BAH 2026Military housing area CA018
Oakland, CA BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Oakland, CA military housing area, with and without dependents, and the 121 ZIP codes it covers.
On this page5 sections
- E‑5 with dependents
- $3,759a month18th highest of 338
- E‑5 without dependents
- $3,000a month
- O‑3 with dependents
- $4,362a monthtied for 25th highest of 338
- ZIP codes
- 121in this DoD area
Oakland, CA pays $3,759 a month for an E‑5 with dependents: the 18th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for CA018. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $3,471 | $2,667 |
| E‑2 | $3,471 | $2,667 |
| E‑3 | $3,471 | $2,667 |
| E‑4 | $3,471 | $2,667 |
| E‑5 | $3,759 | $3,000 |
| E‑6 | $4,113 | $3,213 |
| E‑7 | $4,203 | $3,483 |
| E‑8 | $4,299 | $3,834 |
| E‑9 | $4,488 | $3,933 |
| Warrant officers | ||
| W‑1 | $4,134 | $3,378 |
| W‑2 | $4,242 | $3,831 |
| W‑3 | $4,365 | $3,948 |
| W‑4 | $4,533 | $4,131 |
| W‑5 | $4,740 | $4,224 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $4,218 | $3,756 |
| O‑2E | $4,344 | $3,912 |
| O‑3E | $4,566 | $4,107 |
| Officers | ||
| O‑1 | $3,807 | $3,180 |
| O‑2 | $4,110 | $3,666 |
| O‑3 | $4,362 | $3,981 |
| O‑4 | $4,809 | $4,203 |
| O‑5 | $5,133 | $4,254 |
| O‑6 | $5,178 | $4,341 |
| O‑7 | $5,220 | $4,419 |
| O‑8† | $5,220 | $4,419 |
| O‑9† | $5,220 | $4,419 |
| O‑10† | $5,220 | $4,419 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 121 ZIP codes in Oakland, CA (CA018). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 94501, the ZIP of Coast Guard Base Alameda, or at a ZIP the check below finds in this area.
Show all 121 ZIP codesAll 121 ZIP codes
- 945xx
- 94501 94502 94505 94506 94507 94509 94511 94513 94514 94516 94517 94518 94519 94520 94521 94522 94523 94524 94525 94526 94527 94528 94529 94530 94531 94536 94537 94538 94539 94540 94541 94542 94543 94544 94545 94546 94547 94548 94549 94550 94551 94552 94553 94555 94556 94557 94560 94561 94563 94564 94565 94566 94568 94569 94570 94572 94575 94577 94578 94579 94580 94582 94583 94586 94587 94588 94595 94596 94597 94598
- 946xx
- 94601 94602 94603 94604 94605 94606 94607 94608 94609 94610 94611 94612 94613 94614 94615 94617 94618 94619 94620 94621 94622 94623 94624 94649 94659 94660 94661 94662 94666
- 947xx
- 94701 94702 94703 94704 94705 94706 94707 94708 94709 94710 94712 94720
- 948xx
- 94801 94802 94803 94804 94805 94806 94807 94808 94820 94850
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in CA018; the ZIP shown is the one in each installation’s main contact address.
Other areas in California
Areas whose DoD code starts with CA, with the E‑5 with-dependents rate for 2026.
- Barstow/Fort Irwin, CA$2,001
- Beale AFB, CA$2,967
- Bridgeport, CA$2,085
- Camp Pendleton, CA$3,963
- China Lake, CA$1,563
- Edwards AFB/Palmdale, CA$2,658
- El Centro, CA$1,986
- Fresno, CA$2,439
- Humboldt County, CA$1,827
- Lemoore NAS, CA$2,139
- Los Angeles, CA$3,882
- Marin/Sonoma, CA$3,303
- Monterey, CA$3,465
- Oakland, CA$3,759
- Riverside, CA$3,351
- Sacramento, CA$2,904
- San Bernardino, CA$3,288
- San Diego, CA$3,975
- San Francisco, CA$5,127
- San Luis Obispo, CA$3,198
- Santa Clara County, CA$4,659
- Stockton, CA$2,553
- Twenty Nine Palms MCB, CA$1,980
- Vallejo/Travis AFB, CA$3,369
- Vandenberg SFB, CA$3,333
- Ventura, CA$3,537
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.