BAH 2026Military housing area MD458
Oxford, MD BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Oxford, MD military housing area, with and without dependents, and the 64 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $2,445a month95th highest of 338
- E‑5 without dependents
- $1,938a month
- O‑3 with dependents
- $2,985a month106th highest of 338
- ZIP codes
- 64in this DoD area
Oxford, MD pays $2,445 a month for an E‑5 with dependents: the 95th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for MD458. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,271 | $1,704 |
| E‑2 | $2,271 | $1,704 |
| E‑3 | $2,271 | $1,704 |
| E‑4 | $2,271 | $1,704 |
| E‑5 | $2,445 | $1,938 |
| E‑6 | $2,814 | $2,112 |
| E‑7 | $2,877 | $2,277 |
| E‑8 | $2,943 | $2,523 |
| E‑9 | $3,096 | $2,628 |
| Warrant officers | ||
| W‑1 | $2,835 | $2,220 |
| W‑2 | $2,904 | $2,520 |
| W‑3 | $2,988 | $2,643 |
| W‑4 | $3,135 | $2,823 |
| W‑5 | $3,318 | $2,889 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,886 | $2,442 |
| O‑2E | $2,973 | $2,604 |
| O‑3E | $3,162 | $2,808 |
| Officers | ||
| O‑1 | $2,496 | $2,094 |
| O‑2 | $2,811 | $2,391 |
| O‑3 | $2,985 | $2,679 |
| O‑4 | $3,378 | $2,871 |
| O‑5 | $3,663 | $2,907 |
| O‑6 | $3,693 | $2,964 |
| O‑7 | $3,720 | $3,015 |
| O‑8† | $3,720 | $3,015 |
| O‑9† | $3,720 | $3,015 |
| O‑10† | $3,720 | $3,015 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 64 ZIP codes in Oxford, MD (MD458). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 21601, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 64 ZIP codesAll 64 ZIP codes
- 216xx
- 21601 21607 21609 21610 21612 21613 21617 21619 21620 21622 21623 21624 21625 21626 21627 21628 21629 21631 21632 21634 21635 21636 21638 21639 21640 21641 21643 21644 21645 21647 21648 21649 21650 21651 21652 21653 21654 21655 21656 21657 21658 21659 21660 21661 21662 21663 21664 21665 21666 21667 21668 21669 21670 21671 21672 21673 21675 21676 21677 21678 21679 21690
- 218xx
- 21835 21869
Other areas in Maryland
Areas whose DoD code starts with MD, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.