BAH 2026Military housing area NJ201

Perth Amboy, NJ BAH 2026

DoD’s 2026 housing allowance for every pay grade in the Perth Amboy, NJ military housing area, with and without dependents, and the 76 ZIP codes it covers.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page4 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Other areas in New Jersey
  4. How these rates work
E‑5 with dependents
$3,393a month31st highest of 338
E‑5 without dependents
$3,045a month
O‑3 with dependents
$4,239a month29th highest of 338
ZIP codes
76in this DoD area
E‑5 with dependents, 2026: this area among all 338

Perth Amboy, NJ pays $3,393 a month for an E‑5 with dependents: the 31st highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for NJ201. E‑1 to E‑4 with dependents share one rate here.

Perth Amboy, NJ (NJ201), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$3,339$2,592
E‑2$3,339$2,592
E‑3$3,339$2,592
E‑4$3,339$2,592
E‑5$3,393$3,045
E‑6$4,071$3,285
E‑7$4,134$3,339
E‑8$4,200$3,531
E‑9$4,350$3,735
Warrant officers
W‑1$4,092$3,336
W‑2$4,161$3,528
W‑3$4,242$3,759
W‑4$4,392$4,083
W‑5$4,578$4,146
Officers with over 4 years of enlisted or warrant service
O‑1E$4,143$3,390
O‑2E$4,227$3,690
O‑3E$4,422$4,065
Officers
O‑1$3,477$3,282
O‑2$4,065$3,381
O‑3$4,239$3,825
O‑4$4,638$4,128
O‑5$4,926$4,161
O‑6$4,968$4,221
O‑7$5,007$4,296
O‑8†$5,007$4,296
O‑9†$5,007$4,296
O‑10†$5,007$4,296

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 76 ZIP codes in Perth Amboy, NJ (NJ201). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 07001, one ZIP in this area, or at a ZIP the check below finds in this area.

Show all 76 ZIP codesAll 76 ZIP codes
070xx
07001 07008 07059 07063 07064 07067 07069 07077 07080 07095
079xx
07920 07921 07924 07931 07934 07938 07939 07977 07978
085xx
08502 08504 08512 08528 08536 08553 08558
088xx
08805 08807 08810 08812 08816 08817 08818 08820 08821 08823 08824 08828 08830 08831 08832 08835 08836 08837 08840 08844 08846 08850 08852 08853 08854 08855 08857 08859 08861 08862 08863 08869 08871 08872 08873 08875 08876 08879 08880 08882 08884 08890 08899
089xx
08901 08902 08903 08904 08906 08933 08989

Other areas in New Jersey

Areas whose DoD code starts with NJ, with the E‑5 with-dependents rate for 2026.

All 338 areas by state

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read