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BAH 2026Military housing area NY218

Long Island, NY BAH 2026

DoD’s 2026 housing allowance for every pay grade in the Long Island, NY military housing area, with and without dependents, and the 184 ZIP codes it covers.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page4 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Other areas in New York
  4. How these rates work
E‑5 with dependents
$4,425a month7th highest of 338
E‑5 without dependents
$3,600a month
O‑3 with dependents
$5,061a month9th highest of 338
ZIP codes
184in this DoD area
E‑5 with dependents, 2026: this area among all 338

Long Island, NY pays $4,425 a month for an E‑5 with dependents: the 7th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for NY218. E‑1 to E‑4 with dependents share one rate here.

Long Island, NY (NY218), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$4,122$3,189
E‑2$4,122$3,189
E‑3$4,122$3,189
E‑4$4,122$3,189
E‑5$4,425$3,600
E‑6$4,773$3,852
E‑7$4,878$4,134
E‑8$4,992$4,500
E‑9$5,187$4,596
Warrant officers
W‑1$4,791$4,023
W‑2$4,923$4,497
W‑3$5,064$4,611
W‑4$5,229$4,791
W‑5$5,436$4,902
Officers with over 4 years of enlisted or warrant service
O‑1E$4,896$4,422
O‑2E$5,043$4,575
O‑3E$5,262$4,764
Officers
O‑1$4,473$3,816
O‑2$4,770$4,326
O‑3$5,061$4,644
O‑4$5,502$4,878
O‑5$5,823$4,938
O‑6$5,874$5,043
O‑7$5,922$5,136
O‑8†$5,922$5,136
O‑9†$5,922$5,136
O‑10†$5,922$5,136

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 184 ZIP codes in Long Island, NY (NY218). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 00501, one ZIP in this area, or at a ZIP the check below finds in this area.

Show all 184 ZIP codesAll 184 ZIP codes
005xx
00501 00544
063xx
06390
110xx
11096
115xx
11501 11507 11509 11510 11514 11516 11518 11520 11530 11531 11542 11545 11547 11548 11549 11550 11551 11552 11553 11554 11555 11556 11557 11558 11559 11560 11561 11563 11565 11566 11568 11569 11570 11571 11572 11575 11576 11577 11579 11580 11581 11582 11590 11596 11598 11599
117xx
11701 11702 11703 11704 11705 11706 11707 11709 11710 11713 11714 11715 11716 11717 11718 11719 11720 11721 11722 11724 11725 11726 11727 11729 11730 11731 11732 11733 11735 11737 11738 11739 11740 11741 11742 11743 11746 11747 11749 11751 11752 11753 11754 11755 11756 11757 11758 11760 11762 11763 11764 11765 11766 11767 11768 11769 11770 11771 11772 11773 11775 11776 11777 11778 11779 11780 11782 11783 11784 11786 11787 11788 11789 11790 11791 11792 11793 11794 11795 11796 11797 11798
118xx
11801 11802 11803 11804 11805 11815 11853
119xx
11901 11930 11931 11932 11933 11934 11935 11937 11939 11940 11941 11942 11944 11946 11947 11948 11949 11950 11951 11952 11953 11954 11955 11956 11957 11958 11959 11960 11961 11962 11963 11964 11965 11967 11968 11969 11970 11971 11972 11973 11975 11976 11977 11978 11980
BAH calculator at 00501Basic pay + BAH + BAS at 00501

Other areas in New York

Areas whose DoD code starts with NY, with the E‑5 with-dependents rate for 2026.

All 338 areas by state

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Alert for BAH 2027 (January 1):RSS feedCalendar (.ics)How these work

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read