BAH 2026Military housing area ZZ810
County Cost Group 810 BAH 2026
DoD’s 2026 housing allowance for every pay grade in County Cost Group 810 — a rate area DoD’s file builds from 366 ZIP codes — with and without dependents.
On this page4 sections
- E‑5 with dependents
- $2,064a monthtied for 168th highest of 338
- E‑5 without dependents
- $1,683a month
- O‑3 with dependents
- $2,622a month157th highest of 338
- ZIP codes
- 366in this DoD rate group
County Cost Group 810 pays $2,064 a month for an E‑5 with dependents: the tied for 168th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ810. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,923 | $1,518 |
| E‑2 | $1,923 | $1,518 |
| E‑3 | $1,923 | $1,518 |
| E‑4 | $1,923 | $1,518 |
| E‑5 | $2,064 | $1,683 |
| E‑6 | $2,388 | $1,794 |
| E‑7 | $2,472 | $1,926 |
| E‑8 | $2,565 | $2,133 |
| E‑9 | $2,706 | $2,223 |
| Warrant officers | ||
| W‑1 | $2,406 | $1,887 |
| W‑2 | $2,511 | $2,130 |
| W‑3 | $2,625 | $2,238 |
| W‑4 | $2,736 | $2,403 |
| W‑5 | $2,874 | $2,493 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,487 | $2,061 |
| O‑2E | $2,607 | $2,202 |
| O‑3E | $2,757 | $2,379 |
| Officers | ||
| O‑1 | $2,109 | $1,779 |
| O‑2 | $2,385 | $2,022 |
| O‑3 | $2,622 | $2,268 |
| O‑4 | $2,916 | $2,472 |
| O‑5 | $3,129 | $2,520 |
| O‑6 | $3,153 | $2,604 |
| O‑7 | $3,174 | $2,646 |
| O‑8† | $3,174 | $2,646 |
| O‑9† | $3,174 | $2,646 |
| O‑10† | $3,174 | $2,646 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 366 ZIP codes in County Cost Group 810 (ZZ810). DoD’s file names this rate area “County Cost Group 810” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 13143, one ZIP in this group, or at a ZIP the check below finds in this area.
Show all 366 ZIP codesAll 366 ZIP codes
- 131xx
- 13143 13146 13154
- 140xx
- 14098
- 141xx
- 14103
- 144xx
- 14411 14413 14414 14423 14424 14425 14429 14432 14433 14435 14437 14443 14449 14452 14453 14454 14456 14461 14462 14463 14466 14469 14470 14471 14475 14476 14477 14479 14480 14481 14485 14486 14487 14488 14489
- 145xx
- 14502 14504 14505 14510 14512 14513 14516 14517 14518 14519 14520 14522 14532 14533 14537 14538 14539 14542 14545 14547 14548 14551 14555 14556 14558 14560 14561 14563 14564 14568 14571 14585 14589 14590 14592
- 148xx
- 14836 14846
- 201xx
- 20106
- 227xx
- 22701 22713 22714 22718 22724 22726 22729 22733 22736 22737 22741 22746
- 280xx
- 28010
- 281xx
- 28115 28117 28123 28166
- 286xx
- 28625 28634 28660 28677 28687 28688 28689 28699
- 306xx
- 30623 30625 30650 30663
- 326xx
- 32619 32693
- 377xx
- 37742 37771 37772 37774 37779
- 378xx
- 37807 37846 37866
- 590xx
- 59002 59006 59007 59008 59013 59014 59015 59024 59026 59029 59037 59041 59044 59053 59054 59057 59059 59064 59068 59070 59071 59072 59073 59079 59088
- 591xx
- 59101 59102 59103 59104 59105 59106 59107 59108 59111 59112 59114 59115 59116 59117
- 593xx
- 59313 59344 59354
- 594xx
- 59419 59422 59433 59436 59467 59468
- 596xx
- 59631 59632 59634 59638 59642 59645
- 597xx
- 59701 59702 59703 59707 59721 59727 59743 59748 59750 59759
- 598xx
- 59821 59824 59855 59860 59863 59864 59865
- 599xx
- 59910 59914 59915 59929 59931
- 727xx
- 72721 72738 72740 72742 72752 72760 72773 72776
- 750xx
- 75020 75021 75058 75076 75090 75091 75092
- 754xx
- 75414 75459 75489 75491 75495
- 762xx
- 76233 76245 76264 76268 76271 76273
- 780xx
- 78003 78055 78063
- 781xx
- 78114 78121 78143 78147 78160 78161
- 783xx
- 78358 78381 78382
- 788xx
- 78883 78885
- 804xx
- 80442 80446 80447 80451 80459 80468 80478 80482
- 811xx
- 81121 81128 81147 81157
- 812xx
- 81210 81224 81225 81230 81231 81237 81239 81241 81243
- 814xx
- 81434
- 853xx
- 85360
- 855xx
- 85501 85502 85532 85539 85541 85542 85544 85545 85547 85550 85553 85554
- 860xx
- 86021
- 864xx
- 86401 86402 86403 86404 86405 86406 86409 86411 86412 86413 86426 86427 86429 86430 86431 86432 86433 86434 86436 86437 86438 86439 86440 86441 86442 86443 86444 86445 86446
- 893xx
- 89316
- 894xx
- 89415 89420 89422 89427
- 898xx
- 89821
- 955xx
- 95531 95532 95538 95543 95548 95567
- 959xx
- 95915 95923 95934 95947 95956 95971 95980 95983 95984
- 960xx
- 96020 96021 96029 96035 96055 96059 96061 96063 96074 96075 96078 96080 96090 96092
- 961xx
- 96103 96105 96106 96122 96129 96135
- 971xx
- 97107 97108 97112 97118 97122 97130 97131 97134 97135 97136 97141 97143 97147 97149
- 974xx
- 97406 97415 97444 97450 97464 97465 97476 97491
- 977xx
- 97751 97752 97753 97754
- 983xx
- 98320
Other county cost groups
The county cost groups next to this one in DoD’s list (7 of 39), with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.