BAH 2026Military housing area NJ204
JB McGuire-Dix-Lakehurst, NJ BAH 2026
DoD’s 2026 housing allowance for every pay grade in the JB McGuire-Dix-Lakehurst, NJ military housing area, with and without dependents, and the 59 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $2,823a month67th highest of 338
- E‑5 without dependents
- $2,421a month
- O‑3 with dependents
- $3,552a month57th highest of 338
- ZIP codes
- 59in this DoD area
JB McGuire-Dix-Lakehurst, NJ pays $2,823 a month for an E‑5 with dependents: the 67th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for NJ204. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,715 | $2,085 |
| E‑2 | $2,715 | $2,085 |
| E‑3 | $2,715 | $2,085 |
| E‑4 | $2,715 | $2,085 |
| E‑5 | $2,823 | $2,421 |
| E‑6 | $3,444 | $2,610 |
| E‑7 | $3,486 | $2,715 |
| E‑8 | $3,525 | $2,952 |
| E‑9 | $3,642 | $3,135 |
| Warrant officers | ||
| W‑1 | $3,465 | $2,691 |
| W‑2 | $3,501 | $2,949 |
| W‑3 | $3,555 | $3,159 |
| W‑4 | $3,678 | $3,450 |
| W‑5 | $3,831 | $3,492 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $3,489 | $2,820 |
| O‑2E | $3,543 | $3,096 |
| O‑3E | $3,702 | $3,438 |
| Officers | ||
| O‑1 | $2,904 | $2,604 |
| O‑2 | $3,438 | $2,793 |
| O‑3 | $3,552 | $3,219 |
| O‑4 | $3,882 | $3,477 |
| O‑5 | $4,122 | $3,495 |
| O‑6 | $4,155 | $3,531 |
| O‑7 | $4,188 | $3,594 |
| O‑8† | $4,188 | $3,594 |
| O‑9† | $4,188 | $3,594 |
| O‑10† | $4,188 | $3,594 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 59 ZIP codes in JB McGuire-Dix-Lakehurst, NJ (NJ204). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 08005, one ZIP in this area.
Show all 59 ZIP codesAll 59 ZIP codes
- 080xx
- 08005 08006 08008 08011 08015 08016 08019 08022 08036 08041 08042 08046 08048 08050 08052 08053 08054 08055 08057 08060 08064 08065 08068 08073 08075 08076 08077 08087 08088 08092
- 082xx
- 08224
- 085xx
- 08505 08511 08515 08518 08527 08533 08554 08562
- 086xx
- 08640 08641
- 087xx
- 08701 08721 08722 08723 08724 08731 08732 08733 08734 08740 08741 08753 08754 08755 08756 08757 08758 08759
Other areas in New Jersey
Areas whose DoD code starts with NJ, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.