BAH 2026Military housing area ZZ700
County Cost Group 700 BAH 2026
DoD’s 2026 housing allowance for every pay grade in County Cost Group 700 — a rate area DoD’s file builds from 758 ZIP codes — with and without dependents.
On this page4 sections
- E‑5 with dependents
- $1,497a month289th highest of 338
- E‑5 without dependents
- $1,212a month
- O‑3 with dependents
- $1,998a monthtied for 288th highest of 338
- ZIP codes
- 758in this DoD rate group
County Cost Group 700 pays $1,497 a month for an E‑5 with dependents: the 289th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ700. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,389 | $1,116 |
| E‑2 | $1,389 | $1,116 |
| E‑3 | $1,389 | $1,116 |
| E‑4 | $1,389 | $1,116 |
| E‑5 | $1,497 | $1,212 |
| E‑6 | $1,800 | $1,347 |
| E‑7 | $1,872 | $1,404 |
| E‑8 | $1,947 | $1,563 |
| E‑9 | $2,064 | $1,647 |
| Warrant officers | ||
| W‑1 | $1,818 | $1,365 |
| W‑2 | $1,902 | $1,560 |
| W‑3 | $2,001 | $1,659 |
| W‑4 | $2,085 | $1,812 |
| W‑5 | $2,199 | $1,887 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $1,881 | $1,494 |
| O‑2E | $1,983 | $1,626 |
| O‑3E | $2,103 | $1,791 |
| Officers | ||
| O‑1 | $1,542 | $1,278 |
| O‑2 | $1,797 | $1,464 |
| O‑3 | $1,998 | $1,686 |
| O‑4 | $2,229 | $1,866 |
| O‑5 | $2,400 | $1,908 |
| O‑6 | $2,418 | $1,977 |
| O‑7 | $2,433 | $2,007 |
| O‑8† | $2,433 | $2,007 |
| O‑9† | $2,433 | $2,007 |
| O‑10† | $2,433 | $2,007 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 758 ZIP codes in County Cost Group 700 (ZZ700). DoD’s file names this rate area “County Cost Group 700” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 12025, one ZIP in this group, or at a ZIP the check below finds in this area.
Show all 758 ZIP codesAll 758 ZIP codes
- 120xx
- 12025 12032 12078 12095
- 121xx
- 12117 12134
- 129xx
- 12914 12915 12916 12917 12920 12926 12930 12937 12939 12945 12953 12957 12966 12969 12970 12976 12980 12983 12986 12989 12995
- 131xx
- 13124 13136 13155
- 133xx
- 13332
- 134xx
- 13411 13460 13464 13470
- 136xx
- 13655
- 137xx
- 13730 13733 13758 13778 13780
- 138xx
- 13801 13809 13814 13815 13830 13832 13841 13843 13844
- 156xx
- 15681
- 157xx
- 15701 15705 15710 15712 15713 15716 15717 15720 15723 15724 15725 15727 15728 15729 15731 15732 15734 15739 15741 15742 15745 15746 15747 15748 15750 15752 15754 15756 15758 15759 15761 15763 15765 15771 15772 15774 15777 15783
- 159xx
- 15920 15929 15949 15957
- 162xx
- 16211 16246 16256
- 168xx
- 16822 16848
- 177xx
- 17721 17726 17745 17747 17748 17750 17751 17760 17764 17778 17779
- 184xx
- 18413 18421 18430 18441 18465 18470
- 186xx
- 18630
- 188xx
- 18801 18812 18813 18816 18818 18820 18821 18822 18823 18824 18825 18826 18827 18828 18830 18834 18842 18843 18844 18847
- 215xx
- 21520 21522 21523 21531 21536 21538 21541 21550 21561
- 240xx
- 24065 24067 24088 24092
- 241xx
- 24101 24102 24137 24146 24151 24176 24184
- 242xx
- 24210 24211 24212 24236 24244 24245 24250 24251 24258 24270 24271 24290
- 243xx
- 24327 24340 24361
- 272xx
- 27239 27292 27293 27294 27295 27299
- 273xx
- 27351 27360 27361 27373 27374
- 278xx
- 27813 27822 27851 27873 27880 27883 27893 27894 27895 27896
- 305xx
- 30510 30523 30531 30535 30538 30557 30563 30577 30580 30598
- 310xx
- 31034 31059 31061 31062
- 315xx
- 31512 31513 31515 31519 31533 31534 31535 31554 31563 31567
- 317xx
- 31709 31711 31719 31735 31743 31764 31780
- 318xx
- 31801 31810 31812 31827 31836
- 323xx
- 32347 32348 32356 32357 32359
- 324xx
- 32427 32428 32437 32462 32463
- 370xx
- 37019 37025 37030 37033 37034 37047 37057 37091 37098
- 371xx
- 37137 37140 37145 37151
- 373xx
- 37306 37318 37324 37330 37345 37375 37376 37383 37398
- 384xx
- 38454
- 385xx
- 38547 38552 38560 38563 38567 38569
- 394xx
- 39423 39462 39476
- 430xx
- 43009 43044 43047 43060 43070 43072 43078 43083 43084
- 431xx
- 43101 43115
- 435xx
- 43510 43516 43523 43524 43527 43532 43534 43535 43545 43548 43555
- 453xx
- 45389
- 456xx
- 45601 45612 45617 45628 45633 45644 45647 45673 45681
- 458xx
- 45813 45821 45849 45851 45855 45861 45873 45879 45880
- 472xx
- 47220 47223 47227 47228 47229 47235 47245 47249 47260 47264 47265 47270 47273 47274 47281 47282
- 475xx
- 47513 47521 47527 47532 47541 47542 47545 47546 47547 47549 47575 47580
- 486xx
- 48610 48658 48659
- 487xx
- 48703 48749 48765 48766
- 494xx
- 49402 49405 49410 49454 49458
- 513xx
- 51331 51347 51351 51355 51360 51363 51364
- 525xx
- 52533 52556 52557 52567 52580
- 526xx
- 52635
- 535xx
- 53504 53510 53516 53530 53541 53586 53587 53599
- 538xx
- 53803
- 547xx
- 54721 54736 54759 54769
- 557xx
- 55785
- 563xx
- 56308 56315 56319 56326 56327 56332 56341 56343 56354 56355 56360
- 564xx
- 56435 56452 56473 56474 56484
- 565xx
- 56501 56502 56511 56521 56544 56554 56569 56570 56575 56577 56578 56589 56591 56593
- 566xx
- 56626 56633 56641 56655 56662 56672
- 570xx
- 57002 57006 57007 57026 57061 57071
- 572xx
- 57220 57276
- 613xx
- 61369 61375 61377
- 614xx
- 61421 61424 61426 61449 61479 61483 61491
- 615xx
- 61516 61530 61537 61540 61541 61545 61548 61561 61565 61570
- 617xx
- 61729 61738 61760 61771
- 623xx
- 62353 62375 62378
- 628xx
- 62841
- 629xx
- 62915 62918 62921 62922 62933 62948 62949 62951 62959 62974
- 656xx
- 65614 65615 65616 65627 65653 65672 65673 65679 65680
- 657xx
- 65726 65731 65733 65739 65740 65744 65759 65771
- 678xx
- 67859
- 679xx
- 67901 67905
- 683xx
- 68324 68344 68346 68382
- 684xx
- 68410 68417 68418 68446 68448 68454
- 686xx
- 68628 68663
- 688xx
- 68816 68826 68827 68864
- 689xx
- 68922 68926 68936 68946 68948 68967
- 690xx
- 69022 69046
- 691xx
- 69131 69141 69149 69156 69160 69162
- 693xx
- 69337 69339 69354 69367
- 703xx
- 70339 70341 70372 70390 70391 70393
- 714xx
- 71407 71417 71423 71432 71454 71467
- 726xx
- 72643
- 734xx
- 73430 73441 73448 73453 73459
- 751xx
- 75124 75148 75156 75163
- 757xx
- 75751 75752 75756 75758 75770 75778 75782
- 759xx
- 75929 75935 75954 75972 75973 75974 75975
- 760xx
- 76043 76070 76077
- 763xx
- 76388
- 764xx
- 76424 76427 76429 76458 76459 76486
- 768xx
- 76820 76842 76844 76856 76864 76869 76870 76880 76883
- 769xx
- 76932 76943
- 779xx
- 77978 77979 77982 77983
- 780xx
- 78001 78007 78014 78019 78021 78022 78060 78071 78072 78075
- 783xx
- 78338 78341 78349 78350 78357 78376 78384 78385
- 788xx
- 78827 78828 78830 78832 78834 78836 78851 78852 78853 78860 78877 78880
- 790xx
- 79013 79029 79031 79058 79059 79064 79082 79086
- 792xx
- 79223 79236 79248 79255 79257
- 793xx
- 79312 79326 79339 79369 79371
- 795xx
- 79502 79518 79521 79528 79539 79540 79544 79547 79548
- 797xx
- 79730 79734 79735 79738 79739 79740 79743 79744 79752 79754 79755 79778 79781
- 798xx
- 79843 79845 79846 79848 79854 79855
- 810xx
- 81029 81030 81039 81050 81058 81064 81067 81073 81077 81084 81087 81090
- 811xx
- 81123 81126 81133 81138 81152
- 821xx
- 82190
- 823xx
- 82310 82322 82336
- 824xx
- 82401 82414 82423 82430 82433 82435 82440 82442 82443 82450
- 825xx
- 82501 82510 82512 82513 82514 82515 82516 82520 82523 82524
- 826xx
- 82642 82649
- 829xx
- 82901 82902 82929 82932 82934 82935 82938 82942 82943 82945
- 831xx
- 83101 83110 83111 83112 83114 83116 83118 83119 83120 83121 83122 83123 83124 83126 83127 83128
- 840xx
- 84028 84038 84064 84086
- 877xx
- 87710 87711 87712 87713 87714 87715 87718 87722 87723 87724 87728 87729 87732 87734 87735 87736 87740 87747 87749 87750 87752 87753
- 883xx
- 88353
- 884xx
- 88410 88414 88415 88417 88418 88419 88422 88424 88431 88435 88436
Other county cost groups
The county cost groups next to this one in DoD’s list (7 of 39), with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.