BAH 2026Military housing area CA042

Humboldt County, CA BAH 2026

DoD’s 2026 housing allowance for every pay grade in the Humboldt County, CA military housing area, with and without dependents, and the 38 ZIP codes it covers.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page4 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Other areas in California
  4. How these rates work
E‑5 with dependents
$1,827a month214th highest of 338
E‑5 without dependents
$1,587a month
O‑3 with dependents
$2,838a month122nd highest of 338
ZIP codes
38in this DoD area
E‑5 with dependents, 2026: this area among all 338

Humboldt County, CA pays $1,827 a month for an E‑5 with dependents: the 214th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for CA042. E‑1 to E‑4 with dependents share one rate here.

Humboldt County, CA (CA042), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$1,764$1,395
E‑2$1,764$1,395
E‑3$1,764$1,395
E‑4$1,764$1,395
E‑5$1,827$1,587
E‑6$2,322$1,743
E‑7$2,511$1,884
E‑8$2,715$2,037
E‑9$2,916$2,187
Warrant officers
W‑1$2,343$1,758
W‑2$2,595$1,947
W‑3$2,844$2,190
W‑4$2,943$2,364
W‑5$3,063$2,556
Officers with over 4 years of enlisted or warrant service
O‑1E$2,547$1,911
O‑2E$2,808$2,106
O‑3E$2,961$2,316
Officers
O‑1$1,893$1,698
O‑2$2,316$1,887
O‑3$2,838$2,193
O‑4$3,099$2,520
O‑5$3,288$2,634
O‑6$3,312$2,823
O‑7$3,336$2,871
O‑8†$3,336$2,871
O‑9†$3,336$2,871
O‑10†$3,336$2,871

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 38 ZIP codes in Humboldt County, CA (CA042). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 95501, one ZIP in this area.

Show all 38 ZIP codesAll 38 ZIP codes
955xx
95501 95502 95503 95511 95514 95518 95519 95521 95524 95525 95526 95528 95534 95536 95537 95540 95542 95545 95546 95547 95549 95550 95551 95553 95554 95555 95556 95558 95559 95560 95562 95564 95565 95569 95570 95571 95573 95589

Other areas in California

Areas whose DoD code starts with CA, with the E‑5 with-dependents rate for 2026.

All 338 areas by state

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read