BAH 2026Military housing area ZZ630
County Cost Group 630 BAH 2026
DoD’s 2026 housing allowance for every pay grade in County Cost Group 630 — a rate area DoD’s file builds from 520 ZIP codes — with and without dependents.
On this page5 sections
- E‑5 with dependents
- $1,425a month302nd highest of 338
- E‑5 without dependents
- $1,155a month
- O‑3 with dependents
- $1,917a monthtied for 311th highest of 338
- ZIP codes
- 520in this DoD rate group
County Cost Group 630 pays $1,425 a month for an E‑5 with dependents: the 302nd highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ630. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,320 | $1,065 |
| E‑2 | $1,320 | $1,065 |
| E‑3 | $1,320 | $1,065 |
| E‑4 | $1,320 | $1,065 |
| E‑5 | $1,425 | $1,155 |
| E‑6 | $1,725 | $1,293 |
| E‑7 | $1,794 | $1,347 |
| E‑8 | $1,869 | $1,491 |
| E‑9 | $1,983 | $1,572 |
| Warrant officers | ||
| W‑1 | $1,746 | $1,311 |
| W‑2 | $1,827 | $1,488 |
| W‑3 | $1,920 | $1,587 |
| W‑4 | $2,004 | $1,737 |
| W‑5 | $2,112 | $1,812 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $1,806 | $1,422 |
| O‑2E | $1,905 | $1,554 |
| O‑3E | $2,022 | $1,719 |
| Officers | ||
| O‑1 | $1,470 | $1,215 |
| O‑2 | $1,722 | $1,395 |
| O‑3 | $1,917 | $1,614 |
| O‑4 | $2,145 | $1,791 |
| O‑5 | $2,310 | $1,830 |
| O‑6 | $2,325 | $1,899 |
| O‑7 | $2,340 | $1,929 |
| O‑8† | $2,340 | $1,929 |
| O‑9† | $2,340 | $1,929 |
| O‑10† | $2,340 | $1,929 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 520 ZIP codes in County Cost Group 630 (ZZ630). DoD’s file names this rate area “County Cost Group 630” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 37388, the ZIP of Arnold AFB, or at a ZIP the check below finds in this area.
Show all 520 ZIP codesAll 520 ZIP codes
- 155xx
- 15521 15522 15533 15534 15535 15537 15539 15545 15550 15554 15559
- 158xx
- 15821 15822 15823 15827 15831 15841 15845 15846 15853 15857 15868 15870
- 163xx
- 16333
- 166xx
- 16633 16650 16655 16659 16664 16667 16670 16672 16678 16679 16694 16695
- 167xx
- 16701 16724 16725 16726 16727 16728 16729 16730 16731 16732 16733 16734 16735 16738 16740 16743 16744 16745 16749 16750
- 172xx
- 17211
- 278xx
- 27806 27808 27810 27814 27817 27821 27860 27865 27889
- 280xx
- 28001 28002 28009 28097
- 281xx
- 28109 28127 28128 28129 28137 28163
- 304xx
- 30420 30421 30427 30436 30438 30453 30474 30475 30499
- 306xx
- 30660 30668 30673
- 310xx
- 31014 31041 31057 31063 31068
- 368xx
- 36854 36855 36862 36863
- 370xx
- 37018
- 373xx
- 37342 37349 37355 37382 37388 37389
- 377xx
- 37723
- 385xx
- 38555 38557 38558 38571 38572 38578
- 388xx
- 38801 38802 38803 38804 38824 38826 38849 38857 38862 38866 38868 38879
- 398xx
- 39815 39817 39818 39819 39825 39834 39836 39840 39852 39886
- 433xx
- 43316 43323 43330 43351 43359
- 435xx
- 43512 43519 43520 43526 43530 43536 43549 43556
- 437xx
- 43728 43756 43758 43787
- 448xx
- 44811 44826 44837 44844 44847 44849 44850 44851 44855 44857 44865 44882 44888 44889 44890
- 453xx
- 45303 45304 45310 45328 45331 45332 45346 45348 45350 45351 45352 45358 45362 45380 45388 45390
- 458xx
- 45822 45826 45828 45846 45860 45862 45866 45882 45883
- 467xx
- 46702 46713 46750 46783 46792
- 469xx
- 46928 46930 46933 46938 46952 46953 46957 46986 46987 46989 46991
- 476xx
- 47639 47640 47647 47648 47649 47654 47660 47665 47666 47670 47683
- 479xx
- 47918 47923 47925 47926 47929 47932 47949 47950 47952 47958 47959 47960 47969 47980 47987 47988 47995
- 494xx
- 49420 49421 49436 49446 49449 49452 49455 49459
- 498xx
- 49805
- 499xx
- 49901 49918 49950
- 500xx
- 50050 50059 50064
- 501xx
- 50107 50129
- 502xx
- 50217 50235
- 510xx
- 51005 51012 51014 51029 51035 51037 51049 51061
- 514xx
- 51462
- 522xx
- 52203 52220 52236 52251
- 523xx
- 52301 52307 52308 52316 52325 52334 52347 52361
- 541xx
- 54120 54121
- 545xx
- 54525 54534 54536 54542 54547 54550 54559 54565
- 546xx
- 54621 54623 54624 54632 54634 54639 54651 54652 54658 54665 54667
- 553xx
- 55307 55334 55335 55338 55366 55396
- 560xx
- 56019 56022 56030 56041 56044 56056 56060 56062 56073 56081 56084 56085 56087
- 561xx
- 56111 56120 56128 56137 56139 56140 56143 56150 56160 56161 56164 56170 56186
- 565xx
- 56516 56557 56566
- 566xx
- 56651
- 570xx
- 57016 57042 57050 57054 57057 57075 57076
- 572xx
- 57213 57216 57218 57226 57232 57237 57238 57246 57247 57251 57252 57259 57264 57265 57268 57269 57270
- 573xx
- 57324 57348 57350 57379 57381 57384 57386 57399
- 574xx
- 57421 57430 57454
- 614xx
- 61411 61416 61420 61422 61438 61440 61455 61470 61475
- 623xx
- 62326 62374
- 647xx
- 64720 64722 64723 64730 64742 64745 64752 64779 64780
- 650xx
- 65020 65049 65052 65065 65079
- 653xx
- 65324
- 655xx
- 65591
- 657xx
- 65786 65787
- 683xx
- 68351 68354 68361 68365
- 684xx
- 68406 68416 68436 68444
- 689xx
- 68937 68976
- 691xx
- 69135
- 692xx
- 69201 69211 69212 69216 69218 69219 69220 69221
- 717xx
- 71744 71745 71766
- 724xx
- 72412 72425 72436 72443 72450 72451 72474
- 738xx
- 73844
- 739xx
- 73931 73932 73938 73950
- 740xx
- 74026 74079
- 744xx
- 74426 74432 74438 74459 74461
- 745xx
- 74549 74577
- 747xx
- 74722 74724 74728 74734 74736 74737 74740 74745 74750 74752 74754 74755 74764 74766
- 748xx
- 74801 74802 74804 74824 74826 74832 74834 74840 74845 74851 74852 74854 74855 74864 74866 74869 74873 74875 74878 74881
- 749xx
- 74935 74937 74939 74940 74942 74947 74949 74957 74963 74966
- 755xx
- 75564
- 756xx
- 75631 75633 75637 75639 75643 75657 75669 75685
- 759xx
- 75931 75951 75956
- 763xx
- 76364 76373 76384 76385
- 776xx
- 77612 77615
- 792xx
- 79247
- 793xx
- 79351 79373 79381 79383
- 824xx
- 82410 82411 82412 82420 82421 82422 82426 82428 82431 82432 82434 82441
- 881xx
- 88119 88134 88136
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in ZZ630; the ZIP shown is the one in each installation’s main contact address.
Other county cost groups
The county cost groups next to this one in DoD’s list (7 of 39), with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.