BAH 2026Military housing area ZZ530

County Cost Group 530 BAH 2026

DoD’s 2026 housing allowance for every pay grade in County Cost Group 530 — a rate area DoD’s file builds from 214 ZIP codes — with and without dependents.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page4 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Other county cost groups
  4. How these rates work
E‑5 with dependents
$1,338a monthtied for 324th highest of 338
E‑5 without dependents
$1,080a month
O‑3 with dependents
$1,821a month330th highest of 338
ZIP codes
214in this DoD rate group
E‑5 with dependents, 2026: this area among all 338

County Cost Group 530 pays $1,338 a month for an E‑5 with dependents: the tied for 324th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ530. E‑1 to E‑4 with dependents share one rate here.

County Cost Group 530 (ZZ530), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$1,239$1,002
E‑2$1,239$1,002
E‑3$1,239$1,002
E‑4$1,239$1,002
E‑5$1,338$1,080
E‑6$1,635$1,224
E‑7$1,701$1,275
E‑8$1,773$1,401
E‑9$1,881$1,482
Warrant officers
W‑1$1,653$1,239
W‑2$1,731$1,398
W‑3$1,824$1,494
W‑4$1,902$1,644
W‑5$2,007$1,716
Officers with over 4 years of enlisted or warrant service
O‑1E$1,710$1,335
O‑2E$1,806$1,464
O‑3E$1,920$1,626
Officers
O‑1$1,380$1,134
O‑2$1,632$1,308
O‑3$1,821$1,524
O‑4$2,037$1,698
O‑5$2,196$1,734
O‑6$2,211$1,800
O‑7$2,223$1,827
O‑8†$2,223$1,827
O‑9†$2,223$1,827
O‑10†$2,223$1,827

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 214 ZIP codes in County Cost Group 530 (ZZ530). DoD’s file names this rate area “County Cost Group 530” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 24901, one ZIP in this group, or at a ZIP the check below finds in this area.

Show all 214 ZIP codesAll 214 ZIP codes
249xx
24901 24902 24916 24925 24931 24938 24943 24957 24966 24970 24977 24986 24991
259xx
25958 25962 25972 25981 25984
268xx
26801 26810 26812 26818 26836 26838 26845 26851
270xx
27007 27017 27024 27030 27031 27041 27047 27049 27053
286xx
28621 28676
370xx
37096 37097
373xx
37303 37309 37329 37331 37370 37371
378xx
37826
382xx
38232 38240 38253 38254 38257 38260 38261 38271 38281
409xx
40914 40932 40941 40944 40951 40962 40972 40983
420xx
42027 42039 42040 42051 42061 42063 42066 42069 42079 42082 42085 42088
424xx
42408 42410 42413 42431 42436 42440 42441 42442 42453 42464
469xx
46940 46941 46943 46946 46962 46974 46980 46984 46990 46992
501xx
50104 50136
502xx
50255 50268
510xx
51047
513xx
51301 51333 51338 51340 51341 51343 51357 51366
522xx
52231 52248
523xx
52335 52355
525xx
52550 52562 52563 52568 52576 52585 52591
585xx
58528 58538 58568 58570
636xx
63632
637xx
63763
639xx
63934 63944 63950 63951 63952 63956 63957 63964 63966 63967
646xx
64641 64652 64679 64683
648xx
64848 64873
650xx
65017 65026 65047 65064 65075 65082 65083
654xx
65486
656xx
65605 65654 65664
657xx
65705 65707 65712 65723 65756 65769
667xx
66701 66716 66738 66741 66754 66769 66779
670xx
67057 67061 67065 67070 67071
671xx
67104 67138 67143
704xx
70426 70427 70429 70438 70450 70467
716xx
71643 71644 71667 71678
723xx
72311 72320 72322 72326 72335 72336 72340 72341 72346 72348 72352 72359 72360 72368 72372 72392 72394
726xx
72636 72639 72645 72650 72669 72675 72686
737xx
73718 73729 73737 73747 73760 73768
738xx
73838

Other county cost groups

The county cost groups next to this one in DoD’s list (6 of 39), with the E‑5 with-dependents rate for 2026.

All 39 county cost groups

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read