BAH 2026Military housing area TX285
San Antonio, TX BAH 2026
DoD’s 2026 housing allowance for every pay grade in the San Antonio, TX military housing area, with and without dependents, and the 113 ZIP codes it covers.
On this page5 sections
- E‑5 with dependents
- $1,869a month209th highest of 338
- E‑5 without dependents
- $1,500a month
- O‑3 with dependents
- $2,127a monthtied for 259th highest of 338
- ZIP codes
- 113in this DoD area
San Antonio, TX pays $1,869 a month for an E‑5 with dependents: the 209th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for TX285. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,728 | $1,359 |
| E‑2 | $1,728 | $1,359 |
| E‑3 | $1,728 | $1,359 |
| E‑4 | $1,728 | $1,359 |
| E‑5 | $1,869 | $1,500 |
| E‑6 | $2,094 | $1,596 |
| E‑7 | $2,112 | $1,731 |
| E‑8 | $2,121 | $1,920 |
| E‑9 | $2,157 | $1,977 |
| Warrant officers | ||
| W‑1 | $2,109 | $1,692 |
| W‑2 | $2,118 | $1,917 |
| W‑3 | $2,130 | $1,986 |
| W‑4 | $2,178 | $2,085 |
| W‑5 | $2,280 | $2,097 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,115 | $1,866 |
| O‑2E | $2,124 | $1,965 |
| O‑3E | $2,196 | $2,082 |
| Officers | ||
| O‑1 | $1,905 | $1,584 |
| O‑2 | $2,091 | $1,827 |
| O‑3 | $2,127 | $2,007 |
| O‑4 | $2,307 | $2,088 |
| O‑5 | $2,457 | $2,100 |
| O‑6 | $2,475 | $2,103 |
| O‑7 | $2,490 | $2,112 |
| O‑8† | $2,490 | $2,112 |
| O‑9† | $2,490 | $2,112 |
| O‑10† | $2,490 | $2,112 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 113 ZIP codes in San Antonio, TX (TX285). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 78236, the ZIP of Joint Base San Antonio-Lackland, or at a ZIP the check below finds in this area.
Show all 113 ZIP codesAll 113 ZIP codes
- 780xx
- 78002 78023 78054 78069 78070 78073
- 781xx
- 78101 78108 78109 78112 78115 78123 78124 78130 78131 78132 78133 78135 78148 78150 78152 78154 78155 78156 78163
- 782xx
- 78201 78202 78203 78204 78205 78206 78207 78208 78209 78210 78211 78212 78213 78214 78215 78216 78217 78218 78219 78220 78221 78222 78223 78224 78225 78226 78227 78228 78229 78230 78231 78232 78233 78234 78235 78236 78237 78238 78239 78240 78241 78242 78243 78244 78245 78246 78247 78248 78249 78250 78251 78252 78253 78254 78255 78256 78257 78258 78259 78260 78261 78263 78264 78265 78266 78268 78269 78270 78278 78279 78280 78283 78284 78285 78288 78289 78291 78292 78293 78294 78295 78296 78297 78298 78299
- 786xx
- 78623 78638 78670
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in TX285; the ZIP shown is the one in each installation’s main contact address.
Other areas in Texas
Areas whose DoD code starts with TX, with the E‑5 with-dependents rate for 2026.
- Abilene/Dyess AFB, TX$1,872
- Austin, TX$2,241
- Beaumont, TX$1,518
- Brownsville, TX$1,503
- College Station, TX$1,758
- Corpus Christi, TX$1,788
- Dallas, TX$2,469
- El Paso, TX$1,809
- Fort Hood, TX$1,695
- Fort Worth, TX$2,118
- Goodfellow AFB, TX$1,578
- Houston, TX$2,193
- Laughlin AFB/Del Rio, TX$1,470
- Lubbock, TX$1,476
- San Antonio, TX$1,869
- Waco, TX$1,755
- Wichita Fls/Sheppard AFB, TX$1,491
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.