Rank and Pay
MenuClose

VA disabilitycalculator

VA disability pay calculator

What VA pays each month for a combined rating and your family, read from VA’s own rate table to the cent — with a spouse’s Aid and Attendance, children in school and SMC-K added the way VA adds them.

Your rating and family

Combined rating

Don’t know it? Work it out from your ratings.

Spouse
Children
Dependent parents

Special monthly compensation (K), e.g. loss of use of a hand or foot.

VA rates from

Blank unless you type one. Social Security announced a 3.6% COLA on October 14, 2026; VA applies its own increase only once Congress passes the yearly COLA act and VA publishes its table.

Your result

Each month

Example

$2,074.45 a month

$24,893.40 a year · 70% with a spouse and 1 child under 18Up $56.26 (2.8%) from the December 1, 2024 rate ($2,018.19).Next change: December 1, 2026, with the yearly cost-of-living adjustment. VA hasn’t published those rates yet.

VA rates as of  · verified  · Change log · Report an error
Independent estimate · not an official statement · general information, not legal or benefits advice

Your month, drawn to scale
VA’s rate for your family$2,074.45Dec 1, 2024 rate: $2,018.19$0$2k$1k
The same family at every rating

Dependents add money only from 30%, so the step from 20% to 30% is the biggest. Rates from December 1, 2025, without SMC-K.

10%$180.4220%$356.6630%$666.4740%$947.8450%$1,322.9060%$1,663.0270%$2,074.4580%$2,406.1590%$2,704.30100%$4,318.99$0$5k$1k$2k$3k$4k

Estimate by Rank and Pay · VA rates as of December 1, 2025 · not an official statement · rankandpay.com

Where the amount comes from

VA’s rate table effective December 1, 2025

70% with spouse, 1 childVA’s rate table
$2,074.45
Each month
$2,074.45
Each year (× 12)
$24,893.40

Check the official source: VA’s current disability compensation rates (va.gov)

Next steps with these numbers

Estimate back pay at 70% Check how your ratings combine

The numbers travel only inside this browser tab, and only when you follow the first link.

How the math works

Every amount is a value from VA’s published table or a published add-on; nothing is estimated.

  1. The table rowFrom 30%, VA’s table has a row for each family: alone, with a spouse, with a child, with parents and their combinations. 70% with a spouse and one child under 18 is $2,074.45.Current Veterans disability compensation rates (page dated ) · 38 U.S.C. 1115, Additional compensation for dependents
  2. 10% and 20% are flat10% pays $180.42 and 20% pays $356.66, with or without dependents — dependents count only from 30%.Current Veterans disability compensation rates (page dated ) · 38 U.S.C. 1115, Additional compensation for dependents
  3. More childrenThe table row includes one child. Each additional child under 18 adds a fixed amount for the rating ($76.00 at 70%).Current Veterans disability compensation rates (page dated )
  4. Children 18–23 in schoolEach child 18 to 23 in a school program adds the school-child amount instead of the child rate; such a child is never the table’s “1 child”. 100% with a spouse and one child in school: $4,510.62.Veterans Compensation Benefits Rate Tables (former VBA page, effective 12/1/19), school-child footnote (page dated ) · 38 U.S.C. 1115, Additional compensation for dependents
  5. Spouse Aid and AttendanceWhen your spouse receives Aid and Attendance, a fixed amount is added on top of the row ($141.00 at 70%). VA’s own example — 70%, a spouse and three children under 18, spouse A&A — is $2,367.45.Current Veterans disability compensation rates (page dated )
  6. SMC-KEach award of special monthly compensation (K) adds $139.87, at any rating from 0% to 100%, up to three awards here.Special monthly compensation rates (page dated )
  7. The yearly figure and the rate yearEach year is the monthly amount × 12. VA’s rates change each December 1 with the cost-of-living adjustment; the December 1, 2025 rates rose 2.8%.Cost-of-Living Adjustments for Service-Connected Benefits (91 FR 7386) (page dated ) · Past VA disability compensation rates (effective December 1, 2024)

Not modeled here

  • December 1, 2026 rates: Not modeled — VA hasn’t published them yet (checked October 16, 2026); dates from December 1, 2026 show “Not modeled” until the table is out. Social Security announced a 3.6% COLA on October 14, 2026; VA’s increase needs the yearly VA COLA act, so no December 1, 2026 amount is computed here.

  • Other SMC levels: Not modeled — SMC levels other than K (L through S, and the higher combinations) aren’t added here — VA’s SMC rate tables list them.

  • TDIU: Not modeled — If VA grants TDIU it pays the 100% rate: choose 100% to see that amount. The combined rating calculator checks the percentage part of the rule.

  • Offsets and DIC: Not modeled — Military retired pay waivers (CRDP, CRSC), separation pay recoupment, drill pay offsets, debts and survivor (DIC) payments aren’t modeled.

  • When a dependent starts counting: Not modeled — The date VA adds a dependent to an award isn’t modeled; the amount shown assumes everyone listed is on the award.

How we check the numbers

  1. From the agency’s own tables. Pay from DFAS, housing from DoD’s BAH file, VA rates from VA, fitness scores from each service’s current scoring tables — looked up the way the tables read, never interpolated.
  2. Two dates on every answer. The date a rate took effect and the date it was last checked against the agency’s page. A rule that can’t be confirmed says “Not modeled” and why, instead of a guess.
  3. Tested, then logged. The arithmetic runs on one engine with automated tests built from the agencies’ own worked examples; every rate or rule change goes into the public change log with its source.

  • Guide · VA

    VA dependents, TDIU and SMC-K: when your monthly pay goes up

    70%: $1,808.45 alone → $2,207.45 with spouse and a child in school

    What raises a VA disability payment besides the rating: dependents at 30% and up, children in school, TDIU at the 100% rate and SMC-K, with worked amounts.

    Updated · 5 min read

  • In-depth guide · VA

    VA disability rates 2026 and VA math, step by step

    50%, 30%, 20% → 65 → 72 → 70%

    Why 50% + 30% + 20% is a 70% VA rating, how Table I and rounding work, and what the December 1, 2025 rates pay with a spouse or children.

    Updated · 9 min read

  • Guide · VA

    CRDP vs CRSC: military retired pay and VA compensation together

    DFAS example: $800 retired pay waived → paid in full with CRDP at 50%

    CRDP vs CRSC for military retirees with a VA rating: who is eligible, how each is paid and taxed, why you can’t have both, and the January open season.

    Updated · 5 min read

Sources

  1. Current Veterans disability compensation ratesU.S. Department of Veterans Affairs · page dated December 2, 2025 · read
  2. Past VA disability compensation rates (effective December 1, 2024)U.S. Department of Veterans Affairs · read
  3. Cost-of-Living Adjustments for Service-Connected Benefits (91 FR 7386)Federal Register · page dated February 17, 2026 · read
  4. 38 U.S.C. 1115, Additional compensation for dependentsCornell LII (U.S. Code) · read
  5. Special monthly compensation ratesU.S. Department of Veterans Affairs · page dated December 3, 2025 · read
  6. Veterans Compensation Benefits Rate Tables (former VBA page, effective 12/1/19), school-child footnoteU.S. Department of Veterans Affairs · page dated December 1, 2019 · read