BAH 2026Military housing area ZZ680

County Cost Group 680 BAH 2026

DoD’s 2026 housing allowance for every pay grade in County Cost Group 680 — a rate area DoD’s file builds from 450 ZIP codes — with and without dependents.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page4 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Other county cost groups
  4. How these rates work
E‑5 with dependents
$1,470a monthtied for 295th highest of 338
E‑5 without dependents
$1,191a month
O‑3 with dependents
$1,968a month296th highest of 338
ZIP codes
450in this DoD rate group
E‑5 with dependents, 2026: this area among all 338

County Cost Group 680 pays $1,470 a month for an E‑5 with dependents: the tied for 295th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ680. E‑1 to E‑4 with dependents share one rate here.

County Cost Group 680 (ZZ680), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$1,365$1,095
E‑2$1,365$1,095
E‑3$1,365$1,095
E‑4$1,365$1,095
E‑5$1,470$1,191
E‑6$1,773$1,329
E‑7$1,842$1,383
E‑8$1,920$1,536
E‑9$2,034$1,620
Warrant officers
W‑1$1,791$1,344
W‑2$1,875$1,533
W‑3$1,971$1,632
W‑4$2,058$1,785
W‑5$2,166$1,860
Officers with over 4 years of enlisted or warrant service
O‑1E$1,854$1,467
O‑2E$1,956$1,602
O‑3E$2,073$1,764
Officers
O‑1$1,515$1,254
O‑2$1,770$1,440
O‑3$1,968$1,659
O‑4$2,199$1,839
O‑5$2,367$1,878
O‑6$2,385$1,947
O‑7$2,397$1,980
O‑8†$2,397$1,980
O‑9†$2,397$1,980
O‑10†$2,397$1,980

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 450 ZIP codes in County Cost Group 680 (ZZ680). DoD’s file names this rate area “County Cost Group 680” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 15411, one ZIP in this group, or at a ZIP the check below finds in this area.

Show all 450 ZIP codesAll 450 ZIP codes
154xx
15411 15424 15485
155xx
15501 15502 15510 15520 15530 15531 15532 15538 15540 15541 15542 15544 15546 15547 15548 15549 15551 15552 15553 15555 15557 15558 15560 15561 15562 15563 15564 15565
159xx
15924 15926 15928 15935 15936 15937 15953 15959 15963
161xx
16110 16111 16131
163xx
16314 16316 16327 16328 16335 16354 16360 16388
164xx
16403 16404 16406 16422 16424 16432 16433 16434 16435 16440
230xx
23027 23040
270xx
27025 27027 27048
272xx
27288 27289
273xx
27320 27323 27326 27375
304xx
30442
305xx
30516
306xx
30643
308xx
30822
310xx
31003 31031 31042 31054 31087 31090
315xx
31510
316xx
31623 31630 31631 31634
384xx
38462
398xx
39837 39845 39859 39870
423xx
42348 42351 42364
433xx
43301 43302 43314 43322 43332 43335 43337 43341 43342 43356
437xx
43701 43702 43720 43722 43723 43725 43727 43732 43733 43734 43735 43736 43738 43746 43749 43750 43755 43762 43767 43768 43771 43772 43773 43777 43778 43780 43791
438xx
43802 43821 43822 43830 43842
471xx
47102 47138 47170 47177
488xx
48804 48858 48859 48878 48883 48893 48896
490xx
49013 49026 49027 49043 49045 49055 49056 49057 49062 49063 49064 49065 49071 49079 49090
493xx
49310
497xx
49733 49738 49739
498xx
49812 49817 49821 49836 49840 49845 49847 49848 49854 49858 49863 49873 49874 49883 49886 49887 49893 49896
499xx
49902 49903 49911 49915 49920 49927 49935 49938 49947 49959 49964 49968 49969
500xx
50028 50054
501xx
50127 50135 50137 50153 50168 50170
502xx
50208 50228 50232 50251
544xx
54435 54442 54452 54487
545xx
54532
547xx
54728 54733 54762
548xx
54805 54812 54813 54822 54826 54829 54841 54857 54868 54889
553xx
55312 55336 55350 55354 55370 55381 55385 55395
561xx
56101 56110 56117 56118 56119 56129 56145 56146 56153 56155 56159 56165 56167 56168 56174 56183 56185 56187
562xx
56222 56260 56262 56265 56295
573xx
57329 57342 57356 57361 57367 57369 57380
629xx
62908 62910 62953 62960
670xx
67004 67013 67022 67031 67051
671xx
67103 67105 67106 67119 67120 67140 67152
683xx
68313 68314 68330 68338 68342 68350 68352 68360 68364 68377
684xx
68405 68423 68424 68434 68439 68440 68456
687xx
68701 68702 68710 68715 68717 68723 68727 68728 68732 68736 68739 68740 68745 68748 68749 68751 68752 68757 68758 68770 68771 68774 68781 68784 68785 68787 68790 68792
688xx
68813 68814 68822 68825 68828 68855 68856 68860 68874 68881
691xx
69120
730xx
73041 73062 73096
735xx
73559 73564 73566
736xx
73601 73620 73625 73627 73639 73644 73645 73648 73651 73655 73662 73668 73669
754xx
75451
755xx
75568 75571
756xx
75636 75638 75668 75686
758xx
75852
763xx
76380
764xx
76442 76444 76452 76455 76468 76474
768xx
76849 76854 76874
778xx
77864 77872
781xx
78122 78140 78159
785xx
78561 78569 78580 78590 78594 78598
786xx
78604 78614 78629 78632 78658 78677
789xx
78959
792xx
79233 79239 79245 79261
810xx
81041 81043 81047 81052 81092
811xx
81131 81143 81149 81155
812xx
81248
823xx
82301 82321 82323 82324 82325 82327 82329 82331 82332 82334 82335
826xx
82615
829xx
82930 82931 82933 82936 82937 82939 82944
847xx
84715 84734 84747 84749 84773 84775
880xx
88022 88023 88025 88026 88028 88034 88036 88038 88040 88041 88043 88049 88051 88053 88055 88061 88062 88065

Other county cost groups

The county cost groups next to this one in DoD’s list (7 of 39), with the E‑5 with-dependents rate for 2026.

All 39 county cost groups

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read