BAH 2026Military housing area ZZ770
County Cost Group 770 BAH 2026
DoD’s 2026 housing allowance for every pay grade in County Cost Group 770 — a rate area DoD’s file builds from 901 ZIP codes — with and without dependents.
On this page4 sections
- E‑5 with dependents
- $1,752a month234th highest of 338
- E‑5 without dependents
- $1,425a month
- O‑3 with dependents
- $2,280a monthtied for 225th highest of 338
- ZIP codes
- 901in this DoD rate group
County Cost Group 770 pays $1,752 a month for an E‑5 with dependents: the 234th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ770. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,632 | $1,296 |
| E‑2 | $1,632 | $1,296 |
| E‑3 | $1,632 | $1,296 |
| E‑4 | $1,632 | $1,296 |
| E‑5 | $1,752 | $1,425 |
| E‑6 | $2,067 | $1,548 |
| E‑7 | $2,142 | $1,632 |
| E‑8 | $2,226 | $1,821 |
| E‑9 | $2,352 | $1,908 |
| Warrant officers | ||
| W‑1 | $2,085 | $1,599 |
| W‑2 | $2,178 | $1,818 |
| W‑3 | $2,283 | $1,920 |
| W‑4 | $2,379 | $2,079 |
| W‑5 | $2,502 | $2,160 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,157 | $1,749 |
| O‑2E | $2,265 | $1,887 |
| O‑3E | $2,400 | $2,058 |
| Officers | ||
| O‑1 | $1,797 | $1,506 |
| O‑2 | $2,064 | $1,716 |
| O‑3 | $2,280 | $1,950 |
| O‑4 | $2,541 | $2,139 |
| O‑5 | $2,730 | $2,184 |
| O‑6 | $2,751 | $2,259 |
| O‑7 | $2,769 | $2,298 |
| O‑8† | $2,769 | $2,298 |
| O‑9† | $2,769 | $2,298 |
| O‑10† | $2,769 | $2,298 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 901 ZIP codes in County Cost Group 770 (ZZ770). DoD’s file names this rate area “County Cost Group 770” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 05042, one ZIP in this group, or at a ZIP the check below finds in this area.
Show all 901 ZIP codesAll 901 ZIP codes
- 050xx
- 05042 05046 05050 05069
- 058xx
- 05819 05820 05821 05822 05823 05825 05826 05827 05828 05829 05830 05832 05833 05836 05838 05839 05841 05842 05843 05845 05847 05848 05849 05850 05851 05853 05855 05857 05859 05860 05861 05862 05863 05866 05867 05868 05871 05872 05873 05874 05875
- 130xx
- 13040 13045 13056 13065 13077 13087
- 131xx
- 13101 13141 13148 13158 13165
- 137xx
- 13738 13784
- 138xx
- 13803 13863
- 145xx
- 14521 14541 14588
- 148xx
- 14814 14816 14825 14838 14845 14847 14860 14861 14864 14871 14872 14889 14894
- 149xx
- 14901 14902 14903 14904 14905
- 177xx
- 17701 17702 17703 17705 17720 17723 17727 17728 17737 17739 17740 17742 17744 17752 17754 17756 17762 17763 17769 17771 17774 17776
- 178xx
- 17810
- 239xx
- 23939 23958
- 240xx
- 24095
- 241xx
- 24104 24121 24122 24174 24178
- 245xx
- 24522 24523 24526 24536 24551 24556 24570 24593
- 275xx
- 27507 27522 27565 27581 27582
- 286xx
- 28605 28607 28608 28618 28679 28691 28692 28698
- 287xx
- 28716 28721 28738 28745 28751 28785 28786
- 305xx
- 30517 30529 30548 30549 30565 30567 30575 30599
- 316xx
- 31648
- 317xx
- 31772 31781 31789 31791 31796
- 334xx
- 33471
- 339xx
- 33944
- 373xx
- 37307 37310 37311 37312 37316 37317 37320 37323 37325 37326 37333 37353 37361 37362 37364 37369 37391
- 386xx
- 38601 38655 38673 38677
- 388xx
- 38874
- 389xx
- 38949
- 390xx
- 39059 39077 39078 39083
- 391xx
- 39191
- 398xx
- 39826 39842 39877 39885
- 465xx
- 46530 46536 46544 46545 46546 46552 46554 46556 46561 46574 46595
- 466xx
- 46601 46613 46614 46615 46616 46617 46619 46624 46626 46628 46634 46635 46637 46660 46680 46699
- 479xx
- 47901 47902 47903 47904 47905 47906 47907 47909 47917 47920 47921 47924 47930 47941 47942 47944 47962 47970 47971 47981 47983 47986 47992 47996
- 488xx
- 48808 48809 48815 48820 48822 48831 48833 48835 48845 48846 48849 48851 48853 48860 48865 48866 48870 48873 48875 48879 48881 48887 48894
- 489xx
- 48906
- 490xx
- 49010 49070 49078 49080
- 493xx
- 49311 49314 49323 49328 49335 49344 49348
- 494xx
- 49406 49408 49416 49419 49450 49453
- 500xx
- 50010 50011 50012 50013 50014 50046 50055 50056
- 501xx
- 50105 50124 50134 50154 50161
- 502xx
- 50201 50236 50244 50248 50278
- 522xx
- 52235 52240 52241 52242 52243 52244 52245 52246
- 523xx
- 52317 52322 52333 52338 52340
- 527xx
- 52755
- 531xx
- 53114 53115 53120 53121 53125 53128 53147 53148 53157 53176 53184 53190 53191 53195
- 535xx
- 53501 53503 53505 53506 53507 53511 53512 53525 53526 53533 53534 53535 53536 53537 53542 53543 53544 53545 53546 53547 53548 53553 53555 53563 53565 53576 53580 53582 53585 53595
- 539xx
- 53901 53911 53923 53925 53928 53932 53935 53954 53955 53957 53960 53965 53969
- 550xx
- 55019 55021 55046 55052 55053 55057 55087 55088
- 553xx
- 55353
- 556xx
- 55601 55603 55607 55609 55614 55616
- 559xx
- 55919 55921 55931 55941 55943 55947 55974
- 560xx
- 56052
- 563xx
- 56301 56302 56303 56307 56310 56312 56316 56320 56321 56325 56329 56331 56333 56335 56340 56352 56356 56357 56362 56367 56368 56369 56371 56372 56374 56375 56376 56377 56378 56379 56387 56388 56393 56395 56396 56397 56398 56399
- 570xx
- 57012 57014 57015 57021 57036 57043 57047 57048 57053 57058 57070
- 573xx
- 57319 57374
- 587xx
- 58755 58795
- 588xx
- 58801 58802 58803 58830 58843 58845 58849 58852 58853 58856
- 592xx
- 59223 59225 59230 59231 59240 59241 59244 59248 59250 59259 59260 59273
- 593xx
- 59311 59315 59316 59319 59324 59330 59332 59339
- 594xx
- 59411 59417 59427 59434 59447 59452 59462 59469 59479
- 597xx
- 59713 59722 59728 59731 59733
- 598xx
- 59843 59854
- 620xx
- 62006 62013 62022 62028 62030 62031 62036 62037 62045 62047 62052 62053 62063 62065 62070
- 622xx
- 62215 62216 62218 62219 62230 62231 62236 62244 62245 62248 62250 62252 62253 62256 62265 62266 62279 62293 62295 62298
- 626xx
- 62613 62642 62659 62673 62675 62688
- 630xx
- 63013 63014 63015 63037 63039 63041 63055 63056 63060 63061 63068 63069 63072 63073 63077 63079 63080 63084 63089 63090
- 633xx
- 63342 63343 63347 63349 63357 63362 63369 63370 63377 63378 63379 63380 63381 63383 63387 63389 63390
- 688xx
- 68801 68802 68803 68810 68824 68832 68883
- 704xx
- 70441 70453
- 707xx
- 70712 70715 70722 70730 70732 70736 70747 70748 70749 70752 70753 70755 70756 70759 70760 70761 70762 70773 70775 70777 70782 70783 70784 70787 70789
- 720xx
- 72001 72002 72011 72015 72016 72018 72019 72022 72025 72065 72070 72089
- 721xx
- 72103 72122 72125 72126 72158 72167
- 740xx
- 74001 74002 74010 74028 74030 74035 74039 74041 74044 74046 74047 74052 74054 74056 74060 74066 74067 74068 74071 74084
- 741xx
- 74131
- 746xx
- 74633 74637 74652
- 756xx
- 75601 75602 75603 75604 75605 75606 75607 75608 75615 75640 75641 75644 75645 75647 75660 75662 75663 75683 75693
- 757xx
- 75755 75797
- 762xx
- 76238 76240 76241 76250 76252 76253 76263 76272
- 773xx
- 77320 77331 77334 77340 77341 77342 77343 77344 77348 77349 77358 77359 77364 77367 77371
- 774xx
- 77404 77414 77415 77419 77428 77440 77456 77457 77458 77465 77468 77482 77483
- 781xx
- 78111 78113 78116 78117 78118 78119 78144 78151
- 786xx
- 78605 78606 78608 78611 78635 78636 78654 78663
- 790xx
- 79022 79051 79087
- 797xx
- 79719 79742 79756 79777 79788
- 806xx
- 80649 80653 80654
- 807xx
- 80701 80705 80723 80733 80750
- 812xx
- 81212 81215 81221 81222 81223 81226 81232 81233 81240 81244 81290
- 813xx
- 81321 81323 81327 81328 81330 81331 81334 81335
- 814xx
- 81433
- 836xx
- 83617 83636 83657 83670
- 840xx
- 84023 84046
- 843xx
- 84301 84302 84306 84307 84309 84311 84312 84313 84314 84316 84324 84329 84330 84331 84334 84336 84337 84340
- 847xx
- 84714 84719 84720 84721 84723 84732 84740 84742 84743 84750 84753 84756 84760 84761 84772
- 853xx
- 85325 85328 85334 85344 85346 85348 85357 85359 85371
- 859xx
- 85920 85924 85925 85927 85930 85932 85936 85938 85940
- 860xx
- 86028
- 865xx
- 86502 86503 86504 86505 86506 86507 86508 86511 86512 86514 86515 86535 86538 86540 86544 86545 86547 86556
- 882xx
- 88210 88211 88220 88221 88250 88254 88255 88256 88263 88268
- 955xx
- 95527 95552 95563 95595
- 960xx
- 96010 96024 96041 96046 96048 96052 96091 96093
- 976xx
- 97620 97630 97635 97636 97637 97638 97640 97641
- 977xx
- 97735
- 978xx
- 97817 97820 97825 97828 97842 97845 97846 97848 97856 97857 97864 97865 97869 97873 97885
- 986xx
- 98612 98647
- 990xx
- 99013 99034 99040
- 991xx
- 99101 99105 99109 99110 99114 99126 99129 99131 99137 99141 99148 99151 99157 99167 99169 99173 99181
- 993xx
- 99341 99344 99371
Other county cost groups
The county cost groups next to this one in DoD’s list (7 of 39), with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.