BAH 2026Military housing area NJ203
Trenton, NJ BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Trenton, NJ military housing area, with and without dependents, and the 66 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $3,465a monthtied for 27th highest of 338
- E‑5 without dependents
- $2,760a month
- O‑3 with dependents
- $4,362a monthtied for 25th highest of 338
- ZIP codes
- 66in this DoD area
Trenton, NJ pays $3,465 a month for an E‑5 with dependents: the tied for 27th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for NJ203. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $3,210 | $2,409 |
| E‑2 | $3,210 | $2,409 |
| E‑3 | $3,210 | $2,409 |
| E‑4 | $3,210 | $2,409 |
| E‑5 | $3,465 | $2,760 |
| E‑6 | $3,972 | $2,982 |
| E‑7 | $4,116 | $3,219 |
| E‑8 | $4,269 | $3,570 |
| E‑9 | $4,521 | $3,720 |
| Warrant officers | ||
| W‑1 | $3,996 | $3,129 |
| W‑2 | $4,179 | $3,567 |
| W‑3 | $4,365 | $3,738 |
| W‑4 | $4,578 | $4,002 |
| W‑5 | $4,836 | $4,149 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $4,143 | $3,462 |
| O‑2E | $4,338 | $3,687 |
| O‑3E | $4,620 | $3,966 |
| Officers | ||
| O‑1 | $3,531 | $2,952 |
| O‑2 | $3,969 | $3,384 |
| O‑3 | $4,362 | $3,786 |
| O‑4 | $4,926 | $4,119 |
| O‑5 | $5,334 | $4,203 |
| O‑6 | $5,379 | $4,344 |
| O‑7 | $5,424 | $4,422 |
| O‑8† | $5,424 | $4,422 |
| O‑9† | $5,424 | $4,422 |
| O‑10† | $5,424 | $4,422 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 66 ZIP codes in Trenton, NJ (NJ203). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 07830, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 66 ZIP codesAll 66 ZIP codes
- 078xx
- 07830
- 079xx
- 07979
- 085xx
- 08520 08525 08530 08534 08540 08541 08542 08543 08544 08550 08551 08556 08557 08559 08560 08561
- 086xx
- 08601 08602 08603 08604 08605 08606 08607 08608 08609 08610 08611 08618 08619 08620 08625 08628 08629 08638 08645 08646 08647 08648 08650 08666 08690 08691 08695
- 088xx
- 08801 08802 08803 08804 08809 08822 08825 08826 08827 08829 08833 08834 08848 08858 08867 08868 08870 08885 08887 08888 08889
Other areas in New Jersey
Areas whose DoD code starts with NJ, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.