BAH 2026Military housing area ZZ660

County Cost Group 660 BAH 2026

DoD’s 2026 housing allowance for every pay grade in County Cost Group 660 — a rate area DoD’s file builds from 344 ZIP codes — with and without dependents.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page4 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Other county cost groups
  4. How these rates work
E‑5 with dependents
$1,449a month299th highest of 338
E‑5 without dependents
$1,176a month
O‑3 with dependents
$1,944a month304th highest of 338
ZIP codes
344in this DoD rate group
E‑5 with dependents, 2026: this area among all 338

County Cost Group 660 pays $1,449 a month for an E‑5 with dependents: the 299th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ660. E‑1 to E‑4 with dependents share one rate here.

County Cost Group 660 (ZZ660), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$1,344$1,083
E‑2$1,344$1,083
E‑3$1,344$1,083
E‑4$1,344$1,083
E‑5$1,449$1,176
E‑6$1,752$1,311
E‑7$1,821$1,365
E‑8$1,896$1,515
E‑9$2,010$1,599
Warrant officers
W‑1$1,770$1,329
W‑2$1,851$1,512
W‑3$1,947$1,611
W‑4$2,034$1,761
W‑5$2,142$1,836
Officers with over 4 years of enlisted or warrant service
O‑1E$1,833$1,446
O‑2E$1,932$1,578
O‑3E$2,049$1,743
Officers
O‑1$1,494$1,236
O‑2$1,749$1,419
O‑3$1,944$1,638
O‑4$2,175$1,818
O‑5$2,340$1,857
O‑6$2,358$1,926
O‑7$2,370$1,956
O‑8†$2,370$1,956
O‑9†$2,370$1,956
O‑10†$2,370$1,956

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 344 ZIP codes in County Cost Group 660 (ZZ660). DoD’s file names this rate area “County Cost Group 660” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 15656, one ZIP in this group, or at a ZIP the check below finds in this area.

Show all 344 ZIP codesAll 344 ZIP codes
156xx
15656 15673 15682 15686
157xx
15736
162xx
16201 16210 16212 16218 16222 16223 16226 16228 16229 16236 16238 16244 16245 16249 16250 16253 16259 16261 16262 16263
163xx
16312 16313 16329 16340 16345 16347 16350 16351 16352 16365 16366 16367 16368 16369 16371
164xx
16402 16405 16416 16420 16436
240xx
24058 24084
241xx
24126 24129 24132
243xx
24301 24324 24347
260xx
26003 26030 26031 26032 26033 26034 26035 26036 26037 26038 26039 26040 26041 26047 26050 26055 26056 26058 26059 26060 26062 26070 26074 26075
263xx
26301 26302 26306 26323 26330 26361 26366 26369 26385 26386
264xx
26404 26408 26422 26426 26431 26438 26448 26451 26463
265xx
26568
290xx
29031
293xx
29321 29353 29364 29379 29395
382xx
38233
383xx
38316 38330 38331 38338 38343 38346 38355 38358 38369 38382 38389
400xx
40006 40045
431xx
43106 43128 43142 43160
437xx
43713 43718 43719 43759
439xx
43901 43902 43903 43905 43906 43908 43909 43910 43912 43913 43916 43917 43925 43926 43927 43928 43930 43932 43933 43934 43935 43937 43938 43939 43940 43941 43942 43943 43944 43947 43948 43950 43951 43952 43953 43961 43963 43964 43967 43970 43971 43972 43977 43983 43985
448xx
44805 44838 44840 44842 44848 44859 44864 44866 44874 44880
450xx
45070
453xx
45311 45320 45321 45330 45338 45347 45378 45381 45382
475xx
47523 47531 47536 47537 47550 47552 47556 47577 47579 47588
476xx
47611 47615 47617 47634 47635
484xx
48435
487xx
48701 48723 48726 48729 48733 48735 48741 48744 48746 48757 48758 48767 48768
490xx
49028 49036 49082 49089 49094
492xx
49255
497xx
49707 49744 49747 49753 49766
498xx
49801 49802 49815 49831 49834 49852 49870 49876 49877 49881 49892
525xx
52537 52552 52560 52584
541xx
54135 54150
548xx
54828 54835 54843 54862 54867 54876 54896
566xx
56673
567xx
56714 56726 56751 56756 56759 56761 56763
570xx
57010 57037 57069 57073
575xx
57555 57563 57566 57570 57572
584xx
58430 58444 58463
586xx
58620 58643
587xx
58758
626xx
62611 62612 62618 62622 62627 62691
629xx
62941 62956 62963 62964 62970 62973 62976 62992 62996
656xx
65611 65624 65633 65656 65675 65681 65686
657xx
65728 65737
678xx
67839 67850
693xx
69341 69352 69353 69355 69356 69357 69358 69361 69363
745xx
74521 74523 74534 74535 74536 74538 74543 74556 74557 74558 74562 74567 74572 74574
754xx
75410 75444 75494 75497
757xx
75765 75773 75783
758xx
75838 75840 75848 75859 75860
764xx
76436 76457
765xx
76531 76565
766xx
76693
797xx
79731

Other county cost groups

The county cost groups next to this one in DoD’s list (7 of 39), with the E‑5 with-dependents rate for 2026.

All 39 county cost groups

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read