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BAH 2026Military housing area CA031

San Bernardino, CA BAH 2026

DoD’s 2026 housing allowance for every pay grade in the San Bernardino, CA military housing area, with and without dependents, and the 78 ZIP codes it covers.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page4 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Other areas in California
  4. How these rates work
E‑5 with dependents
$3,288a month38th highest of 338
E‑5 without dependents
$2,466a month
O‑3 with dependents
$3,414a month66th highest of 338
ZIP codes
78in this DoD area
E‑5 with dependents, 2026: this area among all 338

San Bernardino, CA pays $3,288 a month for an E‑5 with dependents: the 38th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for CA031. E‑1 to E‑4 with dependents share one rate here.

San Bernardino, CA (CA031), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$2,958$2,220
E‑2$2,958$2,220
E‑3$2,958$2,220
E‑4$2,958$2,220
E‑5$3,288$2,466
E‑6$3,381$2,667
E‑7$3,399$2,973
E‑8$3,408$3,312
E‑9$3,465$3,327
Warrant officers
W‑1$3,396$2,850
W‑2$3,405$3,309
W‑3$3,417$3,333
W‑4$3,489$3,372
W‑5$3,597$3,387
Officers with over 4 years of enlisted or warrant service
O‑1E$3,402$3,285
O‑2E$3,411$3,324
O‑3E$3,504$3,369
Officers
O‑1$3,306$2,628
O‑2$3,378$3,180
O‑3$3,414$3,339
O‑4$3,630$3,375
O‑5$3,798$3,390
O‑6$3,828$3,393
O‑7$3,855$3,438
O‑8†$3,855$3,438
O‑9†$3,855$3,438
O‑10†$3,855$3,438

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 78 ZIP codes in San Bernardino, CA (CA031). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 91701, one ZIP in this area, or at a ZIP the check below finds in this area.

Show all 78 ZIP codesAll 78 ZIP codes
917xx
91701 91729 91730 91737 91739 91743 91758 91759 91785
922xx
92285 92286
923xx
92301 92305 92308 92313 92314 92315 92316 92317 92318 92321 92322 92323 92324 92325 92329 92331 92333 92334 92335 92336 92337 92339 92340 92341 92344 92345 92346 92350 92352 92354 92356 92357 92358 92359 92369 92371 92372 92373 92374 92375 92376 92377 92378 92382 92385 92386 92391 92392 92393 92397 92399
924xx
92401 92402 92403 92404 92405 92406 92407 92408 92410 92411 92413 92415 92418 92423 92427
935xx
93592
BAH calculator at 91701Basic pay + BAH + BAS at 91701

Other areas in California

Areas whose DoD code starts with CA, with the E‑5 with-dependents rate for 2026.

All 338 areas by state

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Alert for BAH 2027 (January 1):RSS feedCalendar (.ics)How these work

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read