BAH 2026Military housing area ZZ690

County Cost Group 690 BAH 2026

DoD’s 2026 housing allowance for every pay grade in County Cost Group 690 — a rate area DoD’s file builds from 574 ZIP codes — with and without dependents.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page4 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Other county cost groups
  4. How these rates work
E‑5 with dependents
$1,482a month292nd highest of 338
E‑5 without dependents
$1,200a month
O‑3 with dependents
$1,980a month291st highest of 338
ZIP codes
574in this DoD rate group
E‑5 with dependents, 2026: this area among all 338

County Cost Group 690 pays $1,482 a month for an E‑5 with dependents: the 292nd highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ690. E‑1 to E‑4 with dependents share one rate here.

County Cost Group 690 (ZZ690), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$1,374$1,104
E‑2$1,374$1,104
E‑3$1,374$1,104
E‑4$1,374$1,104
E‑5$1,482$1,200
E‑6$1,785$1,338
E‑7$1,854$1,392
E‑8$1,932$1,548
E‑9$2,046$1,632
Warrant officers
W‑1$1,803$1,353
W‑2$1,887$1,545
W‑3$1,983$1,644
W‑4$2,070$1,794
W‑5$2,181$1,872
Officers with over 4 years of enlisted or warrant service
O‑1E$1,866$1,479
O‑2E$1,968$1,611
O‑3E$2,088$1,776
Officers
O‑1$1,527$1,263
O‑2$1,782$1,452
O‑3$1,980$1,671
O‑4$2,214$1,851
O‑5$2,382$1,893
O‑6$2,400$1,962
O‑7$2,412$1,992
O‑8†$2,412$1,992
O‑9†$2,412$1,992
O‑10†$2,412$1,992

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 574 ZIP codes in County Cost Group 690 (ZZ690). DoD’s file names this rate area “County Cost Group 690” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 12922, one ZIP in this group, or at a ZIP the check below finds in this area.

Show all 574 ZIP codesAll 574 ZIP codes
129xx
12922 12927 12949 12965 12967 12973
136xx
13613 13614 13617 13621 13623 13625 13630 13633 13635 13639 13642 13645 13646 13647 13649 13652 13654 13658 13660 13662 13664 13666 13667 13668 13669 13670 13672 13676 13677 13678 13680 13681 13683 13684 13687 13690 13694 13695 13696 13697 13699
158xx
15828
162xx
16217 16239
163xx
16321 16322 16353 16370
179xx
17901 17921 17922 17923 17925 17929 17930 17931 17932 17933 17934 17935 17936 17938 17941 17943 17944 17945 17946 17948 17949 17951 17952 17953 17954 17957 17959 17960 17961 17963 17964 17965 17966 17967 17968 17970 17972 17974 17976 17979 17980 17981 17982 17983 17985
182xx
18211 18214 18218 18220 18231 18237 18241 18242 18245 18248 18252
195xx
19549
215xx
21501 21502 21503 21504 21505 21521 21524 21528 21529 21530 21532 21539 21540 21542 21543 21545 21555 21556 21557 21560 21562
217xx
21766
250xx
25019 25030 25043 25063 25088
251xx
25111 25113 25125 25133 25141 25164
252xx
25211 25285
266xx
26617
302xx
30204 30257
304xx
30401 30425 30448 30454 30464 30471
306xx
30624 30634 30635
308xx
30807 30819 30821 30828
310xx
31002 31006 31009 31019 31021 31022 31027 31039 31040 31045 31065 31075 31076 31081
315xx
31501 31502 31503 31550 31552 31564
370xx
37083
371xx
37150
398xx
39813 39827 39828 39829 39846 39862 39866 39897
438xx
43803 43804 43805 43811 43812 43824 43828 43832 43836 43837 43840 43843 43844 43845
442xx
44214 44217 44230 44270 44276 44287
446xx
44606 44612 44618 44621 44622 44624 44627 44629 44636 44645 44653 44656 44659 44663 44667 44671 44676 44677 44678 44679 44680 44681 44682 44683 44691 44697
448xx
44813 44822 44843 44862 44875 44878
449xx
44901 44902 44903 44904 44905 44906 44907
456xx
45614 45620 45623 45629 45630 45631 45636 45643 45648 45652 45653 45657 45658 45662 45663 45671 45674 45677 45682 45685 45686 45694 45699
467xx
46703 46737 46742 46747 46776 46779
471xx
47116 47118 47123 47137 47140 47145 47174 47175
472xx
47225 47240 47263 47272 47283
474xx
47432 47452 47454 47469
484xx
48411 48420 48423 48430 48433 48436 48437 48438 48439 48449 48451 48457 48458 48463 48473 48480
485xx
48501 48502 48503 48504 48505 48506 48507 48509 48519 48529 48531 48532 48550 48551 48552 48553 48554 48555 48556 48557
497xx
49709 49746 49756
498xx
49806 49807 49816 49818 49822 49825 49826 49829 49835 49837 49839 49862 49864 49872 49878 49880 49884 49891 49894 49895
499xx
49910 49912 49925 49929 49948 49953 49960 49967 49971
550xx
55051
557xx
55748 55760 55787
559xx
55922 55923 55935 55939 55949 55954 55961 55962 55965 55971 55975 55990
560xx
56048 56072 56083 56091 56093
561xx
56152 56166 56180
562xx
56212 56214 56218 56224 56232 56255 56256 56257 56263 56266 56283 56287 56292 56293 56294
563xx
56314 56317 56318 56324 56328 56336 56338 56344 56345 56347 56350 56358 56361 56364 56373 56382 56384 56389
564xx
56431 56437 56438 56440 56443 56446 56453 56466 56469 56475
565xx
56515 56518 56524 56527 56528 56533 56534 56537 56538 56551 56567 56571 56572 56573 56576 56586 56587 56588
583xx
58310 58316 58329 58353 58366 58367 58369
688xx
68817 68844 68852 68853 68871
691xx
69101 69103 69123 69132 69143 69151 69165 69169 69170
734xx
73449
747xx
74701 74702 74720 74721 74723 74726 74729 74730 74731 74733 74741 74747 74753
757xx
75759 75764 75766 75772 75780 75784 75785
759xx
75925 75936 75938 75942 75976 75979 75990
768xx
76824 76828 76832 76834 76841 76845 76848 76859 76871 76873 76877 76878 76882 76884 76888
776xx
77616 77624 77660 77664
779xx
77950 77990
783xx
78340 78353 78355 78377 78393
785xx
78536 78545 78547 78548 78582 78584 78585 78588 78591
788xx
78829 78839 78872
790xx
79014 79021 79027 79032 79041 79042 79043 79052 79063 79072 79073 79085 79088
792xx
79250
793xx
79311
795xx
79519 79538
816xx
81641 81648
822xx
82212 82217 82218 82219 82221 82223 82240 82243 82244
847xx
84712 84716 84718 84726 84735 84736 84759 84764 84776

Other county cost groups

The county cost groups next to this one in DoD’s list (7 of 39), with the E‑5 with-dependents rate for 2026.

All 39 county cost groups

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read