BAH 2026Military housing area ZZ610
County Cost Group 610 BAH 2026
DoD’s 2026 housing allowance for every pay grade in County Cost Group 610 — a rate area DoD’s file builds from 354 ZIP codes — with and without dependents.
On this page4 sections
- E‑5 with dependents
- $1,410a monthtied for 304th highest of 338
- E‑5 without dependents
- $1,143a month
- O‑3 with dependents
- $1,902a month316th highest of 338
- ZIP codes
- 354in this DoD rate group
County Cost Group 610 pays $1,410 a month for an E‑5 with dependents: the tied for 304th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ610. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,308 | $1,053 |
| E‑2 | $1,308 | $1,053 |
| E‑3 | $1,308 | $1,053 |
| E‑4 | $1,308 | $1,053 |
| E‑5 | $1,410 | $1,143 |
| E‑6 | $1,710 | $1,281 |
| E‑7 | $1,779 | $1,335 |
| E‑8 | $1,854 | $1,476 |
| E‑9 | $1,965 | $1,557 |
| Warrant officers | ||
| W‑1 | $1,728 | $1,296 |
| W‑2 | $1,809 | $1,473 |
| W‑3 | $1,905 | $1,572 |
| W‑4 | $1,989 | $1,722 |
| W‑5 | $2,097 | $1,794 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $1,791 | $1,407 |
| O‑2E | $1,890 | $1,539 |
| O‑3E | $2,004 | $1,701 |
| Officers | ||
| O‑1 | $1,455 | $1,200 |
| O‑2 | $1,707 | $1,380 |
| O‑3 | $1,902 | $1,599 |
| O‑4 | $2,127 | $1,776 |
| O‑5 | $2,292 | $1,815 |
| O‑6 | $2,307 | $1,881 |
| O‑7 | $2,319 | $1,911 |
| O‑8† | $2,319 | $1,911 |
| O‑9† | $2,319 | $1,911 |
| O‑10† | $2,319 | $1,911 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 354 ZIP codes in County Cost Group 610 (ZZ610). DoD’s file names this rate area “County Cost Group 610” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 15536, one ZIP in this group, or at a ZIP the check below finds in this area.
Show all 354 ZIP codesAll 354 ZIP codes
- 155xx
- 15536
- 166xx
- 16689 16691
- 172xx
- 17212 17215 17223 17228 17229 17233 17238 17267
- 238xx
- 23821 23843 23845 23856 23857 23868 23873 23876 23887 23889 23893
- 239xx
- 23920
- 240xx
- 24069
- 241xx
- 24139 24161
- 245xx
- 24527 24530 24531 24540 24541 24543 24549 24557 24563 24565 24566 24586 24594
- 263xx
- 26347 26354
- 264xx
- 26424 26435 26440
- 272xx
- 27212 27291
- 273xx
- 27305 27311 27314 27315 27379
- 280xx
- 28017 28018 28019 28020 28024 28038 28040 28042 28043 28073 28074 28076 28086 28089 28090
- 281xx
- 28114 28136 28139 28150 28151 28152 28160 28167 28169
- 287xx
- 28720 28746
- 317xx
- 31727 31733 31775 31793 31794 31795
- 371xx
- 37144
- 373xx
- 37328 37334 37335 37348 37359
- 380xx
- 38037 38040 38041 38063
- 384xx
- 38453 38459 38488
- 396xx
- 39632 39635 39648 39649 39652 39657 39666
- 397xx
- 39759 39760 39762 39769
- 403xx
- 40385
- 404xx
- 40403 40404 40405 40475 40476
- 430xx
- 43076
- 433xx
- 43326 43340 43345 43346
- 437xx
- 43716 43730 43731 43739 43747 43748 43752 43754 43757 43760 43761 43764 43766 43782 43783 43786 43793
- 439xx
- 43907 43914 43915 43931 43946 43973 43974 43976 43981 43984 43986 43988
- 446xx
- 44693 44695 44699
- 448xx
- 44802 44807 44809 44815 44818 44828 44830 44836 44841 44845 44853 44861 44867 44883
- 451xx
- 45123 45132 45133 45135 45142 45155 45172
- 456xx
- 45613 45621 45624 45640 45642 45646 45656 45661 45683 45687 45690 45692
- 457xx
- 45734
- 458xx
- 45810 45812 45835 45836 45843 45859
- 469xx
- 46932 46942 46947 46950 46961 46967 46978 46988 46994 46998
- 475xx
- 47501 47519 47529 47558 47562 47568
- 504xx
- 50401 50402 50428 50433 50457 50464 50467 50469 50477 50479 50482
- 514xx
- 51446 51447
- 515xx
- 51527 51530 51531 51537 51562 51565 51570 51578 51593
- 516xx
- 51639 51640 51645 51648 51649 51650 51652 51653 51654
- 526xx
- 52619 52624 52625 52627 52631 52632 52639 52648 52656 52657 52658
- 541xx
- 54101 54124 54138 54139 54141 54149 54153 54154 54171 54174 54175
- 548xx
- 54814 54816 54821 54827 54832 54839 54844 54847 54856 54865 54891
- 561xx
- 56113 56136 56142 56149 56178
- 564xx
- 56434 56464 56477 56479 56481 56482
- 565xx
- 56520 56522 56543 56553 56565 56579 56594
- 567xx
- 56715 56742 56748 56750
- 573xx
- 57317 57335
- 575xx
- 57523 57528 57529 57533 57534 57538 57541 57571 57580 57584
- 619xx
- 61912 61920 61931 61938 61943
- 624xx
- 62440 62469
- 674xx
- 67401 67402 67416 67425 67442 67448 67470
- 680xx
- 68004
- 683xx
- 68316 68319 68367 68371
- 684xx
- 68401 68460 68467
- 687xx
- 68716 68738 68747 68765 68767 68769 68788 68791
- 690xx
- 69023 69027 69033 69045
- 764xx
- 76483 76491
- 766xx
- 76634 76637 76644 76649 76652 76665 76671 76690
- 769xx
- 76950
- 792xx
- 79225 79252
- 807xx
- 80737 80744 80749
Other county cost groups
The county cost groups next to this one in DoD’s list (7 of 39), with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.