BAH 2026Military housing area ZZ560
County Cost Group 560 BAH 2026
DoD’s 2026 housing allowance for every pay grade in County Cost Group 560 — a rate area DoD’s file builds from 482 ZIP codes — with and without dependents.
On this page4 sections
- E‑5 with dependents
- $1,362a month320th highest of 338
- E‑5 without dependents
- $1,101a month
- O‑3 with dependents
- $1,848a month325th highest of 338
- ZIP codes
- 482in this DoD rate group
County Cost Group 560 pays $1,362 a month for an E‑5 with dependents: the 320th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ560. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,260 | $1,017 |
| E‑2 | $1,260 | $1,017 |
| E‑3 | $1,260 | $1,017 |
| E‑4 | $1,260 | $1,017 |
| E‑5 | $1,362 | $1,101 |
| E‑6 | $1,659 | $1,242 |
| E‑7 | $1,725 | $1,293 |
| E‑8 | $1,800 | $1,425 |
| E‑9 | $1,908 | $1,506 |
| Warrant officers | ||
| W‑1 | $1,677 | $1,257 |
| W‑2 | $1,755 | $1,422 |
| W‑3 | $1,851 | $1,521 |
| W‑4 | $1,932 | $1,668 |
| W‑5 | $2,037 | $1,743 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $1,737 | $1,359 |
| O‑2E | $1,833 | $1,488 |
| O‑3E | $1,947 | $1,650 |
| Officers | ||
| O‑1 | $1,404 | $1,155 |
| O‑2 | $1,656 | $1,332 |
| O‑3 | $1,848 | $1,548 |
| O‑4 | $2,067 | $1,722 |
| O‑5 | $2,226 | $1,761 |
| O‑6 | $2,241 | $1,827 |
| O‑7 | $2,253 | $1,854 |
| O‑8† | $2,253 | $1,854 |
| O‑9† | $2,253 | $1,854 |
| O‑10† | $2,253 | $1,854 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 482 ZIP codes in County Cost Group 560 (ZZ560). DoD’s file names this rate area “County Cost Group 560” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 24053, one ZIP in this group, or at a ZIP the check below finds in this area.
Show all 482 ZIP codesAll 482 ZIP codes
- 240xx
- 24053 24076 24082
- 241xx
- 24120 24133 24171 24177 24185
- 245xx
- 24520 24534 24535 24539 24558 24577 24589 24592 24597 24598
- 263xx
- 26339
- 264xx
- 26411 26436 26456
- 287xx
- 28714 28740 28755
- 298xx
- 29810 29827 29836 29846 29849
- 304xx
- 30414 30417 30423 30429
- 310xx
- 31010 31011 31012 31015 31023 31060 31077
- 317xx
- 31712
- 373xx
- 37314 37354 37385
- 378xx
- 37874 37885
- 380xx
- 38007 38024 38025 38030 38047 38059 38070
- 382xx
- 38259
- 385xx
- 38504 38553 38556 38562 38564 38565 38577 38588
- 404xx
- 40422 40423 40440 40452 40464 40468
- 410xx
- 41008 41045 41083 41098
- 420xx
- 42021 42023 42035 42070
- 461xx
- 46133
- 465xx
- 46565 46571
- 467xx
- 46705 46706 46721 46730 46738 46746 46761 46771 46785 46786 46789 46793 46795
- 469xx
- 46911 46914 46919 46921 46926 46951 46958 46959 46970 46971
- 473xx
- 47322 47324 47327 47330 47331 47335 47339 47341 47345 47346 47357 47370 47374 47375 47392 47393
- 499xx
- 49908 49919 49946 49962 49970
- 500xx
- 50065 50067
- 501xx
- 50103 50108 50140 50144 50173 50174
- 502xx
- 50213 50262 50264 50275
- 505xx
- 50514 50531 50535 50567 50578 50583
- 506xx
- 50612 50632 50635 50652 50675
- 510xx
- 51053
- 513xx
- 51334 51365
- 514xx
- 51433 51450 51458 51466
- 522xx
- 52201 52215 52217 52224 52225 52247
- 523xx
- 52327 52339 52342 52348 52353 52356 52359
- 525xx
- 52540
- 526xx
- 52621
- 530xx
- 53015 53042 53063
- 539xx
- 53926 53939 53946 53947
- 541xx
- 54103
- 542xx
- 54207 54214 54215 54220 54221 54227 54228 54230 54232 54240 54241 54245 54247
- 544xx
- 54409 54418 54424 54428 54430 54462 54464 54465 54485 54491
- 545xx
- 54511 54512 54519 54520 54521 54538 54540 54541 54545 54554 54557 54558 54560 54561 54566
- 548xx
- 54801 54817 54859 54870 54871 54875 54888
- 549xx
- 54923 54941 54968
- 565xx
- 56510 56519 56541 56545 56548 56550 56574 56581 56584
- 573xx
- 57365
- 575xx
- 57544 57548 57568 57569 57576
- 576xx
- 57625 57630 57633 57636 57652 57656 57661
- 582xx
- 58239 58249 58255 58260 58269 58281
- 583xx
- 58311 58323 58352 58355 58372
- 609xx
- 60911 60912 60918 60922 60924 60926 60927 60928 60930 60931 60938 60939 60945 60948 60951 60953 60955 60956 60966 60967 60968 60970 60973 60974
- 622xx
- 62217 62233 62237 62241 62242 62259 62261 62272 62277 62278 62280 62286 62288 62292 62297
- 624xx
- 62428 62436 62447 62468
- 633xx
- 63333 63350 63351 63359 63361 63363 63384
- 638xx
- 63820 63823 63834 63845 63881 63882
- 646xx
- 64660 64661 64673 64676 64681
- 647xx
- 64748 64759 64762 64766 64769
- 648xx
- 64832 64874
- 650xx
- 65013 65069
- 652xx
- 65236 65246 65261 65281 65286
- 654xx
- 65443
- 655xx
- 65580 65582
- 656xx
- 65623 65625 65641 65647 65658 65660 65662 65667
- 657xx
- 65702 65704 65708 65711 65717 65734 65745 65747 65772
- 664xx
- 66403 66406 66411 66412 66427 66438
- 665xx
- 66508 66518 66541 66544 66548
- 675xx
- 67501 67502 67504 67505 67510 67514 67522 67543 67561 67566 67568 67570 67581 67583 67585
- 677xx
- 67730 67739 67744 67745
- 678xx
- 67861 67863
- 686xx
- 68622 68637
- 687xx
- 68714 68718 68719 68722 68724 68729 68730 68746 68753 68755 68759 68760 68777 68778 68783 68786 68789
- 688xx
- 68821 68833
- 689xx
- 68929 68932 68939 68947 68960 68972 68981
- 690xx
- 69021 69030 69032 69037 69041
- 691xx
- 69134 69140 69142 69150 69157 69161 69166 69168
- 693xx
- 69301 69333 69345 69346 69348 69350 69366
- 716xx
- 71601 71602 71603 71611 71612 71613 71659
- 719xx
- 71922 71940 71943 71950 71952 71958 71959
- 720xx
- 72004 72073 72079
- 721xx
- 72132 72133 72152 72168 72175 72182
- 726xx
- 72601 72602 72611 72615 72630 72633 72644 72662 72682
- 728xx
- 72824 72827 72828 72829 72833 72834 72838 72842 72853 72857 72860
- 736xx
- 73628 73638 73642 73650 73660 73666
Other county cost groups
The county cost groups next to this one in DoD’s list (7 of 39), with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.