BAH 2026Military housing area MD129
Baltimore, MD BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Baltimore, MD military housing area, with and without dependents, and the 122 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $2,610a month82nd highest of 338
- E‑5 without dependents
- $2,079a month
- O‑3 with dependents
- $3,156a month85th highest of 338
- ZIP codes
- 122in this DoD area
Baltimore, MD pays $2,610 a month for an E‑5 with dependents: the 82nd highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for MD129. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,409 | $1,857 |
| E‑2 | $2,409 | $1,857 |
| E‑3 | $2,409 | $1,857 |
| E‑4 | $2,409 | $1,857 |
| E‑5 | $2,610 | $2,079 |
| E‑6 | $2,904 | $2,226 |
| E‑7 | $2,994 | $2,415 |
| E‑8 | $3,093 | $2,673 |
| E‑9 | $3,246 | $2,754 |
| Warrant officers | ||
| W‑1 | $2,922 | $2,349 |
| W‑2 | $3,036 | $2,670 |
| W‑3 | $3,159 | $2,766 |
| W‑4 | $3,279 | $2,919 |
| W‑5 | $3,429 | $3,015 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $3,009 | $2,607 |
| O‑2E | $3,138 | $2,736 |
| O‑3E | $3,303 | $2,895 |
| Officers | ||
| O‑1 | $2,652 | $2,205 |
| O‑2 | $2,901 | $2,547 |
| O‑3 | $3,156 | $2,793 |
| O‑4 | $3,477 | $2,994 |
| O‑5 | $3,711 | $3,045 |
| O‑6 | $3,741 | $3,138 |
| O‑7 | $3,768 | $3,192 |
| O‑8† | $3,768 | $3,192 |
| O‑9† | $3,768 | $3,192 |
| O‑10† | $3,768 | $3,192 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 122 ZIP codes in Baltimore, MD (MD129). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 20588, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 122 ZIP codesAll 122 ZIP codes
- 205xx
- 20588
- 207xx
- 20723 20759 20777
- 210xx
- 21013 21020 21022 21023 21027 21029 21030 21031 21036 21041 21042 21043 21044 21045 21046 21048 21051 21052 21053 21057 21065 21071 21074 21082 21087 21088 21092 21093 21094
- 211xx
- 21102 21104 21105 21111 21117 21120 21128 21131 21133 21136 21139 21150 21152 21153 21155 21156 21157 21158 21162 21163
- 212xx
- 21201 21202 21203 21204 21205 21206 21207 21208 21209 21210 21211 21212 21213 21214 21215 21216 21217 21218 21219 21220 21221 21222 21223 21224 21227 21228 21229 21230 21231 21233 21234 21235 21236 21237 21239 21241 21244 21250 21251 21252 21263 21264 21270 21273 21275 21278 21279 21281 21282 21284 21285 21286 21287 21289 21290 21297 21298
- 217xx
- 21723 21737 21738 21757 21759 21765 21776 21784 21787 21791 21794 21797
Other areas in Maryland
Areas whose DoD code starts with MD, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.