BAH 2026Military housing area MD432
Eastern Shore, MD BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Eastern Shore, MD military housing area, with and without dependents, and the 97 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $2,121a month155th highest of 338
- E‑5 without dependents
- $1,761a month
- O‑3 with dependents
- $2,406a month200th highest of 338
- ZIP codes
- 97in this DoD area
Eastern Shore, MD pays $2,121 a month for an E‑5 with dependents: the 155th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for MD432. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,989 | $1,602 |
| E‑2 | $1,989 | $1,602 |
| E‑3 | $1,989 | $1,602 |
| E‑4 | $1,989 | $1,602 |
| E‑5 | $2,121 | $1,761 |
| E‑6 | $2,313 | $1,866 |
| E‑7 | $2,346 | $1,992 |
| E‑8 | $2,382 | $2,166 |
| E‑9 | $2,472 | $2,214 |
| Warrant officers | ||
| W‑1 | $2,331 | $1,956 |
| W‑2 | $2,358 | $2,163 |
| W‑3 | $2,409 | $2,223 |
| W‑4 | $2,496 | $2,313 |
| W‑5 | $2,610 | $2,352 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $2,349 | $2,118 |
| O‑2E | $2,397 | $2,202 |
| O‑3E | $2,514 | $2,304 |
| Officers | ||
| O‑1 | $2,151 | $1,854 |
| O‑2 | $2,310 | $2,082 |
| O‑3 | $2,406 | $2,238 |
| O‑4 | $2,643 | $2,337 |
| O‑5 | $2,820 | $2,355 |
| O‑6 | $2,841 | $2,385 |
| O‑7 | $2,859 | $2,424 |
| O‑8† | $2,859 | $2,424 |
| O‑9† | $2,859 | $2,424 |
| O‑10† | $2,859 | $2,424 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 97 ZIP codes in Eastern Shore, MD (MD432). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 21801, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 97 ZIP codesAll 97 ZIP codes
- 218xx
- 21801 21802 21803 21804 21810 21811 21813 21814 21817 21821 21822 21824 21826 21829 21830 21836 21837 21838 21840 21841 21842 21843 21849 21850 21851 21852 21853 21856 21857 21861 21862 21863 21864 21865 21866 21867 21871 21872 21874 21875 21890
- 233xx
- 23301 23302 23303 23306 23307 23308 23310 23313 23316 23336 23337 23341 23345 23347 23350 23354 23356 23357 23358 23359 23389 23395 23396 23398 23399
- 234xx
- 23401 23404 23405 23407 23408 23409 23410 23412 23413 23414 23415 23416 23417 23418 23419 23420 23421 23422 23423 23426 23427 23429 23440 23441 23442 23443 23480 23482 23483 23486 23488
Other areas in Maryland
Areas whose DoD code starts with MD, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.