BAH 2026Military housing area NY216

Buffalo, NY BAH 2026

DoD’s 2026 housing allowance for every pay grade in the Buffalo, NY military housing area, with and without dependents, and the 110 ZIP codes it covers.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page4 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Other areas in New York
  4. How these rates work
E‑5 with dependents
$2,214a monthtied for 134th highest of 338
E‑5 without dependents
$1,791a month
O‑3 with dependents
$2,772a monthtied for 131st highest of 338
ZIP codes
110in this DoD area
E‑5 with dependents, 2026: this area among all 338

Buffalo, NY pays $2,214 a month for an E‑5 with dependents: the tied for 134th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for NY216. E‑1 to E‑4 with dependents share one rate here.

Buffalo, NY (NY216), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$2,055$1,623
E‑2$2,055$1,623
E‑3$2,055$1,623
E‑4$2,055$1,623
E‑5$2,214$1,791
E‑6$2,553$1,914
E‑7$2,631$2,058
E‑8$2,718$2,289
E‑9$2,862$2,382
Warrant officers
W‑1$2,571$2,010
W‑2$2,667$2,286
W‑3$2,775$2,394
W‑4$2,895$2,565
W‑5$3,045$2,652
Officers with over 4 years of enlisted or warrant service
O‑1E$2,646$2,211
O‑2E$2,757$2,361
O‑3E$2,919$2,544
Officers
O‑1$2,262$1,890
O‑2$2,550$2,166
O‑3$2,772$2,427
O‑4$3,093$2,631
O‑5$3,324$2,676
O‑6$3,351$2,754
O‑7$3,372$2,802
O‑8†$3,372$2,802
O‑9†$3,372$2,802
O‑10†$3,372$2,802

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 110 ZIP codes in Buffalo, NY (NY216). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 14001, one ZIP in this area, or at a ZIP the check below finds in this area.

Show all 110 ZIP codesAll 110 ZIP codes
140xx
14001 14004 14006 14008 14010 14012 14025 14026 14027 14028 14030 14031 14032 14033 14034 14035 14038 14043 14047 14051 14052 14055 14057 14059 14061 14067 14068 14069 14072 14075 14080 14085 14086 14091 14092 14094 14095
141xx
14102 14105 14107 14108 14109 14110 14111 14112 14120 14126 14127 14131 14132 14134 14139 14140 14141 14144 14150 14151 14169 14170 14172 14174
142xx
14201 14202 14203 14204 14205 14206 14207 14208 14209 14210 14211 14212 14213 14214 14215 14216 14217 14218 14219 14220 14221 14222 14223 14224 14225 14226 14227 14228 14231 14233 14240 14241 14260 14261 14263 14264 14265 14267 14269 14270 14272 14273 14276 14280
143xx
14301 14302 14303 14304 14305

Other areas in New York

Areas whose DoD code starts with NY, with the E‑5 with-dependents rate for 2026.

All 338 areas by state

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read