BAH 2026Military housing area CA034
Sacramento, CA BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Sacramento, CA military housing area, with and without dependents, and the 158 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $2,904a month58th highest of 338
- E‑5 without dependents
- $2,190a month
- O‑3 with dependents
- $3,039a month99th highest of 338
- ZIP codes
- 158in this DoD area
Sacramento, CA pays $2,904 a month for an E‑5 with dependents: the 58th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for CA034. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,598 | $2,016 |
| E‑2 | $2,598 | $2,016 |
| E‑3 | $2,598 | $2,016 |
| E‑4 | $2,598 | $2,016 |
| E‑5 | $2,904 | $2,190 |
| E‑6 | $2,979 | $2,325 |
| E‑7 | $2,997 | $2,610 |
| E‑8 | $3,021 | $2,925 |
| E‑9 | $3,114 | $2,934 |
| Warrant officers | ||
| W‑1 | $2,994 | $2,499 |
| W‑2 | $3,006 | $2,922 |
| W‑3 | $3,042 | $2,940 |
| W‑4 | $3,144 | $2,973 |
| W‑5 | $3,276 | $3,000 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $3,000 | $2,901 |
| O‑2E | $3,033 | $2,931 |
| O‑3E | $3,165 | $2,964 |
| Officers | ||
| O‑1 | $2,922 | $2,292 |
| O‑2 | $2,976 | $2,805 |
| O‑3 | $3,039 | $2,943 |
| O‑4 | $3,318 | $2,988 |
| O‑5 | $3,525 | $3,003 |
| O‑6 | $3,552 | $3,015 |
| O‑7 | $3,576 | $3,069 |
| O‑8† | $3,576 | $3,069 |
| O‑9† | $3,576 | $3,069 |
| O‑10† | $3,576 | $3,069 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 158 ZIP codes in Sacramento, CA (CA034). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 94203, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 158 ZIP codesAll 158 ZIP codes
- 942xx
- 94203 94204 94205 94206 94209 94229 94230 94232 94235 94236 94237 94239 94240 94244 94247 94248 94249 94250 94252 94254 94256 94257 94258 94259 94261 94262 94263 94267 94268 94269 94271 94273 94274 94277 94278 94279 94280 94283 94284 94285 94287 94288 94289 94290 94293 94294 94295 94296 94297 94298 94299
- 956xx
- 95605 95606 95607 95608 95609 95610 95611 95612 95613 95614 95615 95616 95617 95618 95619 95621 95623 95624 95626 95627 95628 95630 95632 95633 95635 95637 95638 95639 95641 95645 95651 95652 95653 95655 95660 95662 95664 95667 95670 95671 95672 95673 95679 95680 95682 95683 95690 95691 95693 95694 95695 95697 95698
- 957xx
- 95709 95741 95742 95757 95758 95759 95762 95763 95776 95798 95799
- 958xx
- 95811 95812 95813 95814 95815 95816 95817 95818 95819 95820 95821 95822 95823 95824 95825 95826 95827 95828 95829 95830 95831 95832 95833 95834 95835 95836 95837 95838 95840 95841 95842 95843 95851 95852 95853 95860 95864 95865 95866 95867 95894 95899
- 959xx
- 95937
Other areas in California
Areas whose DoD code starts with CA, with the E‑5 with-dependents rate for 2026.
- Barstow/Fort Irwin, CA$2,001
- Beale AFB, CA$2,967
- Bridgeport, CA$2,085
- Camp Pendleton, CA$3,963
- China Lake, CA$1,563
- Edwards AFB/Palmdale, CA$2,658
- El Centro, CA$1,986
- Fresno, CA$2,439
- Humboldt County, CA$1,827
- Lemoore NAS, CA$2,139
- Los Angeles, CA$3,882
- Marin/Sonoma, CA$3,303
- Monterey, CA$3,465
- Oakland, CA$3,759
- Riverside, CA$3,351
- Sacramento, CA$2,904
- San Bernardino, CA$3,288
- San Diego, CA$3,975
- San Francisco, CA$5,127
- San Luis Obispo, CA$3,198
- Santa Clara County, CA$4,659
- Stockton, CA$2,553
- Twenty Nine Palms MCB, CA$1,980
- Vallejo/Travis AFB, CA$3,369
- Vandenberg SFB, CA$3,333
- Ventura, CA$3,537
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.