BAH 2026Military housing area ZZ620
County Cost Group 620 BAH 2026
DoD’s 2026 housing allowance for every pay grade in County Cost Group 620 — a rate area DoD’s file builds from 464 ZIP codes — with and without dependents.
On this page4 sections
- E‑5 with dependents
- $1,419a month303rd highest of 338
- E‑5 without dependents
- $1,149a month
- O‑3 with dependents
- $1,911a month313th highest of 338
- ZIP codes
- 464in this DoD rate group
County Cost Group 620 pays $1,419 a month for an E‑5 with dependents: the 303rd highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ620. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,314 | $1,059 |
| E‑2 | $1,314 | $1,059 |
| E‑3 | $1,314 | $1,059 |
| E‑4 | $1,314 | $1,059 |
| E‑5 | $1,419 | $1,149 |
| E‑6 | $1,719 | $1,287 |
| E‑7 | $1,788 | $1,341 |
| E‑8 | $1,863 | $1,485 |
| E‑9 | $1,974 | $1,566 |
| Warrant officers | ||
| W‑1 | $1,737 | $1,302 |
| W‑2 | $1,818 | $1,482 |
| W‑3 | $1,914 | $1,578 |
| W‑4 | $1,995 | $1,728 |
| W‑5 | $2,103 | $1,803 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $1,797 | $1,416 |
| O‑2E | $1,896 | $1,548 |
| O‑3E | $2,013 | $1,710 |
| Officers | ||
| O‑1 | $1,461 | $1,206 |
| O‑2 | $1,716 | $1,389 |
| O‑3 | $1,911 | $1,605 |
| O‑4 | $2,136 | $1,782 |
| O‑5 | $2,301 | $1,821 |
| O‑6 | $2,316 | $1,890 |
| O‑7 | $2,328 | $1,920 |
| O‑8† | $2,328 | $1,920 |
| O‑9† | $2,328 | $1,920 |
| O‑10† | $2,328 | $1,920 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 464 ZIP codes in County Cost Group 620 (ZZ620). DoD’s file names this rate area “County Cost Group 620” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 14048, one ZIP in this group, or at a ZIP the check below finds in this area.
Show all 464 ZIP codesAll 464 ZIP codes
- 140xx
- 14048 14062 14063 14081
- 141xx
- 14135 14136 14166
- 147xx
- 14701 14702 14710 14712 14716 14718 14720 14722 14723 14724 14728 14732 14733 14736 14738 14740 14742 14747 14750 14752 14756 14757 14758 14767 14769 14775 14781 14782 14784 14785 14787
- 157xx
- 15721 15753 15757
- 158xx
- 15801 15848 15849 15856 15866
- 166xx
- 16616 16620 16627 16645 16651 16656 16661 16663 16666 16671 16680 16681 16692 16698
- 168xx
- 16821 16825 16830 16833 16834 16836 16837 16838 16839 16840 16843 16845 16847 16849 16850 16855 16858 16860 16861 16863 16871 16873 16876 16878 16879 16881
- 170xx
- 17002 17004 17009 17029 17044 17051 17054 17063 17075 17084 17099
- 243xx
- 24312 24313 24314 24315 24318 24322 24323 24350 24360 24366 24368 24374 24382
- 244xx
- 24412 24445 24460 24484 24487
- 279xx
- 27925
- 287xx
- 28702 28707 28713 28717 28719 28723 28725 28736 28779 28783 28788 28789
- 310xx
- 31007 31051 31070 31091 31092
- 317xx
- 31714 31722 31744 31747 31753 31756 31768 31771 31776 31783 31788 31790
- 382xx
- 38221
- 383xx
- 38320 38333 38341
- 398xx
- 39823 39832 39841 39861
- 415xx
- 41501 41502 41503 41512 41513 41514 41519 41520 41522 41524 41526 41527 41528 41531 41534 41535 41538 41539 41540 41542 41543 41544 41547 41548 41549 41553 41554 41555 41557 41558 41559 41560 41561 41562 41563 41564 41566 41567 41568 41571 41572
- 448xx
- 44820 44825 44827 44833 44854 44856 44860 44881 44887
- 457xx
- 45720 45741 45743 45760 45769 45770 45771 45772 45775 45779 45783
- 465xx
- 46501 46504 46506 46511 46513 46537 46563 46570 46572
- 467xx
- 46701 46710 46732 46755 46760 46763 46767 46784 46794 46796
- 470xx
- 47003
- 473xx
- 47325 47353
- 492xx
- 49227 49232 49239 49242 49249 49250 49252 49257 49258 49262 49266 49271 49274 49281 49282 49288
- 493xx
- 49309 49312 49327 49337 49349
- 494xx
- 49412 49413
- 496xx
- 49633 49646 49676 49680
- 500xx
- 50044 50057 50062
- 501xx
- 50116 50119 50138 50163
- 502xx
- 50214 50219 50225 50252 50256
- 505xx
- 50510 50565 50568 50576 50585 50588 50592
- 506xx
- 50622 50631 50647 50666 50668 50674 50676 50677
- 510xx
- 51002 51033
- 521xx
- 52140 52146 52151 52160 52162 52170 52172
- 539xx
- 53920 53930 53949 53952 53953 53964
- 544xx
- 54405 54420 54421 54422 54425 54436 54437 54446 54456 54460 54493 54498
- 546xx
- 54610 54622 54629
- 547xx
- 54743 54746 54755 54756 54771
- 549xx
- 54926 54929 54933 54940 54945 54946 54949 54950 54960 54961 54962 54969 54977 54981 54983
- 560xx
- 56031 56039 56075 56088
- 561xx
- 56121 56127 56162 56171 56176 56181
- 562xx
- 56208 56215 56226 56231 56249 56252 56271
- 566xx
- 56627 56629 56649 56653 56654 56658 56660 56661 56668 56669 56679
- 605xx
- 60530 60553
- 610xx
- 61006 61021 61031 61042 61057
- 613xx
- 61310 61318 61324 61331 61353 61367 61378
- 624xx
- 62420 62423 62441 62442 62474 62477
- 660xx
- 66042 66067 66076 66078 66079 66080 66092 66095
- 667xx
- 66711 66712 66724 66734 66735 66743 66746 66753 66756 66760 66762 66763 66780
- 678xx
- 67801 67834 67842 67843 67876 67882
- 680xx
- 68019 68020 68038 68045 68061
- 691xx
- 69128 69133 69145
- 730xx
- 73021 73024
- 735xx
- 73531 73547 73554 73562 73568 73572
- 736xx
- 73622 73624 73626 73632 73641 73647 73661 73664 73673
- 739xx
- 73933 73937 73946 73947
- 758xx
- 75831 75833 75846 75850 75855
- 766xx
- 76635 76642 76653 76667 76678 76686 76687
- 769xx
- 76933 76945 76949 76953
- 778xx
- 77850 77855 77865 77871
Other county cost groups
The county cost groups next to this one in DoD’s list (7 of 39), with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.