BAH 2026Military housing area CA035

Stockton, CA BAH 2026

DoD’s 2026 housing allowance for every pay grade in the Stockton, CA military housing area, with and without dependents, and the 71 ZIP codes it covers.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page4 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Other areas in California
  4. How these rates work
E‑5 with dependents
$2,553a month88th highest of 338
E‑5 without dependents
$2,187a month
O‑3 with dependents
$3,309a month73rd highest of 338
ZIP codes
71in this DoD area
E‑5 with dependents, 2026: this area among all 338

Stockton, CA pays $2,553 a month for an E‑5 with dependents: the 88th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for CA035. E‑1 to E‑4 with dependents share one rate here.

Stockton, CA (CA035), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$2,445$1,926
E‑2$2,445$1,926
E‑3$2,445$1,926
E‑4$2,445$1,926
E‑5$2,553$2,187
E‑6$2,934$2,340
E‑7$3,072$2,445
E‑8$3,219$2,634
E‑9$3,432$2,742
Warrant officers
W‑1$2,955$2,418
W‑2$3,132$2,631
W‑3$3,315$2,757
W‑4$3,477$2,961
W‑5$3,672$3,105
Officers with over 4 years of enlisted or warrant service
O‑1E$3,096$2,550
O‑2E$3,288$2,718
O‑3E$3,507$2,925
Officers
O‑1$2,607$2,331
O‑2$2,931$2,523
O‑3$3,309$2,793
O‑4$3,738$3,075
O‑5$4,047$3,156
O‑6$4,080$3,294
O‑7$4,110$3,351
O‑8†$4,110$3,351
O‑9†$4,110$3,351
O‑10†$4,110$3,351

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 71 ZIP codes in Stockton, CA (CA035). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 95201, one ZIP in this area, or at a ZIP the check below finds in this area.

Show all 71 ZIP codesAll 71 ZIP codes
952xx
95201 95202 95203 95204 95205 95206 95207 95208 95209 95210 95211 95212 95213 95215 95219 95220 95227 95230 95231 95234 95236 95237 95240 95241 95242 95253 95258 95267 95269 95296 95297
953xx
95304 95307 95313 95316 95319 95320 95323 95326 95328 95329 95330 95336 95337 95350 95351 95352 95353 95354 95355 95356 95357 95358 95360 95361 95363 95366 95367 95368 95376 95377 95378 95380 95381 95382 95385 95386 95387 95391 95397
956xx
95686

Other areas in California

Areas whose DoD code starts with CA, with the E‑5 with-dependents rate for 2026.

All 338 areas by state

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read