BAH 2026Military housing area NY215
Ballston Spa/Albany, NY BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Ballston Spa/Albany, NY military housing area, with and without dependents, and the 145 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $2,634a month81st highest of 338
- E‑5 without dependents
- $2,073a month
- O‑3 with dependents
- $3,234a month78th highest of 338
- ZIP codes
- 145in this DoD area
Ballston Spa/Albany, NY pays $2,634 a month for an E‑5 with dependents: the 81st highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for NY215. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,388 | $1,974 |
| E‑2 | $2,388 | $1,974 |
| E‑3 | $2,388 | $1,974 |
| E‑4 | $2,388 | $1,974 |
| E‑5 | $2,634 | $2,073 |
| E‑6 | $2,862 | $2,166 |
| E‑7 | $2,997 | $2,397 |
| E‑8 | $3,144 | $2,685 |
| E‑9 | $3,327 | $2,745 |
| Warrant officers | ||
| W‑1 | $2,880 | $2,310 |
| W‑2 | $3,057 | $2,682 |
| W‑3 | $3,240 | $2,754 |
| W‑4 | $3,357 | $2,886 |
| W‑5 | $3,504 | $3,030 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $3,021 | $2,631 |
| O‑2E | $3,213 | $2,730 |
| O‑3E | $3,381 | $2,850 |
| Officers | ||
| O‑1 | $2,670 | $2,139 |
| O‑2 | $2,859 | $2,556 |
| O‑3 | $3,234 | $2,775 |
| O‑4 | $3,549 | $3,000 |
| O‑5 | $3,777 | $3,081 |
| O‑6 | $3,807 | $3,219 |
| O‑7 | $3,834 | $3,276 |
| O‑8† | $3,834 | $3,276 |
| O‑9† | $3,834 | $3,276 |
| O‑10† | $3,834 | $3,276 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 145 ZIP codes in Ballston Spa/Albany, NY (NY215). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 12007, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 145 ZIP codesAll 145 ZIP codes
- 120xx
- 12007 12008 12009 12018 12019 12020 12022 12023 12024 12027 12033 12040 12041 12045 12046 12047 12052 12053 12054 12055 12056 12057 12059 12061 12062 12063 12065 12067 12074 12077 12082 12084 12085 12089 12090 12094
- 121xx
- 12107 12110 12118 12120 12121 12123 12128 12133 12137 12138 12140 12141 12143 12144 12147 12148 12150 12151 12153 12154 12156 12158 12159 12161 12168 12169 12170 12180 12181 12182 12183 12185 12186 12188 12189 12193 12196 12198
- 122xx
- 12201 12202 12203 12204 12205 12206 12207 12208 12209 12210 12211 12212 12214 12220 12222 12223 12224 12225 12226 12227 12228 12229 12230 12231 12232 12233 12234 12235 12236 12237 12238 12239 12240 12241 12242 12243 12244 12245 12246 12247 12248 12249 12250 12255 12257 12260 12261 12288
- 123xx
- 12301 12302 12303 12304 12305 12306 12307 12308 12309 12325 12345
- 124xx
- 12469
- 128xx
- 12803 12822 12831 12833 12835 12850 12859 12863 12866 12871 12884
Other areas in New York
Areas whose DoD code starts with NY, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.