BAH 2026Military housing area NY217
West Point, NY BAH 2026
DoD’s 2026 housing allowance for every pay grade in the West Point, NY military housing area, with and without dependents, and the 83 ZIP codes it covers.
On this page5 sections
- E‑5 with dependents
- $3,468a month26th highest of 338
- E‑5 without dependents
- $2,859a month
- O‑3 with dependents
- $4,380a month24th highest of 338
- ZIP codes
- 83in this DoD area
West Point, NY pays $3,468 a month for an E‑5 with dependents: the 26th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for NY217. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $3,258 | $2,514 |
| E‑2 | $3,258 | $2,514 |
| E‑3 | $3,258 | $2,514 |
| E‑4 | $3,258 | $2,514 |
| E‑5 | $3,468 | $2,859 |
| E‑6 | $4,119 | $3,090 |
| E‑7 | $4,215 | $3,264 |
| E‑8 | $4,317 | $3,600 |
| E‑9 | $4,521 | $3,795 |
| Warrant officers | ||
| W‑1 | $4,140 | $3,195 |
| W‑2 | $4,257 | $3,597 |
| W‑3 | $4,383 | $3,819 |
| W‑4 | $4,572 | $4,137 |
| W‑5 | $4,806 | $4,236 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $4,230 | $3,465 |
| O‑2E | $4,362 | $3,753 |
| O‑3E | $4,608 | $4,113 |
| Officers | ||
| O‑1 | $3,549 | $3,045 |
| O‑2 | $4,113 | $3,402 |
| O‑3 | $4,380 | $3,882 |
| O‑4 | $4,884 | $4,215 |
| O‑5 | $5,253 | $4,269 |
| O‑6 | $5,298 | $4,362 |
| O‑7 | $5,340 | $4,440 |
| O‑8† | $5,340 | $4,440 |
| O‑9† | $5,340 | $4,440 |
| O‑10† | $5,340 | $4,440 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 83 ZIP codes in West Point, NY (NY217). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 10996, the ZIP of West Point, or at a ZIP the check below finds in this area.
Show all 83 ZIP codesAll 83 ZIP codes
- 109xx
- 10901 10910 10911 10912 10913 10914 10915 10916 10917 10918 10919 10920 10921 10922 10923 10924 10925 10926 10927 10928 10930 10931 10932 10933 10940 10941 10949 10950 10952 10953 10954 10956 10958 10959 10960 10962 10963 10964 10965 10968 10969 10970 10973 10974 10975 10976 10977 10979 10980 10981 10982 10983 10984 10985 10986 10987 10988 10989 10990 10992 10993 10994 10996 10997 10998
- 125xx
- 12518 12520 12543 12549 12550 12551 12552 12553 12555 12566 12575 12577 12584 12586
- 127xx
- 12729 12746 12771 12780
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in NY217; the ZIP shown is the one in each installation’s main contact address.
Other areas in New York
Areas whose DoD code starts with NY, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.