BAH 2026Military housing area TX278
Laughlin AFB/Del Rio, TX BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Laughlin AFB/Del Rio, TX military housing area, with and without dependents, and the 7 ZIP codes it covers.
On this page5 sections
- E‑5 with dependents
- $1,470a monthtied for 295th highest of 338
- E‑5 without dependents
- $1,209a month
- O‑3 with dependents
- $2,121a month262nd highest of 338
- ZIP codes
- 7in this DoD area
Laughlin AFB/Del Rio, TX pays $1,470 a month for an E‑5 with dependents: the tied for 295th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for TX278. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,371 | $1,110 |
| E‑2 | $1,371 | $1,110 |
| E‑3 | $1,371 | $1,110 |
| E‑4 | $1,371 | $1,110 |
| E‑5 | $1,470 | $1,209 |
| E‑6 | $1,704 | $1,275 |
| E‑7 | $1,854 | $1,392 |
| E‑8 | $2,019 | $1,521 |
| E‑9 | $2,238 | $1,680 |
| Warrant officers | ||
| W‑1 | $1,722 | $1,350 |
| W‑2 | $1,923 | $1,518 |
| W‑3 | $2,127 | $1,683 |
| W‑4 | $2,280 | $1,734 |
| W‑5 | $2,466 | $1,899 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $1,884 | $1,467 |
| O‑2E | $2,097 | $1,572 |
| O‑3E | $2,307 | $1,731 |
| Officers | ||
| O‑1 | $1,506 | $1,269 |
| O‑2 | $1,701 | $1,440 |
| O‑3 | $2,121 | $1,686 |
| O‑4 | $2,526 | $1,896 |
| O‑5 | $2,820 | $2,115 |
| O‑6 | $2,841 | $2,130 |
| O‑7 | $2,859 | $2,145 |
| O‑8† | $2,859 | $2,145 |
| O‑9† | $2,859 | $2,145 |
| O‑10† | $2,859 | $2,145 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 7 ZIP codes in Laughlin AFB/Del Rio, TX (TX278). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 78843, the ZIP of Laughlin AFB.
Show all 7 ZIP codesAll 7 ZIP codes
- 788xx
- 78837 78840 78841 78842 78843 78847 78871
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in TX278; the ZIP shown is the one in each installation’s main contact address.
Other areas in Texas
Areas whose DoD code starts with TX, with the E‑5 with-dependents rate for 2026.
- Abilene/Dyess AFB, TX$1,872
- Austin, TX$2,241
- Beaumont, TX$1,518
- Brownsville, TX$1,503
- College Station, TX$1,758
- Corpus Christi, TX$1,788
- Dallas, TX$2,469
- El Paso, TX$1,809
- Fort Hood, TX$1,695
- Fort Worth, TX$2,118
- Goodfellow AFB, TX$1,578
- Houston, TX$2,193
- Laughlin AFB/Del Rio, TX$1,470
- Lubbock, TX$1,476
- San Antonio, TX$1,869
- Waco, TX$1,755
- Wichita Fls/Sheppard AFB, TX$1,491
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.