BAH 2026Military housing area ZZ510
County Cost Group 510 BAH 2026
DoD’s 2026 housing allowance for every pay grade in County Cost Group 510 — a rate area DoD’s file builds from 2,435 ZIP codes — with and without dependents.
On this page4 sections
- E‑5 with dependents
- $1,329a month327th highest of 338
- E‑5 without dependents
- $1,074a month
- O‑3 with dependents
- $1,809a month333rd highest of 338
- ZIP codes
- 2,435in this DoD rate group
County Cost Group 510 pays $1,329 a month for an E‑5 with dependents: the 327th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for ZZ510. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,230 | $996 |
| E‑2 | $1,230 | $996 |
| E‑3 | $1,230 | $996 |
| E‑4 | $1,230 | $996 |
| E‑5 | $1,329 | $1,074 |
| E‑6 | $1,626 | $1,218 |
| E‑7 | $1,692 | $1,269 |
| E‑8 | $1,764 | $1,392 |
| E‑9 | $1,872 | $1,473 |
| Warrant officers | ||
| W‑1 | $1,644 | $1,233 |
| W‑2 | $1,722 | $1,389 |
| W‑3 | $1,812 | $1,485 |
| W‑4 | $1,893 | $1,635 |
| W‑5 | $1,998 | $1,707 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $1,701 | $1,326 |
| O‑2E | $1,797 | $1,455 |
| O‑3E | $1,908 | $1,617 |
| Officers | ||
| O‑1 | $1,371 | $1,128 |
| O‑2 | $1,623 | $1,299 |
| O‑3 | $1,809 | $1,515 |
| O‑4 | $2,025 | $1,689 |
| O‑5 | $2,184 | $1,725 |
| O‑6 | $2,199 | $1,791 |
| O‑7 | $2,211 | $1,818 |
| O‑8† | $2,211 | $1,818 |
| O‑9† | $2,211 | $1,818 |
| O‑10† | $2,211 | $1,818 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 2,435 ZIP codes in County Cost Group 510 (ZZ510). DoD’s file names this rate area “County Cost Group 510” and doesn’t say which counties or states it covers; the ZIP codes below are grouped by their first three digits. The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 23938, one ZIP in this group, or at a ZIP the check below finds in this area.
Show all 2,435 ZIP codesAll 2,435 ZIP codes
- 239xx
- 23938 23941 23944 23952 23974
- 240xx
- 24054 24055 24078 24089
- 241xx
- 24112 24113 24114 24115 24148 24165 24168
- 242xx
- 24217 24220 24226 24228 24256 24269 24272
- 243xx
- 24316 24377
- 246xx
- 24601 24602 24604 24605 24606 24607 24608 24609 24612 24613 24619 24622 24630 24635 24637 24640 24641 24651
- 247xx
- 24716 24719 24726
- 248xx
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- 249xx
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- 250xx
- 25005 25059
- 251xx
- 25106 25123 25187
- 252xx
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- 255xx
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- 256xx
- 25608 25621 25650 25651 25661 25665 25666 25667 25670 25671 25672 25674 25676 25678 25685 25686 25688 25690 25691 25692 25696
- 258xx
- 25810 25811 25826 25845 25848 25870 25875 25876 25882
- 259xx
- 25913 25916 25928 25943 25951 25966 25969 25977 25978 25979 25985
- 261xx
- 26134 26136 26137 26146 26147 26148 26149 26151 26152 26161 26164 26170 26175 26178
- 262xx
- 26202 26203 26205 26206 26208 26209 26217 26222 26238 26250 26261 26264 26266 26275 26288 26291 26298
- 263xx
- 26320 26321 26325 26327 26335 26337 26338 26343 26346 26349 26362 26372 26376 26378
- 264xx
- 26405 26412 26415 26416 26421 26434 26447 26452
- 266xx
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- 267xx
- 26707 26710 26717 26719 26720 26726 26731 26739 26743 26750 26753 26767
- 268xx
- 26802 26804 26807 26814 26815 26833 26847 26855 26866 26884 26886
- 283xx
- 28318 28328 28329 28344 28366 28382 28385 28393
- 284xx
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- 287xx
- 28705 28765 28777
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- 291xx
- 29107 29113 29115 29116 29117 29118 29133 29142 29146 29163
- 294xx
- 29432 29433 29435 29438 29446 29452 29474 29475 29481 29488 29493
- 298xx
- 29812 29813 29817 29826 29843 29853
- 299xx
- 29929
- 350xx
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- 351xx
- 35136 35179 35183
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- 35442 35447 35459 35460 35461 35464 35466 35470 35471 35477 35481
- 355xx
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- 356xx
- 35653 35654
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- 35740 35744 35745 35746 35751 35752 35755 35764 35765 35766 35768 35769 35771 35772 35774 35776
- 359xx
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- 360xx
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- 36853 36861
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- 37765
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- 387xx
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- 388xx
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- 389xx
- 38901 38902 38913 38914 38915 38916 38917 38920 38921 38922 38923 38924 38925 38927 38928 38929 38930 38935 38940 38941 38943 38944 38946 38947 38948 38950 38951 38952 38953 38954 38957 38959 38960 38961 38962 38963 38965 38966 38967
- 390xx
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- 393xx
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- 394xx
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- 396xx
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- 397xx
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- 409xx
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- 413xx
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- 417xx
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- 418xx
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- 420xx
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- 421xx
- 42123 42124 42127 42129 42130 42131 42133 42140 42141 42142 42151 42152 42154 42156 42157 42160 42166 42167
- 422xx
- 42201 42202 42206 42214 42219 42252 42256 42261 42265 42273 42276 42288
- 423xx
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- 424xx
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- 425xx
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- 426xx
- 42602 42603 42629 42631 42634 42635 42638 42642 42647 42649 42653
- 427xx
- 42712 42713 42715 42717 42720 42721 42722 42726 42728 42729 42741 42742 42743 42746 42749 42753 42754 42755 42759 42762 42765 42782
- 500xx
- 50027 50071 50074
- 501xx
- 50101 50133 50143
- 502xx
- 50207
- 504xx
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- 505xx
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- 506xx
- 50602 50604 50605 50608 50611 50619 50625 50636 50649 50654 50660 50665 50670
- 508xx
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- 510xx
- 51006 51009 51020 51025 51046 51058
- 512xx
- 51201 51230 51231 51235 51237 51240 51241 51242 51243 51245 51246 51248
- 513xx
- 51346
- 514xx
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- 516xx
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- 520xx
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- 521xx
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- 522xx
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- 523xx
- 52309 52330
- 525xx
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- 526xx
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- 527xx
- 52737 52738 52752 52754
- 576xx
- 57622 57623
- 584xx
- 58416 58425 58448 58452 58484
- 585xx
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- 587xx
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- 610xx
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- 614xx
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- 620xx
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- 623xx
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- 624xx
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- 625xx
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- 626xx
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- 628xx
- 62806 62815 62818 62833 62867 62868 62871
- 629xx
- 62905 62906 62919 62920 62926 62931 62934 62952 62954 62961 62979 62982 62984 62998
- 630xx
- 63036 63071 63087 63091
- 633xx
- 63330 63334 63336 63339 63344 63345 63352 63353 63382
- 634xx
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- 635xx
- 63531 63535 63536 63537 63541 63544 63545 63547 63548 63551 63556 63557 63560 63561 63565 63566 63567
- 636xx
- 63601 63620 63621 63622 63623 63624 63625 63626 63628 63629 63630 63631 63633 63636 63637 63638 63640 63648 63650 63651 63653 63654 63656 63660 63663 63664 63665 63666 63674 63675
- 637xx
- 63730 63735 63736 63738 63740 63742 63758 63767 63771 63774 63780 63784
- 638xx
- 63801 63822 63824 63825 63826 63827 63828 63830 63833 63839 63840 63841 63846 63848 63849 63850 63851 63853 63860 63862 63866 63867 63868 63869 63870 63873 63874 63877 63878 63879
- 639xx
- 63901 63902 63932 63936 63937 63940 63941 63943 63945 63954 63960 63961 63962 63965
- 644xx
- 64420 64424 64426 64437 64441 64442 64446 64451 64456 64458 64466 64467 64470 64471 64473 64481 64482 64486 64491 64496 64498 64499
- 646xx
- 64601 64620 64622 64623 64628 64630 64631 64632 64633 64635 64636 64638 64639 64640 64642 64643 64645 64646 64647 64648 64651 64653 64654 64655 64656 64658 64659 64664 64667 64668 64670 64672 64674 64680 64682 64686 64688 64689
- 647xx
- 64724 64726 64735 64738 64739 64740 64763 64770 64776 64781 64788
- 650xx
- 65011 65014 65034 65036 65037 65038 65041 65061 65062 65066 65072 65078 65084
- 652xx
- 65232 65258 65263 65264 65265 65275 65280 65282 65283 65285
- 653xx
- 65320 65321 65323 65329 65330 65339 65340 65344 65347 65349 65351 65354
- 654xx
- 65438 65439 65440 65466
- 655xx
- 65501 65532 65541 65546 65560 65566 65588
- 656xx
- 65608 65609 65618 65637 65638 65655 65666 65676
- 657xx
- 65715 65729 65741 65755 65760 65761 65762 65766 65768 65773 65784
- 664xx
- 66424 66425 66434 66439
- 665xx
- 66515 66527 66532
- 667xx
- 66710 66713 66714 66717 66720 66725 66728 66733 66736 66739 66740 66757 66758 66770 66771 66773 66775 66776 66778 66781 66782
- 668xx
- 66801 66830 66833 66835 66839 66840 66851 66852 66853 66854 66855 66856 66857 66858 66859 66860 66861 66863 66864 66865 66866 66868 66870 66871
- 669xx
- 66901 66932 66933 66936 66937 66938 66941 66942 66943 66944 66945 66946 66948 66949 66951 66952 66953 66955 66956 66958 66962 66963 66967 66968 66970
- 670xx
- 67003 67005 67008 67009 67018 67019 67021 67023 67024 67028 67029 67036 67038 67045 67047 67049 67053 67054 67058 67059 67063 67066 67073
- 671xx
- 67102 67109 67122 67124 67127 67131 67134 67137 67146 67150 67155 67156
- 673xx
- 67301 67330 67332 67333 67334 67335 67336 67337 67340 67341 67342 67344 67345 67346 67347 67349 67351 67352 67353 67354 67355 67356 67357 67360 67361 67363 67364
- 674xx
- 67417 67418 67423 67427 67437 67438 67439 67444 67445 67450 67454 67455 67457 67459 67466 67473 67474 67475 67481 67483 67490
- 675xx
- 67512 67515 67516 67518 67519 67521 67523 67524 67529 67545 67547 67550 67552 67554 67557 67560 67563 67572 67573 67574 67576 67578 67579 67584
- 676xx
- 67621 67622 67623 67625 67626 67628 67629 67631 67632 67634 67638 67639 67640 67642 67644 67645 67646 67647 67648 67649 67650 67651 67654 67656 67657 67658 67659 67661 67663 67664 67665 67669 67672 67673 67675
- 677xx
- 67701 67731 67732 67734 67736 67737 67738 67740 67743 67747 67748 67751 67752 67753 67756 67757 67764
- 678xx
- 67831 67835 67837 67840 67841 67844 67853 67855 67862 67864 67865 67867 67869 67870 67877 67879
- 679xx
- 67950 67951 67952 67953 67954
- 705xx
- 70510 70511 70512 70515 70516 70524 70525 70526 70527 70528 70531 70533 70534 70535 70537 70541 70542 70543 70548 70550 70551 70554 70555 70556 70559 70570 70571 70575 70576 70577 70578 70580 70584 70585 70586 70589
- 706xx
- 70638 70644 70648 70651 70654 70655 70658
- 707xx
- 70750
- 710xx
- 71003 71018 71019 71021 71023 71024 71034 71038 71039 71040 71048 71055 71058 71065 71071 71072 71073 71075 71079
- 712xx
- 71219 71220 71221 71223 71229 71230 71233 71237 71242 71243 71249 71250 71253 71254 71261 71263 71264 71266 71276 71282 71284 71286 71295
- 713xx
- 71316 71320 71322 71323 71324 71326 71327 71329 71331 71333 71334 71336 71339 71340 71341 71342 71343 71345 71350 71351 71353 71354 71355 71356 71357 71358 71362 71363 71366 71367 71368 71369 71371 71373 71375 71377 71378
- 714xx
- 71401 71404 71406 71410 71415 71418 71419 71422 71425 71426 71429 71435 71440 71441 71449 71460 71462 71463 71465 71471 71473 71479 71480 71483 71486
- 716xx
- 71635 71638 71640 71642 71646 71652 71653 71658 71660 71661 71663 71665 71676
- 717xx
- 71701 71711 71720 71722 71724 71725 71726 71730 71731 71740 71742 71747 71748 71749 71750 71751 71752 71753 71754 71758 71759 71762 71763 71764 71765 71770
- 718xx
- 71820 71822 71823 71826 71827 71828 71832 71833 71835 71836 71841 71842 71845 71846 71851 71852 71853 71857 71858 71859 71860 71861 71864 71865 71866
- 719xx
- 71929 71932 71933 71935 71937 71941 71942 71944 71945 71953 71957 71960 71961 71965 71966 71969 71970 71971 71972 71973
- 720xx
- 72005 72006 72013 72014 72017 72021 72028 72029 72031 72036 72039 72040 72041 72043 72059 72064 72066 72069 72074 72075 72088
- 721xx
- 72101 72104 72108 72112 72123 72134 72141 72153 72165 72169 72170
- 723xx
- 72310 72313 72315 72316 72319 72321 72329 72330 72338 72350 72351 72354 72358 72365 72370 72377 72386 72391 72395
- 724xx
- 72410 72415 72422 72424 72426 72428 72429 72430 72431 72432 72433 72434 72435 72438 72440 72441 72442 72445 72453 72454 72456 72457 72458 72459 72461 72464 72465 72466 72469 72470 72471 72472 72473 72475 72476 72479
- 725xx
- 72501 72503 72515 72520 72522 72524 72526 72527 72531 72534 72538 72539 72550 72553 72554 72562 72564 72568 72571 72572 72575 72576 72578 72579 72583
- 726xx
- 72619 72624 72628 72629 72634 72640 72641 72648 72655 72661 72666 72668 72670 72672 72677 72683 72685 72687
- 728xx
- 72820 72821 72830 72832 72839 72840 72841 72845 72846 72852 72854
- 729xx
- 72926 72928 72930 72933 72944 72949 72950 72958
- 747xx
- 74727 74735 74738 74743 74756 74759 74760 74761
Other county cost groups
The county cost groups next to this one in DoD’s list (4 of 39), with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.