 79166 79168 79172 79174 79178 79185 79189
793xx
79323 79355 79376
795xx
79516 79517 79526 79527 79549 79550
810xx
81021 81036 81045 81071
812xx
81235
814xx
81410 81413 81414 81415 81416 81418 81419 81420 81428
826xx
82601 82602 82604 82605 82609 82620 82630 82635 82636 82638 82643 82644 82646 82648
832xx
83226 83227 83235 83243 83251 83252 83278
834xx
83440 83441 83448 83460
836xx
83610 83645 83672
847xx
84713 84731 84751 84752
856xx
85611 85621 85624 85628 85637 85640 85646 85648
890xx
89001 89008 89017 89042 89043
979xx
97901 97902 97903 97906 97908 97909 97910 97911 97913 97914 97917 97918 97920

Other county cost groups

The county cost groups next to this one in DoD’s list (7 of 39), with the E‑5 with-dependents rate for 2026.

All 39 county cost groups

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read