BAH 2026Military housing area TX282
Houston, TX BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Houston, TX military housing area, with and without dependents, and the 323 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $2,193a monthtied for 140th highest of 338
- E‑5 without dependents
- $1,665a month
- O‑3 with dependents
- $2,700a month147th highest of 338
- ZIP codes
- 323in this DoD area
Houston, TX pays $2,193 a month for an E‑5 with dependents: the tied for 140th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for TX282. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,974 | $1,524 |
| E‑2 | $1,974 | $1,524 |
| E‑3 | $1,974 | $1,524 |
| E‑4 | $1,974 | $1,524 |
| E‑5 | $2,193 | $1,665 |
| E‑6 | $2,517 | $1,887 |
| E‑7 | $2,583 | $1,980 |
| E‑8 | $2,655 | $2,265 |
| E‑9 | $2,796 | $2,352 |
| Warrant officers | ||
| W‑1 | $2,535 | $1,905 |
| W‑2 | $2,610 | $2,262 |
| W‑3 | $2,703 | $2,367 |
| W‑4 | $2,829 | $2,526 |
| W‑5 | $2,988 | $2,598 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,592 | $2,190 |
| O‑2E | $2,688 | $2,331 |
| O‑3E | $2,856 | $2,508 |
| Officers | ||
| O‑1 | $2,241 | $1,749 |
| O‑2 | $2,514 | $2,124 |
| O‑3 | $2,700 | $2,397 |
| O‑4 | $3,039 | $2,580 |
| O‑5 | $3,288 | $2,616 |
| O‑6 | $3,312 | $2,679 |
| O‑7 | $3,336 | $2,724 |
| O‑8† | $3,336 | $2,724 |
| O‑9† | $3,336 | $2,724 |
| O‑10† | $3,336 | $2,724 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 323 ZIP codes in Houston, TX (TX282). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 77001, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 323 ZIP codesAll 323 ZIP codes
- 770xx
- 77001 77002 77003 77004 77005 77006 77007 77008 77009 77010 77011 77012 77013 77014 77015 77016 77017 77018 77019 77020 77021 77022 77023 77024 77025 77026 77027 77028 77029 77030 77031 77032 77033 77034 77035 77036 77037 77038 77039 77040 77041 77042 77043 77044 77045 77046 77047 77048 77049 77050 77051 77052 77053 77054 77055 77056 77057 77058 77059 77060 77061 77062 77063 77064 77065 77066 77067 77068 77069 77070 77071 77072 77073 77074 77075 77076 77077 77078 77079 77080 77081 77082 77083 77084 77085 77086 77087 77088 77089 77090 77091 77092 77093 77094 77095 77096 77098 77099
- 772xx
- 77201 77202 77203 77204 77205 77206 77207 77208 77210 77212 77213 77215 77216 77217 77218 77219 77220 77221 77222 77223 77224 77225 77226 77227 77228 77229 77230 77231 77233 77234 77235 77236 77237 77238 77240 77241 77242 77243 77244 77245 77248 77249 77251 77252 77253 77254 77255 77256 77257 77258 77259 77261 77262 77263 77265 77266 77267 77268 77269 77270 77271 77272 77273 77274 77275 77277 77279 77280 77282 77284 77287 77288 77289 77290 77291 77292 77293 77297 77299
- 773xx
- 77301 77302 77303 77304 77305 77306 77315 77316 77318 77325 77333 77336 77337 77338 77339 77345 77346 77347 77353 77354 77355 77356 77357 77362 77365 77372 77373 77375 77377 77378 77379 77380 77381 77382 77383 77384 77385 77386 77387 77388 77389 77391 77393 77396
- 774xx
- 77401 77402 77406 77407 77410 77411 77413 77417 77422 77429 77430 77431 77433 77441 77444 77447 77449 77450 77451 77459 77461 77463 77464 77469 77471 77476 77477 77478 77479 77480 77481 77484 77486 77487 77489 77491 77492 77493 77494 77496 77497 77498
- 775xx
- 77501 77502 77503 77504 77505 77506 77507 77508 77510 77511 77512 77515 77516 77517 77518 77520 77521 77522 77530 77531 77532 77534 77536 77539 77541 77542 77545 77546 77547 77549 77550 77551 77552 77553 77554 77555 77562 77563 77565 77566 77568 77571 77572 77573 77574 77577 77578 77581 77583 77584 77586 77587 77588 77590 77591 77592 77598
- 776xx
- 77617 77623 77650
Other areas in Texas
Areas whose DoD code starts with TX, with the E‑5 with-dependents rate for 2026.
- Abilene/Dyess AFB, TX$1,872
- Austin, TX$2,241
- Beaumont, TX$1,518
- Brownsville, TX$1,503
- College Station, TX$1,758
- Corpus Christi, TX$1,788
- Dallas, TX$2,469
- El Paso, TX$1,809
- Fort Hood, TX$1,695
- Fort Worth, TX$2,118
- Goodfellow AFB, TX$1,578
- Houston, TX$2,193
- Laughlin AFB/Del Rio, TX$1,470
- Lubbock, TX$1,476
- San Antonio, TX$1,869
- Waco, TX$1,755
- Wichita Fls/Sheppard AFB, TX$1,491
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.