BAH 2026Military housing area ZZ800
County Cost Group 800 BAH 2026
DoD’s 2026 housing allowance for every pay grade in County Cost Group 800 — a rate area DoD’s file builds from 585 ZIP codes — with and without dependents.
On this page4 sections
- E‑5 with dependents
- $1,962a month186th highest of 338
- E‑5 without dependents
- $1,599a month
- O‑3 with dependents
- $2,508a month177th highest of 338
- ZIP codes
- 585in this DoD rate group
County Cost Group 800 pays $1,962 a month for an E‑5 with dependents: the 186th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ800. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,827 | $1,446 |
| E‑2 | $1,827 | $1,446 |
| E‑3 | $1,827 | $1,446 |
| E‑4 | $1,827 | $1,446 |
| E‑5 | $1,962 | $1,599 |
| E‑6 | $2,283 | $1,710 |
| E‑7 | $2,364 | $1,830 |
| E‑8 | $2,454 | $2,031 |
| E‑9 | $2,589 | $2,121 |
| Warrant officers | ||
| W‑1 | $2,301 | $1,791 |
| W‑2 | $2,400 | $2,028 |
| W‑3 | $2,511 | $2,133 |
| W‑4 | $2,619 | $2,295 |
| W‑5 | $2,751 | $2,382 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,379 | $1,959 |
| O‑2E | $2,493 | $2,100 |
| O‑3E | $2,640 | $2,274 |
| Officers | ||
| O‑1 | $2,007 | $1,689 |
| O‑2 | $2,280 | $1,920 |
| O‑3 | $2,508 | $2,163 |
| O‑4 | $2,793 | $2,361 |
| O‑5 | $2,997 | $2,409 |
| O‑6 | $3,021 | $2,490 |
| O‑7 | $3,039 | $2,532 |
| O‑8† | $3,039 | $2,532 |
| O‑9† | $3,039 | $2,532 |
| O‑10† | $3,039 | $2,532 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 585 ZIP codes in County Cost Group 800 (ZZ800). DoD’s file names this rate area “County Cost Group 800” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 04010, one ZIP in this group, or at a ZIP the check below finds in this area.
Show all 585 ZIP codesAll 585 ZIP codes
- 040xx
- 04010 04016 04022 04037 04041 04051 04068 04088
- 042xx
- 04216 04217 04219 04220 04221 04224 04226 04231 04237 04238 04255 04257 04261 04267 04268 04270 04271 04275 04276 04281 04286 04289 04290 04292
- 050xx
- 05009 05030 05031 05032 05034 05035 05037 05047 05048 05049 05052 05053 05055 05056 05059 05062 05065 05067 05068 05071 05073 05084 05088 05089 05091
- 051xx
- 05142 05143 05149 05150 05151 05152 05153 05156 05161
- 052xx
- 05201 05250 05251 05252 05253 05254 05255 05257 05260 05261 05262
- 053xx
- 05340 05350 05352
- 054xx
- 05442 05443 05456 05464 05469 05472 05473 05487 05491 05492
- 056xx
- 05652 05653 05655 05656 05657 05661 05662 05665 05672 05680
- 057xx
- 05734 05740 05746 05747 05748 05753 05760 05766 05767 05768 05769 05770 05772 05776 05778
- 120xx
- 12015 12017 12029 12037 12042 12050 12051 12058 12060 12075 12083 12087
- 121xx
- 12106 12115 12124 12125 12130 12132 12136 12165 12172 12173 12174 12176 12184 12192 12195
- 124xx
- 12405 12407 12413 12414 12418 12422 12423 12424 12427 12431 12436 12439 12442 12444 12450 12451 12452 12454 12460 12463 12468 12470 12473 12482 12485 12492 12496
- 125xx
- 12502 12503 12513 12516 12517 12521 12523 12526 12529 12530 12534 12541 12544 12565
- 178xx
- 17821 17822 17884
- 226xx
- 22610 22623 22627 22630 22640 22642 22649
- 227xx
- 22716 22740 22747 22749
- 228xx
- 22801 22802 22803 22807 22811 22812 22815 22820 22821 22827 22830 22831 22832 22833 22834 22840 22841 22846 22848 22850 22853
- 244xx
- 24441 24471
- 307xx
- 30707 30725 30728 30738 30739 30741 30750 30752 30757
- 373xx
- 37327 37340 37347 37374 37380 37396 37397
- 410xx
- 41001 41002 41004 41005 41006 41007 41011 41012 41014 41015 41016 41017 41018 41019 41021 41022 41025 41033 41040 41042 41043 41044 41046 41048 41051 41053 41059 41061 41063 41071 41072 41073 41074 41075 41076 41080 41085 41086 41091 41092 41094 41095 41099
- 430xx
- 43003 43015 43021 43035 43061 43064 43065 43066 43074 43082
- 431xx
- 43103 43113 43116 43117 43140 43143 43145 43146 43151 43153 43156 43162 43164
- 432xx
- 43240
- 433xx
- 43315 43317 43320 43321 43325 43334 43338 43349 43350
- 450xx
- 45005 45032 45034 45036 45039 45040 45054 45065 45066 45068
- 451xx
- 45102 45103 45106 45112 45120 45122 45140 45147 45150 45152 45153 45156 45157 45158 45160 45162 45176
- 452xx
- 45245
- 470xx
- 47001 47018 47022 47025 47032 47040 47060
- 472xx
- 47201 47202 47203 47226 47232 47236 47244 47246 47247 47280
- 515xx
- 51529 51533 51534 51540 51541 51545 51546 51550 51551 51554 51555 51556 51557 51561 51563 51564 51571 51579
- 586xx
- 58634
- 587xx
- 58757
- 588xx
- 58831 58835 58838 58847 58854
- 590xx
- 59046 59074
- 601xx
- 60111 60112 60115 60129 60135 60145 60146 60150 60178
- 605xx
- 60520 60548 60550 60552 60556
- 640xx
- 64001 64011 64017 64020 64021 64022 64035 64036 64037 64062 64067 64071 64074 64076 64077 64084 64085 64096 64097
- 644xx
- 64429 64454 64465 64477 64492 64493
- 646xx
- 64624 64625 64637 64644 64649 64650 64671
- 653xx
- 65327
- 660xx
- 66010 66013 66026 66036 66040 66053 66056 66064 66071 66072 66075
- 667xx
- 66767
- 680xx
- 68002 68008 68023 68029 68034 68068
- 757xx
- 75701 75702 75703 75704 75705 75706 75707 75708 75709 75710 75711 75712 75713 75750 75757 75762 75771 75789 75791 75792 75798 75799
- 760xx
- 76035 76048 76049
- 764xx
- 76462 76467 76476
- 769xx
- 76930 76941
- 779xx
- 77901 77902 77903 77904 77905 77951 77960 77963 77968 77973 77976 77977 77988 77993
- 781xx
- 78107
- 786xx
- 78618 78624 78631 78671 78675
- 797xx
- 79714
- 804xx
- 80429 80461
- 811xx
- 81130
- 812xx
- 81251
- 832xx
- 83213 83244 83255
- 833xx
- 83301 83302 83303 83316 83321 83328 83334 83341 83344
- 834xx
- 83401 83402 83403 83404 83405 83406 83415 83422 83424 83425 83427 83428 83431 83434 83435 83442 83443 83444 83449 83450 83452 83454 83455
- 893xx
- 89301 89311 89314 89315 89317 89318 89319
- 959xx
- 95913 95920 95939 95943 95951 95963 95988
- 960xx
- 96009 96068
- 961xx
- 96109 96113 96114 96117 96119 96121 96123 96127 96128 96130 96132 96136 96137
- 970xx
- 97029 97033 97039 97050 97065
- 974xx
- 97497
- 975xx
- 97523 97526 97527 97528 97531 97532 97533 97534 97538 97543 97544
Other county cost groups
The county cost groups next to this one in DoD’s list (7 of 39), with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.