BAH 2026Military housing area ZZ780
County Cost Group 780 BAH 2026
DoD’s 2026 housing allowance for every pay grade in County Cost Group 780 — a rate area DoD’s file builds from 860 ZIP codes — with and without dependents.
On this page4 sections
- E‑5 with dependents
- $1,815a monthtied for 217th highest of 338
- E‑5 without dependents
- $1,476a month
- O‑3 with dependents
- $2,346a month215th highest of 338
- ZIP codes
- 860in this DoD rate group
County Cost Group 780 pays $1,815 a month for an E‑5 with dependents: the tied for 217th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ780. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,689 | $1,341 |
| E‑2 | $1,689 | $1,341 |
| E‑3 | $1,689 | $1,341 |
| E‑4 | $1,689 | $1,341 |
| E‑5 | $1,815 | $1,476 |
| E‑6 | $2,130 | $1,596 |
| E‑7 | $2,208 | $1,692 |
| E‑8 | $2,292 | $1,884 |
| E‑9 | $2,424 | $1,971 |
| Warrant officers | ||
| W‑1 | $2,148 | $1,656 |
| W‑2 | $2,244 | $1,881 |
| W‑3 | $2,349 | $1,983 |
| W‑4 | $2,451 | $2,142 |
| W‑5 | $2,577 | $2,226 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,220 | $1,812 |
| O‑2E | $2,331 | $1,950 |
| O‑3E | $2,469 | $2,121 |
| Officers | ||
| O‑1 | $1,860 | $1,560 |
| O‑2 | $2,127 | $1,776 |
| O‑3 | $2,346 | $2,013 |
| O‑4 | $2,613 | $2,205 |
| O‑5 | $2,808 | $2,250 |
| O‑6 | $2,829 | $2,328 |
| O‑7 | $2,847 | $2,367 |
| O‑8† | $2,847 | $2,367 |
| O‑9† | $2,847 | $2,367 |
| O‑10† | $2,847 | $2,367 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 860 ZIP codes in County Cost Group 780 (ZZ780). DoD’s file names this rate area “County Cost Group 780” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 03570, one ZIP in this group, or at a ZIP the check below finds in this area.
Show all 860 ZIP codesAll 860 ZIP codes
- 035xx
- 03570 03575 03576 03579 03581 03582 03583 03584 03588 03589 03590 03592 03593 03595 03597 03598
- 044xx
- 04471 04478 04497
- 047xx
- 04730 04732 04733 04734 04735 04736 04737 04738 04739 04740 04741 04742 04743 04744 04745 04746 04747 04750 04751 04756 04757 04758 04760 04761 04762 04763 04764 04766 04768 04769 04772 04773 04774 04775 04776 04779 04780 04781 04783 04785 04786 04787
- 049xx
- 04911 04912 04920 04923 04924 04925 04929 04937 04942 04943 04944 04945 04950 04954 04957 04958 04961 04965 04967 04971 04975 04976 04978 04979 04985
- 150xx
- 15012
- 154xx
- 15401 15410 15413 15415 15416 15417 15420 15421 15422 15425 15428 15430 15431 15433 15435 15436 15437 15438 15439 15440 15442 15443 15444 15445 15446 15447 15449 15450 15451 15454 15455 15456 15458 15459 15460 15461 15462 15463 15464 15465 15466 15467 15468 15469 15470 15472 15473 15474 15475 15476 15478 15480 15482 15484 15486 15488 15489 15490 15492
- 156xx
- 15631
- 184xx
- 18419 18446
- 186xx
- 18615 18623 18625 18629 18636 18657
- 217xx
- 21711 21713 21715 21720 21721 21722 21733 21734 21740 21741 21742 21746 21747 21749 21750 21756 21767 21779 21781 21782 21783 21795
- 224xx
- 22432 22435 22442 22443 22456 22469 22473 22488
- 225xx
- 22511 22520 22524 22529 22530 22539 22558 22577 22579 22581
- 230xx
- 23023 23031 23032 23043 23070 23071 23079 23085 23091 23092
- 231xx
- 23108 23110 23126 23148 23149 23156 23161 23169 23175 23176 23177 23180
- 270xx
- 27006 27011 27013 27014 27016 27018 27019 27020 27021 27022 27028 27042 27043 27046 27052 27054 27055
- 280xx
- 28023 28039 28041 28071 28072 28088
- 281xx
- 28125 28138 28144 28145 28146 28147 28159
- 284xx
- 28421 28425 28435 28443 28454 28457 28478
- 286xx
- 28642
- 290xx
- 29015 29030 29065
- 291xx
- 29129 29130 29132 29135 29138 29166 29180
- 298xx
- 29824 29832 29847
- 304xx
- 30426 30441 30456
- 308xx
- 30806 30808 30816 30824 30830
- 310xx
- 31017 31020 31032 31033 31044 31050 31066 31078
- 313xx
- 31304 31305 31319 31327 31331
- 315xx
- 31542 31543 31553 31566
- 320xx
- 32013 32024 32025 32038 32055 32056 32061 32066
- 334xx
- 33440
- 338xx
- 33825 33826 33852 33857 33862 33870 33871 33872 33875 33876
- 339xx
- 33930 33935 33960 33975
- 342xx
- 34265 34266 34267 34268 34269
- 349xx
- 34972 34973 34974
- 350xx
- 35013 35031 35034 35035 35042 35049 35074 35079 35097
- 351xx
- 35121 35133 35184 35188
- 367xx
- 36792 36793
- 383xx
- 38301 38302 38303 38305 38308 38313 38314 38332 38340 38347 38352 38356 38362 38366 38378 38391 38392
- 400xx
- 40007 40011 40019 40036 40046 40047 40050 40055 40057 40058 40068 40070 40071 40075
- 401xx
- 40109 40110 40129 40150 40165 40166
- 453xx
- 45308 45312 45317 45318 45326 45337 45339 45356 45359 45361 45371 45373 45374 45383
- 463xx
- 46301 46302 46303 46304 46307 46308 46311 46312 46319 46320 46321 46322 46323 46324 46325 46327 46341 46342 46347 46349 46355 46356 46368 46372 46373 46375 46376 46377 46379 46381 46383 46384 46385 46393 46394
- 464xx
- 46401 46402 46403 46404 46405 46406 46407 46408 46409 46410 46411
- 471xx
- 47107 47110 47112 47114 47115 47117 47135 47136 47142 47160 47161 47164 47166
- 479xx
- 47922 47948 47951 47963 47964
- 530xx
- 53002 53004 53012 53014 53017 53021 53022 53024 53027 53033 53037 53040 53060 53061 53062 53074 53076 53080 53086 53088 53090 53092 53095 53097
- 541xx
- 54106 54110 54113 54123 54129 54130 54131 54136 54140 54152 54160 54165 54169 54170
- 549xx
- 54911 54912 54913 54914 54915 54919 54922 54931 54942 54944
- 560xx
- 56001 56002 56003 56010 56021 56024 56034 56037 56054 56055 56063 56065 56074 56078 56080 56082 56090
- 577xx
- 57722 57730 57738 57744 57773
- 585xx
- 58530
- 590xx
- 59003 59004 59012 59039 59043 59083
- 592xx
- 59211 59219 59242 59247 59252 59254 59256 59257 59258 59275
- 593xx
- 59312 59323 59327 59333 59347
- 594xx
- 59416 59425 59432 59435 59444 59448 59454 59456 59466 59474 59482 59484 59486
- 595xx
- 59501 59521 59525 59528 59530 59532 59540
- 599xx
- 59917 59918 59923 59930 59933 59934 59935
- 617xx
- 61701 61702 61704 61705 61709 61710 61720 61722 61724 61725 61726 61728 61730 61731 61732 61736 61737 61744 61745 61748 61752 61753 61754 61758 61761 61770 61772 61774 61776 61790 61791 61799
- 660xx
- 66006 66025 66044 66045 66046 66047 66049 66050
- 730xx
- 73010 73027 73028 73031 73044 73050 73056 73058 73063 73065 73073 73080 73093 73095
- 748xx
- 74831
- 760xx
- 76023 76071 76073 76078
- 762xx
- 76225 76234 76246 76267
- 764xx
- 76401 76402 76426 76431 76433 76446 76461 76465
- 766xx
- 76629
- 774xx
- 77426
- 778xx
- 77833 77834 77835 77836 77837 77838 77852 77856 77859 77863 77867 77870 77878 77879 77880 77882
- 793xx
- 79322 79343 79357
- 810xx
- 81001 81002 81003 81004 81005 81006 81007 81008 81009 81010 81011 81012 81019 81022 81023 81025 81033 81034 81062 81063 81069 81076
- 812xx
- 81220
- 814xx
- 81401 81402 81403 81411 81422 81424 81425 81429 81431
- 822xx
- 82222 82225 82227 82242
- 832xx
- 83201 83202 83204 83205 83206 83209 83214 83234 83245 83246 83250 83281
- 833xx
- 83325 83335 83338
- 836xx
- 83611 83615 83635 83638 83677
- 838xx
- 83843 83844
- 859xx
- 85901 85902 85911 85912 85923 85926 85928 85929 85933 85934 85935 85937 85939 85941 85942
- 860xx
- 86025 86029 86030 86031 86032 86033 86034 86039 86042 86043 86047 86054
- 865xx
- 86510 86520
- 881xx
- 88114
- 882xx
- 88213 88231 88240 88241 88242 88244 88252 88260 88262 88264 88265 88267
- 893xx
- 89310
- 898xx
- 89820
- 959xx
- 95912 95932 95950 95955 95970 95979 95987
- 977xx
- 97711 97730 97734 97741 97760 97761
- 983xx
- 98336 98355 98356 98361 98377
- 985xx
- 98520 98522 98526 98531 98532 98533 98535 98536 98537 98538 98539 98541 98542 98544 98547 98550 98552 98557 98559 98562 98563 98564 98565 98566 98568 98569 98570 98571 98572 98575 98582 98583 98585 98587 98591 98593 98595 98596
- 986xx
- 98602 98605 98613 98617 98619 98620 98623 98628 98635 98650 98670 98672 98673
- 990xx
- 99017 99033
- 991xx
- 99102 99104 99111 99113 99125 99128 99130 99136 99143 99149 99158 99161 99163 99164 99170 99171 99174 99176 99179
- 993xx
- 99322 99333 99356
Other county cost groups
The county cost groups next to this one in DoD’s list (7 of 39), with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.