BAH 2026Military housing area NJ200
Fort Monmouth/Earle NWS, NJ BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Fort Monmouth/Earle NWS, NJ military housing area, with and without dependents, and the 64 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $3,549a month23rd highest of 338
- E‑5 without dependents
- $2,940a month
- O‑3 with dependents
- $4,332a month27th highest of 338
- ZIP codes
- 64in this DoD area
Fort Monmouth/Earle NWS, NJ pays $3,549 a month for an E‑5 with dependents: the 23rd highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for NJ200. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $3,357 | $2,523 |
| E‑2 | $3,357 | $2,523 |
| E‑3 | $3,357 | $2,523 |
| E‑4 | $3,357 | $2,523 |
| E‑5 | $3,549 | $2,940 |
| E‑6 | $4,080 | $3,180 |
| E‑7 | $4,173 | $3,363 |
| E‑8 | $4,272 | $3,657 |
| E‑9 | $4,437 | $3,816 |
| Warrant officers | ||
| W‑1 | $4,101 | $3,300 |
| W‑2 | $4,212 | $3,654 |
| W‑3 | $4,335 | $3,834 |
| W‑4 | $4,476 | $4,098 |
| W‑5 | $4,653 | $4,194 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $4,188 | $3,546 |
| O‑2E | $4,314 | $3,780 |
| O‑3E | $4,503 | $4,074 |
| Officers | ||
| O‑1 | $3,618 | $3,159 |
| O‑2 | $4,077 | $3,486 |
| O‑3 | $4,332 | $3,888 |
| O‑4 | $4,710 | $4,173 |
| O‑5 | $4,986 | $4,224 |
| O‑6 | $5,028 | $4,314 |
| O‑7 | $5,067 | $4,392 |
| O‑8† | $5,067 | $4,392 |
| O‑9† | $5,067 | $4,392 |
| O‑10† | $5,067 | $4,392 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 64 ZIP codes in Fort Monmouth/Earle NWS, NJ (NJ200). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 07701, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 64 ZIP codesAll 64 ZIP codes
- 077xx
- 07701 07702 07703 07704 07710 07711 07712 07715 07716 07717 07718 07719 07720 07721 07722 07723 07724 07726 07727 07728 07730 07731 07732 07733 07734 07735 07737 07738 07739 07740 07746 07747 07748 07750 07751 07752 07753 07754 07755 07756 07757 07758 07760 07762 07763 07764 07765 07799
- 085xx
- 08501 08510 08514 08526 08535 08555
- 087xx
- 08720 08730 08735 08736 08738 08739 08742 08750 08751 08752
Other areas in New Jersey
Areas whose DoD code starts with NJ, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.