BAH 2026Military housing area ZZ720
County Cost Group 720 BAH 2026
DoD’s 2026 housing allowance for every pay grade in County Cost Group 720 — a rate area DoD’s file builds from 346 ZIP codes — with and without dependents.
On this page4 sections
- E‑5 with dependents
- $1,536a monthtied for 277th highest of 338
- E‑5 without dependents
- $1,245a month
- O‑3 with dependents
- $2,040a monthtied for 276th highest of 338
- ZIP codes
- 346in this DoD rate group
County Cost Group 720 pays $1,536 a month for an E‑5 with dependents: the tied for 277th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ720. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,425 | $1,143 |
| E‑2 | $1,425 | $1,143 |
| E‑3 | $1,425 | $1,143 |
| E‑4 | $1,425 | $1,143 |
| E‑5 | $1,536 | $1,245 |
| E‑6 | $1,839 | $1,377 |
| E‑7 | $1,911 | $1,434 |
| E‑8 | $1,989 | $1,602 |
| E‑9 | $2,106 | $1,686 |
| Warrant officers | ||
| W‑1 | $1,857 | $1,398 |
| W‑2 | $1,944 | $1,599 |
| W‑3 | $2,043 | $1,698 |
| W‑4 | $2,130 | $1,851 |
| W‑5 | $2,244 | $1,929 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $1,923 | $1,533 |
| O‑2E | $2,025 | $1,665 |
| O‑3E | $2,148 | $1,830 |
| Officers | ||
| O‑1 | $1,578 | $1,311 |
| O‑2 | $1,836 | $1,503 |
| O‑3 | $2,040 | $1,725 |
| O‑4 | $2,277 | $1,908 |
| O‑5 | $2,451 | $1,947 |
| O‑6 | $2,466 | $2,019 |
| O‑7 | $2,481 | $2,052 |
| O‑8† | $2,481 | $2,052 |
| O‑9† | $2,481 | $2,052 |
| O‑10† | $2,481 | $2,052 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 346 ZIP codes in County Cost Group 720 (ZZ720). DoD’s file names this rate area “County Cost Group 720” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 16910, one ZIP in this group, or at a ZIP the check below finds in this area.
Show all 346 ZIP codesAll 346 ZIP codes
- 169xx
- 16910 16914 16925 16926 16945 16947
- 177xx
- 17724 17735
- 178xx
- 17812 17813 17827 17831 17833 17841 17842 17843 17853 17861 17862 17864 17870 17876 17882
- 188xx
- 18810 18814 18815 18817 18829 18831 18832 18833 18837 18840 18845 18846 18848 18850 18851 18853 18854
- 287xx
- 28722 28750 28756 28773 28782
- 305xx
- 30512 30514 30546 30572 30582
- 317xx
- 31769 31774 31798
- 324xx
- 32420 32423 32426 32431 32432 32440 32442 32443 32445 32446 32447 32448 32460
- 386xx
- 38602 38618 38638 38668
- 420xx
- 42022 42024 42056 42060 42087
- 430xx
- 43005 43006 43011 43014 43019 43022 43028 43037 43048 43050
- 435xx
- 43502 43515 43521 43533 43540 43553 43567
- 446xx
- 44607 44615 44620 44639 44644 44651 44675
- 457xx
- 45701 45710 45711 45716 45717 45719 45723 45732 45735 45739 45740 45761 45764 45766 45776 45777 45778 45780 45782
- 458xx
- 45801 45802 45804 45805 45806 45807 45808 45809 45817 45820 45833 45850 45854 45887
- 478xx
- 47831 47842 47847 47854 47875 47884
- 479xx
- 47928 47966 47974
- 493xx
- 49304
- 496xx
- 49623 49642 49644 49656
- 500xx
- 50031 50036 50037 50040 50099
- 501xx
- 50152 50156
- 502xx
- 50212 50223
- 509xx
- 50940 50950
- 559xx
- 55910 55925 55952 55959 55969 55972 55979 55987
- 561xx
- 56115 56132 56157 56169 56175
- 562xx
- 56207 56221 56229 56235 56239 56244 56258 56264 56267 56291
- 572xx
- 57201 57235 57243 57245 57263 57272
- 687xx
- 68768 68779
- 704xx
- 70401 70402 70403 70404 70421 70422 70436 70442 70443 70444 70446 70451 70454 70455 70456 70465 70466
- 724xx
- 72401 72402 72403 72404 72405 72411 72414 72416 72417 72419 72421 72427 72437 72447 72467
- 730xx
- 73002 73004 73011 73016 73018 73023 73059 73067 73079 73082 73089 73092
- 737xx
- 73734 73742 73750 73756 73762 73764
- 738xx
- 73801 73802 73841 73852 73853 73857
- 740xx
- 74020 74034 74038 74045 74058 74081
- 746xx
- 74650
- 754xx
- 75413 75418 75438 75439 75440 75443 75446 75447 75449 75452 75472 75475 75476 75479 75488 75490 75492
- 757xx
- 75760 75788
- 759xx
- 75937 75943 75944 75946 75958 75961 75962 75963 75964 75965 75978
- 764xx
- 76435 76437 76445 76448 76454 76466 76470 76471
- 768xx
- 76825 76836 76852 76858 76872 76887
- 793xx
- 79313 79336 79338 79353 79358 79367 79372 79380
- 807xx
- 80720 80740 80743 80757
- 808xx
- 80801 80802 80810 80812 80825 80862
- 829xx
- 82922 82923 82925 82941
- 831xx
- 83113 83115
- 833xx
- 83324 83349 83352
- 834xx
- 83420 83421 83429 83433 83436 83438 83445 83451
- 845xx
- 84501 84520 84526 84529 84539 84542
- 876xx
- 87654
- 879xx
- 87901 87930 87931 87933 87935 87939 87942 87943
- 880xx
- 88042
Other county cost groups
The county cost groups next to this one in DoD’s list (7 of 39), with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.