BAH 2026Military housing area ZZ730
County Cost Group 730 BAH 2026
DoD’s 2026 housing allowance for every pay grade in County Cost Group 730 — a rate area DoD’s file builds from 740 ZIP codes — with and without dependents.
On this page4 sections
- E‑5 with dependents
- $1,557a month271st highest of 338
- E‑5 without dependents
- $1,263a month
- O‑3 with dependents
- $2,064a monthtied for 271st highest of 338
- ZIP codes
- 740in this DoD rate group
County Cost Group 730 pays $1,557 a month for an E‑5 with dependents: the 271st highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ730. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,446 | $1,158 |
| E‑2 | $1,446 | $1,158 |
| E‑3 | $1,446 | $1,158 |
| E‑4 | $1,446 | $1,158 |
| E‑5 | $1,557 | $1,263 |
| E‑6 | $1,863 | $1,395 |
| E‑7 | $1,935 | $1,452 |
| E‑8 | $2,013 | $1,623 |
| E‑9 | $2,133 | $1,707 |
| Warrant officers | ||
| W‑1 | $1,881 | $1,419 |
| W‑2 | $1,968 | $1,620 |
| W‑3 | $2,067 | $1,722 |
| W‑4 | $2,157 | $1,875 |
| W‑5 | $2,271 | $1,953 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $1,947 | $1,554 |
| O‑2E | $2,049 | $1,689 |
| O‑3E | $2,175 | $1,854 |
| Officers | ||
| O‑1 | $1,602 | $1,332 |
| O‑2 | $1,860 | $1,524 |
| O‑3 | $2,064 | $1,749 |
| O‑4 | $2,304 | $1,932 |
| O‑5 | $2,478 | $1,974 |
| O‑6 | $2,496 | $2,043 |
| O‑7 | $2,511 | $2,076 |
| O‑8† | $2,511 | $2,076 |
| O‑9† | $2,511 | $2,076 |
| O‑10† | $2,511 | $2,076 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 740 ZIP codes in County Cost Group 730 (ZZ730). DoD’s file names this rate area “County Cost Group 730” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 05824, one ZIP in this group, or at a ZIP the check below finds in this area.
Show all 740 ZIP codesAll 740 ZIP codes
- 058xx
- 05824 05837 05840 05846 05858
- 059xx
- 05901 05902 05903 05904 05905 05906 05907
- 120xx
- 12010 12016 12066 12068 12069 12070 12072 12086
- 121xx
- 12166 12167 12177
- 124xx
- 12406 12421 12430 12434 12438 12455 12459 12474
- 133xx
- 13317 13339
- 134xx
- 13410 13428 13452
- 137xx
- 13731 13739 13740 13750 13751 13752 13753 13755 13756 13757 13774 13775 13782 13783 13786 13788
- 138xx
- 13804 13806 13838 13839 13842 13846 13847 13856 13860
- 157xx
- 15714 15722 15737 15738 15760 15762 15773 15775
- 159xx
- 15901 15902 15904 15905 15906 15907 15909 15915 15921 15922 15925 15927 15930 15931 15934 15938 15940 15942 15943 15945 15946 15948 15951 15952 15955 15956 15958 15960 15961 15962
- 161xx
- 16101 16102 16103 16105 16107 16108 16112 16116 16117 16120 16132 16140 16142 16143 16155 16156 16157 16160 16172
- 166xx
- 16613 16619 16624 16629 16630 16636 16639 16640 16641 16644 16646 16668 16675 16699
- 224xx
- 22436 22437 22438 22454 22476
- 225xx
- 22504 22509 22560
- 226xx
- 22626 22641 22644 22652 22657 22660 22664
- 228xx
- 22810 22824 22842 22844 22845 22847
- 231xx
- 23115
- 238xx
- 23827 23828 23829 23837 23844 23847 23866 23867 23870 23874 23878 23879
- 263xx
- 26374
- 264xx
- 26410 26425 26444
- 265xx
- 26519 26520 26524 26525 26537 26542 26547
- 267xx
- 26705 26716 26764
- 301xx
- 30139
- 305xx
- 30522 30536 30539 30540
- 307xx
- 30701 30703 30705 30708 30711 30724 30732 30733 30734 30735 30746 30751
- 324xx
- 32425 32452 32455 32464
- 354xx
- 35443 35448 35462 35469 35491
- 367xx
- 36740
- 385xx
- 38501 38502 38503 38505 38506 38544 38545 38548 38574 38582
- 400xx
- 40004 40008 40012 40013 40020 40048 40051 40052
- 401xx
- 40107
- 421xx
- 42134 42135
- 434xx
- 43408 43412 43416 43430 43432 43433 43436 43438 43439 43440 43445 43446 43449 43452 43456 43458 43468
- 440xx
- 44089
- 448xx
- 44814 44816 44824 44839 44846 44870 44871
- 451xx
- 45101 45107 45113 45114 45115 45118 45119 45121 45130 45131 45146 45148 45154 45159 45164 45166 45167 45168 45169 45171 45177
- 458xx
- 45819 45865 45869 45870 45871 45884 45885 45888 45895 45896
- 461xx
- 46105 46120 46121 46128 46135 46170 46171 46172 46175
- 467xx
- 46723 46725 46764 46787
- 473xx
- 47302 47303 47304 47305 47306 47307 47308 47320 47334 47338 47342 47367 47383 47396
- 476xx
- 47601 47610 47612 47613 47616 47618 47619 47620 47629 47630 47631 47633 47637 47638
- 477xx
- 47701 47702 47703 47704 47705 47706 47708 47710 47711 47712 47713 47714 47715 47716 47719 47720 47721 47722 47724 47725 47728 47730 47731 47732 47733 47734 47735 47736 47737 47740 47747 47750
- 527xx
- 52720 52739 52749 52759 52760 52761 52766 52769 52776 52778
- 530xx
- 53001 53011 53013 53020 53023 53026 53031 53044 53070 53073 53075 53081 53082 53083 53085 53093
- 542xx
- 54202 54204 54209 54210 54211 54212 54213 54226 54234 54235 54246
- 547xx
- 54725 54730 54734 54735 54737 54739 54749 54751 54763 54764 54765 54772
- 550xx
- 55041
- 557xx
- 55709 55716 55721 55722 55730 55742 55744 55745 55752 55753 55764 55769 55775 55784 55786 55793
- 559xx
- 55932 55945 55956 55957 55964 55968 55981 55991
- 564xx
- 56401 56425 56433 56436 56441 56442 56444 56447 56448 56449 56450 56455 56458 56459 56461 56465 56467 56468 56470 56472
- 566xx
- 56628 56631 56636 56637 56639 56657 56659 56680 56681 56688
- 574xx
- 57442 57450 57455 57475
- 577xx
- 57717 57760 57762 57788
- 587xx
- 58710 58712 58713 58731 58736 58741 58744 58763 58768 58769 58770 58771 58776 58784 58788 58789 58790 58792 58794
- 601xx
- 60113
- 610xx
- 61007 61010 61015 61020 61030 61043 61047 61049 61052 61054 61061 61064 61068 61084 61091
- 629xx
- 62914 62928 62938 62947 62957 62962 62969 62988 62990 62993
- 636xx
- 63662
- 637xx
- 63701 63702 63703 63732 63739 63743 63744 63745 63747 63750 63751 63752 63755 63760 63764 63766 63769 63770 63779 63781 63782 63785 63787
- 644xx
- 64401 64421 64422 64427 64430 64436 64440 64443 64448 64449 64459 64469 64474 64480 64483 64484 64485 64490 64494 64497
- 645xx
- 64501 64502 64503 64504 64505 64506 64507 64508
- 660xx
- 66008 66017 66024 66035 66087 66090 66094
- 680xx
- 68025 68026 68031 68044 68057 68063 68072
- 686xx
- 68621 68633 68649 68664
- 688xx
- 68812 68836 68840 68845 68847 68848 68849 68858 68861 68866 68869 68870 68876
- 754xx
- 75457 75480 75487
- 764xx
- 76432
- 768xx
- 76801 76802 76803 76804 76823 76827 76857 76890
- 779xx
- 77964 77975 77984 77986 77987 77995
- 788xx
- 78833 78873 78879
- 789xx
- 78932 78938 78940 78941 78945 78946 78949 78952 78954 78956 78960 78961 78963
- 790xx
- 79009 79035 79040 79053 79062 79081
- 792xx
- 79201 79259
- 793xx
- 79325
- 795xx
- 79506 79535 79537 79545 79556
- 797xx
- 79718 79770 79772 79780 79785 79786
- 807xx
- 80721 80731 80734 80746
- 808xx
- 80804 80805 80807 80815 80818 80821 80823 80826 80828 80834 80836 80861
- 810xx
- 81038 81044 81054 81057
- 811xx
- 81101 81102 81136 81146
- 827xx
- 82716 82717 82718 82725 82727 82731 82732
- 832xx
- 83229 83253
- 834xx
- 83462 83463 83464 83465 83466 83467 83468 83469
- 875xx
- 87538 87552 87560 87562 87565 87569 87573 87583
- 877xx
- 87701 87731 87742 87745
- 884xx
- 88416 88421 88439
- 894xx
- 89418 89419
- 977xx
- 97710 97720 97721 97722 97732 97736 97738 97750 97758
- 978xx
- 97830 97874
- 979xx
- 97904
- 988xx
- 98812 98814 98819 98827 98829 98833 98834 98840 98841 98844 98846 98849 98855 98856 98859 98862
- 991xx
- 99116 99124 99155
Other county cost groups
The county cost groups next to this one in DoD’s list (7 of 39), with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.