BAH 2026Military housing area TX283

Lubbock, TX BAH 2026

DoD’s 2026 housing allowance for every pay grade in the Lubbock, TX military housing area, with and without dependents, and the 32 ZIP codes it covers.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page4 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Other areas in Texas
  4. How these rates work
E‑5 with dependents
$1,476a month294th highest of 338
E‑5 without dependents
$1,272a month
O‑3 with dependents
$1,983a month290th highest of 338
ZIP codes
32in this DoD area
E‑5 with dependents, 2026: this area among all 338

Lubbock, TX pays $1,476 a month for an E‑5 with dependents: the 294th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for TX283. E‑1 to E‑4 with dependents share one rate here.

Lubbock, TX (TX283), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$1,416$1,146
E‑2$1,416$1,146
E‑3$1,416$1,146
E‑4$1,416$1,146
E‑5$1,476$1,272
E‑6$1,812$1,356
E‑7$1,875$1,413
E‑8$1,941$1,548
E‑9$2,082$1,641
Warrant officers
W‑1$1,830$1,407
W‑2$1,902$1,545
W‑3$1,986$1,656
W‑4$2,121$1,821
W‑5$2,289$1,887
Officers with over 4 years of enlisted or warrant service
O‑1E$1,884$1,473
O‑2E$1,971$1,620
O‑3E$2,145$1,803
Officers
O‑1$1,524$1,350
O‑2$1,809$1,461
O‑3$1,983$1,689
O‑4$2,343$1,869
O‑5$2,604$1,953
O‑6$2,622$1,968
O‑7$2,637$1,995
O‑8†$2,637$1,995
O‑9†$2,637$1,995
O‑10†$2,637$1,995

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 32 ZIP codes in Lubbock, TX (TX283). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 79329, one ZIP in this area.

Show all 32 ZIP codesAll 32 ZIP codes
793xx
79329 79350 79363 79364 79366 79382
794xx
79401 79402 79403 79404 79406 79407 79408 79409 79410 79411 79412 79413 79414 79415 79416 79423 79424 79430 79452 79453 79457 79464 79490 79491 79493 79499

Other areas in Texas

Areas whose DoD code starts with TX, with the E‑5 with-dependents rate for 2026.

All 338 areas by state

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read