BAH 2026Military housing area ZZ550
County Cost Group 550 BAH 2026
DoD’s 2026 housing allowance for every pay grade in County Cost Group 550 — a rate area DoD’s file builds from 400 ZIP codes — with and without dependents.
On this page4 sections
- E‑5 with dependents
- $1,353a month322nd highest of 338
- E‑5 without dependents
- $1,092a month
- O‑3 with dependents
- $1,836a month327th highest of 338
- ZIP codes
- 400in this DoD rate group
County Cost Group 550 pays $1,353 a month for an E‑5 with dependents: the 322nd highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ550. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,251 | $1,011 |
| E‑2 | $1,251 | $1,011 |
| E‑3 | $1,251 | $1,011 |
| E‑4 | $1,251 | $1,011 |
| E‑5 | $1,353 | $1,092 |
| E‑6 | $1,650 | $1,236 |
| E‑7 | $1,716 | $1,287 |
| E‑8 | $1,788 | $1,416 |
| E‑9 | $1,899 | $1,497 |
| Warrant officers | ||
| W‑1 | $1,668 | $1,251 |
| W‑2 | $1,746 | $1,413 |
| W‑3 | $1,839 | $1,509 |
| W‑4 | $1,920 | $1,659 |
| W‑5 | $2,025 | $1,731 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $1,728 | $1,350 |
| O‑2E | $1,824 | $1,479 |
| O‑3E | $1,935 | $1,641 |
| Officers | ||
| O‑1 | $1,395 | $1,149 |
| O‑2 | $1,647 | $1,323 |
| O‑3 | $1,836 | $1,539 |
| O‑4 | $2,055 | $1,713 |
| O‑5 | $2,214 | $1,749 |
| O‑6 | $2,229 | $1,815 |
| O‑7 | $2,241 | $1,845 |
| O‑8† | $2,241 | $1,845 |
| O‑9† | $2,241 | $1,845 |
| O‑10† | $2,241 | $1,845 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 400 ZIP codes in County Cost Group 550 (ZZ550). DoD’s file names this rate area “County Cost Group 550” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 24224, one ZIP in this group, or at a ZIP the check below finds in this area.
Show all 400 ZIP codesAll 400 ZIP codes
- 242xx
- 24224 24225 24237 24260 24266 24280
- 246xx
- 24649
- 261xx
- 26101 26102 26103 26104 26105 26106 26120 26121 26133 26138 26141 26142 26143 26150 26155 26159 26160 26162 26167 26169 26180 26181 26184 26187
- 263xx
- 26348 26377
- 264xx
- 26419 26437
- 265xx
- 26561 26562 26575 26581
- 278xx
- 27825 27840 27841 27846 27857 27861 27871 27892
- 286xx
- 28615 28617 28626 28629 28631 28640 28643 28672 28684 28693 28694
- 373xx
- 37301 37305 37313 37321 37332 37337 37338 37339 37356 37365 37366 37381 37387
- 377xx
- 37707 37713 37715 37722 37724 37727 37730 37752 37753 37773
- 378xx
- 37821 37822 37824 37825 37843 37851 37867 37870 37879
- 383xx
- 38326 38327 38328 38345 38351 38361 38365 38368 38370 38371 38372 38376 38388
- 384xx
- 38475
- 385xx
- 38549 38585
- 387xx
- 38701 38702 38703 38704 38722 38723 38731 38744 38748 38756 38760 38776 38780 38782
- 394xx
- 39452
- 500xx
- 50002
- 501xx
- 50150
- 505xx
- 50515 50527 50528 50536 50562 50597
- 508xx
- 50837 50839 50841 50846 50849 50857 50858 50859
- 513xx
- 51342 51358
- 525xx
- 52531 52535 52542 52551 52565 52569 52570 52573 52588
- 526xx
- 52620 52626 52651
- 570xx
- 57029 57045 57052
- 572xx
- 57221 57223 57234 57241 57242 57248
- 573xx
- 57331 57354 57366 57376
- 620xx
- 62009 62011 62012 62014 62023 62033 62069 62079 62080 62085 62088 62093
- 624xx
- 62418 62446 62458 62471
- 626xx
- 62626 62630 62640 62649 62667 62672 62674 62683 62685 62690
- 628xx
- 62809 62812 62819 62822 62823 62825 62836 62837 62838 62840 62842 62843 62850 62851 62856 62865 62874 62878 62880 62884 62885 62886 62890 62891 62895 62896 62897
- 629xx
- 62909 62912 62917 62923 62930 62935 62939 62943 62946 62965 62967 62972 62977 62983 62985 62987 62995 62999
- 634xx
- 63436 63459 63462 63467
- 636xx
- 63645 63655
- 647xx
- 64728 64741 64744 64750 64756 64765 64767 64771 64772 64778 64783 64784 64790
- 656xx
- 65607
- 657xx
- 65785
- 660xx
- 66014 66015 66032 66033 66039 66091 66093
- 664xx
- 66404 66408 66415 66417 66428
- 665xx
- 66522 66534 66538 66550
- 667xx
- 66732 66742 66748 66749 66751 66755 66772
- 669xx
- 66930 66935 66939 66940 66959 66960 66961 66964 66966
- 671xx
- 67107
- 674xx
- 67428 67443 67456 67460 67464 67476 67491
- 675xx
- 67511 67513 67520 67525 67526 67530 67544 67546 67548 67553 67556 67559 67564 67565 67567 67575
- 676xx
- 67635 67643 67653
- 677xx
- 67749 67758 67761 67762
- 683xx
- 68301 68309 68310 68318 68323 68328 68331 68345 68357 68380 68381
- 684xx
- 68415 68420 68422 68441 68447 68452 68458 68466
- 686xx
- 68665
- 687xx
- 68711 68713 68725 68734 68735 68742 68763 68766 68780
- 688xx
- 68842 68875 68882
- 689xx
- 68933 68934 68935 68938 68941 68943 68944 68954 68957 68961 68964 68974 68975 68978 68979 68980
- 691xx
- 69125
- 693xx
- 69331 69334 69336
- 716xx
- 71655 71656 71657 71675 71677
- 724xx
- 72413 72444 72449 72455 72460 72462 72478
- 726xx
- 72613 72616 72631 72632 72638 72660
- 738xx
- 73834 73848 73851 73855
- 745xx
- 74531 74570
- 748xx
- 74827 74839 74848 74850 74883
Other county cost groups
The county cost groups next to this one in DoD’s list (7 of 39), with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.