BAH 2026Military housing area CA044
Santa Clara County, CA BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Santa Clara County, CA military housing area, with and without dependents, and the 123 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $4,659a month5th highest of 338
- E‑5 without dependents
- $3,798a month
- O‑3 with dependents
- $5,199a month6th highest of 338
- ZIP codes
- 123in this DoD area
Santa Clara County, CA pays $4,659 a month for an E‑5 with dependents: the 5th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for CA044. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $4,356 | $3,318 |
| E‑2 | $4,356 | $3,318 |
| E‑3 | $4,356 | $3,318 |
| E‑4 | $4,356 | $3,318 |
| E‑5 | $4,659 | $3,798 |
| E‑6 | $4,977 | $4,086 |
| E‑7 | $5,058 | $4,368 |
| E‑8 | $5,145 | $4,728 |
| E‑9 | $5,382 | $4,815 |
| Warrant officers | ||
| W‑1 | $4,998 | $4,257 |
| W‑2 | $5,094 | $4,725 |
| W‑3 | $5,202 | $4,830 |
| W‑4 | $5,448 | $4,992 |
| W‑5 | $5,751 | $5,076 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $5,070 | $4,656 |
| O‑2E | $5,184 | $4,797 |
| O‑3E | $5,496 | $4,971 |
| Officers | ||
| O‑1 | $4,704 | $4,053 |
| O‑2 | $4,974 | $4,560 |
| O‑3 | $5,199 | $4,860 |
| O‑4 | $5,856 | $5,055 |
| O‑5 | $6,333 | $5,100 |
| O‑6 | $6,387 | $5,178 |
| O‑7 | $6,441 | $5,274 |
| O‑8† | $6,441 | $5,274 |
| O‑9† | $6,441 | $5,274 |
| O‑10† | $6,441 | $5,274 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 123 ZIP codes in Santa Clara County, CA (CA044). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 94002, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 123 ZIP codesAll 123 ZIP codes
- 940xx
- 94002 94020 94021 94022 94023 94024 94025 94027 94028 94035 94039 94040 94041 94042 94043 94060 94061 94062 94063 94064 94065 94070 94074 94085 94086 94087 94088 94089
- 943xx
- 94301 94302 94303 94304 94305 94306 94309
- 950xx
- 95002 95008 95009 95011 95013 95014 95015 95020 95021 95026 95030 95031 95032 95033 95035 95036 95037 95038 95042 95044 95046 95050 95051 95052 95053 95054 95055 95056 95070 95071
- 951xx
- 95101 95103 95106 95108 95109 95110 95111 95112 95113 95115 95116 95117 95118 95119 95120 95121 95122 95123 95124 95125 95126 95127 95128 95129 95130 95131 95132 95133 95134 95135 95136 95138 95139 95140 95141 95148 95150 95151 95152 95153 95154 95155 95156 95157 95158 95159 95160 95161 95164 95170 95172 95173 95190 95191 95192 95193 95194 95196
Other areas in California
Areas whose DoD code starts with CA, with the E‑5 with-dependents rate for 2026.
- Barstow/Fort Irwin, CA$2,001
- Beale AFB, CA$2,967
- Bridgeport, CA$2,085
- Camp Pendleton, CA$3,963
- China Lake, CA$1,563
- Edwards AFB/Palmdale, CA$2,658
- El Centro, CA$1,986
- Fresno, CA$2,439
- Humboldt County, CA$1,827
- Lemoore NAS, CA$2,139
- Los Angeles, CA$3,882
- Marin/Sonoma, CA$3,303
- Monterey, CA$3,465
- Oakland, CA$3,759
- Riverside, CA$3,351
- Sacramento, CA$2,904
- San Bernardino, CA$3,288
- San Diego, CA$3,975
- San Francisco, CA$5,127
- San Luis Obispo, CA$3,198
- Santa Clara County, CA$4,659
- Stockton, CA$2,553
- Twenty Nine Palms MCB, CA$1,980
- Vallejo/Travis AFB, CA$3,369
- Vandenberg SFB, CA$3,333
- Ventura, CA$3,537
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.