BAH 2026Military housing area ZZ580

County Cost Group 580 BAH 2026

DoD’s 2026 housing allowance for every pay grade in County Cost Group 580 — a rate area DoD’s file builds from 704 ZIP codes — with and without dependents.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page4 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Other county cost groups
  4. How these rates work
E‑5 with dependents
$1,380a month313th highest of 338
E‑5 without dependents
$1,119a month
O‑3 with dependents
$1,869a month321st highest of 338
ZIP codes
704in this DoD rate group
E‑5 with dependents, 2026: this area among all 338

County Cost Group 580 pays $1,380 a month for an E‑5 with dependents: the 313th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ580. E‑1 to E‑4 with dependents share one rate here.

County Cost Group 580 (ZZ580), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$1,278$1,032
E‑2$1,278$1,032
E‑3$1,278$1,032
E‑4$1,278$1,032
E‑5$1,380$1,119
E‑6$1,680$1,257
E‑7$1,749$1,311
E‑8$1,821$1,446
E‑9$1,932$1,527
Warrant officers
W‑1$1,698$1,275
W‑2$1,779$1,443
W‑3$1,872$1,539
W‑4$1,953$1,689
W‑5$2,061$1,764
Officers with over 4 years of enlisted or warrant service
O‑1E$1,758$1,377
O‑2E$1,857$1,509
O‑3E$1,971$1,671
Officers
O‑1$1,425$1,173
O‑2$1,677$1,353
O‑3$1,869$1,569
O‑4$2,091$1,743
O‑5$2,253$1,782
O‑6$2,268$1,848
O‑7$2,280$1,878
O‑8†$2,280$1,878
O‑9†$2,280$1,878
O‑10†$2,280$1,878

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 704 ZIP codes in County Cost Group 580 (ZZ580). DoD’s file names this rate area “County Cost Group 580” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 23923, one ZIP in this group, or at a ZIP the check below finds in this area.

Show all 704 ZIP codesAll 704 ZIP codes
239xx
23923 23934 23937 23947 23959 23962 23963 23964 23967 23976
242xx
24215 24216 24219 24230 24246 24273 24279 24283 24292 24293
243xx
24311 24319 24326 24330 24348 24354 24363 24370 24375 24378
262xx
26224 26230 26241 26253 26254 26257 26259 26260 26263 26267 26268 26269 26270 26271 26273 26276 26278 26280 26282 26283 26285 26287 26289 26292 26293 26294 26296
275xx
27536 27537 27544 27553 27556 27584
278xx
27888
279xx
27928 27962 27970
283xx
28320 28325 28332 28337 28341 28349 28392 28398 28399
284xx
28433 28434 28448 28453 28458 28464 28466
285xx
28508 28518 28521 28538 28554 28580
304xx
30411 30428 30457
316xx
31624 31642 31650
377xx
37714 37729 37757 37762 37766
378xx
37819 37847
382xx
38201 38220 38235 38258
383xx
38317 38318 38321 38324 38342 38344 38348 38387 38390
390xx
39039 39040 39088
391xx
39162 39173 39179 39194
395xx
39561 39573 39577
403xx
40313 40317 40319 40351
435xx
43501 43505 43506 43517 43518 43531 43543 43554 43557 43570
439xx
43920 43945 43962 43968
444xx
44408 44413 44415 44423 44427 44431 44432 44441 44445 44455 44460 44490 44492 44493
446xx
44625 44634 44665
456xx
45622 45634 45651 45654 45672 45695 45698
471xx
47108 47120 47125 47165 47167
484xx
48413 48432 48441 48445 48467 48468 48470 48475
487xx
48720 48725 48731 48754 48755 48759
496xx
49632 49651 49657 49667
498xx
49853 49868
500xx
50025 50042 50076
501xx
50110 50117
510xx
51010 51034 51040 51051 51060 51063
515xx
51523 51543 51558 51572
522xx
52206 52208 52209 52229 52249 52257
523xx
52313 52315 52318 52332 52345 52346 52349 52351 52354
538xx
53821 53826
544xx
54459
545xx
54513 54515 54524 54537 54552 54555 54556
546xx
54626 54628 54631 54645 54654 54655 54657
562xx
56210 56211 56225 56227 56240 56276 56278
567xx
56720 56728 56729 56731 56732 56733 56734 56735 56740 56755
573xx
57321 57323 57337 57349
574xx
57401 57402 57424 57426 57427 57429 57432 57433 57434 57436 57437 57439 57440 57441 57445 57446 57449 57456 57457 57460 57461 57465 57469 57474 57476 57477 57479 57481
575xx
57521 57531 57543 57547 57559 57562 57577
577xx
57750
580xx
58001 58008 58009 58015 58016 58018 58030 58035 58041 58045 58046 58053 58056 58057 58058 58061 58074 58075 58076 58077 58081
582xx
58218 58219 58223 58230 58240 58257 58274 58277
583xx
58301 58317 58321 58324 58325 58327 58330 58331 58338 58339 58345 58356 58362 58363 58365 58374 58377 58382
584xx
58401 58402 58405 58413 58415 58420 58424 58426 58431 58433 58436 58439 58441 58454 58455 58456 58458 58460 58466 58467 58472 58474 58476 58483 58490 58495 58496 58497
585xx
58529 58533 58562 58564 58569 58581
586xx
58623 58627 58639 58645 58649 58651 58653
614xx
61415 61417 61423 61427 61431 61432 61433 61435 61441 61447 61453 61459 61462 61473 61477 61478 61482 61484
615xx
61501 61519 61520 61524 61531 61542 61543 61544 61553 61563
619xx
61910 61911 61913 61919 61930 61941 61942 61953 61956 61957
620xx
62083
622xx
62214 62238 62263 62268 62271 62274
624xx
62401 62411 62414 62422 62424 62426 62431 62438 62443 62444 62445 62461 62462 62463 62465 62467 62473
625xx
62510 62517 62531 62534 62540 62546 62547 62550 62553 62555 62556 62557 62565 62567 62568 62570 62571
628xx
62803 62808 62820 62821 62827 62831 62832 62834 62835 62844 62848 62861 62862 62869 62876 62877 62887 62888
629xx
62997
634xx
63401 63454 63461 63463 63471
638xx
63821 63829 63837 63847 63852 63855 63857 63863 63875 63876 63880
639xx
63933
644xx
64423 64428 64431 64432 64433 64434 64445 64455 64457 64461 64468 64475 64476 64479 64487
647xx
64755
648xx
64801 64802 64803 64804 64830 64833 64834 64835 64836 64840 64841 64842 64844 64849 64850 64853 64855 64857 64858 64859 64862 64864 64865 64866 64867 64870
652xx
65239 65243 65244 65257 65259 65260 65270 65278
654xx
65441 65446 65449 65453 65456 65463 65470
655xx
65535 65536 65543 65565 65567 65586
656xx
65632 65634 65668
657xx
65722 65724 65732 65735 65774 65779
660xx
66002 66016 66023 66041 66058
670xx
67035 67068
671xx
67111 67112 67118 67142 67159
678xx
67849 67854
689xx
68924 68945 68959 68982
691xx
69152 69167
707xx
70721 70740 70757 70764 70765 70772 70776 70780 70788
716xx
71630 71631 71639 71647 71651 71654 71662 71666 71670 71671 71674
720xx
72027 72030 72044 72051 72063 72067 72080
721xx
72107 72110 72127 72130 72131 72156 72157 72179
723xx
72324 72347 72373 72379 72387 72396
724xx
72482
725xx
72512 72513 72517 72519 72521 72523 72525 72528 72529 72530 72532 72533 72536 72540 72542 72543 72545 72546 72555 72556 72560 72561 72565 72566 72567 72569 72573 72577 72581 72584 72585 72587
726xx
72657 72663 72679 72680
728xx
72801 72802 72811 72812 72823 72826 72835 72837 72843 72847 72851 72855 72856 72858 72863 72865
729xx
72927 72943 72951
735xx
73544 73550 73571
738xx
73832 73840 73843 73858
758xx
75835 75844 75847 75849 75851 75858
792xx
79226 79237 79240

Other county cost groups

The county cost groups next to this one in DoD’s list (7 of 39), with the E‑5 with-dependents rate for 2026.

All 39 county cost groups

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read