BAH 2026Military housing area NY219
New York City, NY BAH 2026
DoD’s 2026 housing allowance for every pay grade in the New York City, NY military housing area, with and without dependents, and the 308 ZIP codes it covers.
On this page5 sections
- E‑5 with dependents
- $5,070a month2nd highest of 338
- E‑5 without dependents
- $4,980a month
- O‑3 with dependents
- $5,529a month4th highest of 338
- ZIP codes
- 308in this DoD area
New York City, NY pays $5,070 a month for an E‑5 with dependents: the 2nd highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for NY219. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $5,067 | $4,833 |
| E‑2 | $5,067 | $4,833 |
| E‑3 | $5,067 | $4,833 |
| E‑4 | $5,067 | $4,833 |
| E‑5 | $5,070 | $4,980 |
| E‑6 | $5,097 | $5,070 |
| E‑7 | $5,238 | $5,088 |
| E‑8 | $5,418 | $5,100 |
| E‑9 | $5,790 | $5,106 |
| Warrant officers | ||
| W‑1 | $5,100 | $5,085 |
| W‑2 | $5,313 | $5,097 |
| W‑3 | $5,535 | $5,109 |
| W‑4 | $5,883 | $5,118 |
| W‑5 | $6,306 | $5,280 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $5,271 | $5,094 |
| O‑2E | $5,502 | $5,103 |
| O‑3E | $5,949 | $5,115 |
| Officers | ||
| O‑1 | $5,073 | $5,067 |
| O‑2 | $5,094 | $5,091 |
| O‑3 | $5,529 | $5,112 |
| O‑4 | $6,459 | $5,247 |
| O‑5 | $7,128 | $5,346 |
| O‑6 | $7,194 | $5,514 |
| O‑7 | $7,254 | $5,616 |
| O‑8† | $7,254 | $5,616 |
| O‑9† | $7,254 | $5,616 |
| O‑10† | $7,254 | $5,616 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 308 ZIP codes in New York City, NY (NY219). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 11252, the ZIP of Fort Hamilton, or at a ZIP the check below finds in this area.
Show all 308 ZIP codesAll 308 ZIP codes
- 100xx
- 10001 10002 10003 10004 10005 10006 10007 10008 10009 10010 10011 10012 10013 10014 10016 10017 10018 10019 10020 10021 10022 10023 10024 10025 10026 10027 10028 10029 10030 10031 10032 10033 10034 10035 10036 10037 10038 10039 10040 10041 10043 10044 10045 10055 10060 10065 10069 10075 10080 10081 10087 10090
- 101xx
- 10101 10102 10103 10104 10105 10106 10107 10108 10109 10110 10111 10112 10113 10114 10115 10116 10117 10118 10119 10120 10121 10122 10123 10124 10125 10126 10128 10129 10130 10131 10132 10133 10138 10150 10151 10152 10153 10154 10155 10156 10157 10158 10159 10160 10162 10163 10164 10165 10166 10167 10168 10169 10170 10171 10172 10173 10174 10175 10176 10177 10178 10179 10185 10199
- 102xx
- 10203 10211 10212 10213 10242 10249 10256 10258 10259 10260 10261 10265 10268 10269 10270 10271 10272 10273 10274 10275 10276 10277 10278 10279 10280 10281 10282 10285 10286
- 104xx
- 10451 10452 10453 10454 10455 10456 10457 10458 10459 10460 10461 10462 10463 10464 10465 10466 10467 10468 10469 10470 10471 10472 10473 10474 10475
- 110xx
- 11001 11002 11003 11004 11005 11010 11020 11021 11022 11023 11024 11030 11040 11042 11050
- 111xx
- 11101 11102 11103 11104 11105 11106 11109 11120
- 112xx
- 11201 11202 11203 11204 11205 11206 11207 11208 11209 11210 11211 11212 11213 11214 11215 11216 11217 11218 11219 11220 11221 11222 11223 11224 11225 11226 11228 11229 11230 11231 11232 11233 11234 11235 11236 11237 11238 11239 11241 11242 11243 11245 11247 11249 11251 11252 11256
- 113xx
- 11351 11352 11354 11355 11356 11357 11358 11359 11360 11361 11362 11363 11364 11365 11366 11367 11368 11369 11370 11371 11372 11373 11374 11375 11377 11378 11379 11380 11385 11386
- 114xx
- 11405 11411 11412 11413 11414 11415 11416 11417 11418 11419 11420 11421 11422 11423 11424 11425 11426 11427 11428 11429 11430 11431 11432 11433 11434 11435 11436 11437 11439 11451 11499
- 116xx
- 11690 11691 11692 11693 11694 11695 11697
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in NY219; the ZIP shown is the one in each installation’s main contact address.
Other areas in New York
Areas whose DoD code starts with NY, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.