BAH 2026Military housing area MD134

Indian Head Navordsta, MD BAH 2026

DoD’s 2026 housing allowance for every pay grade in the Indian Head Navordsta, MD military housing area, with and without dependents, and the 25 ZIP codes it covers.

  • In force January 1, 2026 to December 31, 2026
  • From DoD’s file BAH-ASCII-2026.zip
  • Verified October 13, 2026
On this page4 sections
  1. Rates by grade, 2026
  2. ZIP codes in this area
  3. Other areas in Maryland
  4. How these rates work
E‑5 with dependents
$3,249a month40th highest of 338
E‑5 without dependents
$2,904a month
O‑3 with dependents
$3,669a month52nd highest of 338
ZIP codes
25in this DoD area
E‑5 with dependents, 2026: this area among all 338

Indian Head Navordsta, MD pays $3,249 a month for an E‑5 with dependents: the 40th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.

Monthly BAH by grade, 2026

The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for MD134. E‑1 to E‑4 with dependents share one rate here.

Indian Head Navordsta, MD (MD134), January 1, 2026 – December 31, 2026, a month
GradeWith dependentsWithout dependents
Enlisted
E‑1$3,192$2,472
E‑2$3,192$2,472
E‑3$3,192$2,472
E‑4$3,192$2,472
E‑5$3,249$2,904
E‑6$3,378$3,135
E‑7$3,483$3,189
E‑8$3,597$3,282
E‑9$3,768$3,306
Warrant officers
W‑1$3,393$3,186
W‑2$3,528$3,279
W‑3$3,672$3,315
W‑4$3,804$3,396
W‑5$3,969$3,507
Officers with over 4 years of enlisted or warrant service
O‑1E$3,501$3,246
O‑2E$3,648$3,300
O‑3E$3,831$3,366
Officers
O‑1$3,273$3,132
O‑2$3,375$3,234
O‑3$3,669$3,327
O‑4$4,020$3,483
O‑5$4,278$3,543
O‑6$4,314$3,651
O‑7$4,344$3,714
O‑8†$4,344$3,714
O‑9†$4,344$3,714
O‑10†$4,344$3,714

E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.

ZIP codes in this area

DoD’s 2026 file puts these 25 ZIP codes in Indian Head Navordsta, MD (MD134). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 20601, one ZIP in this area.

Show all 25 ZIP codesAll 25 ZIP codes
206xx
20601 20602 20603 20604 20607 20611 20612 20616 20617 20622 20625 20632 20637 20640 20645 20646 20658 20661 20662 20664 20675 20677 20682 20693 20695

Other areas in Maryland

Areas whose DoD code starts with MD, with the E‑5 with-dependents rate for 2026.

All 338 areas by state

How these rates work

  • BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
  • Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
  • ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.

Sources

Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.

  1. BAH rates, all locations and pay grades, 2026 (ASCII)Defense Travel Management Office · read
  2. 37 U.S.C. 403, Basic allowance for housingCornell LII (U.S. Code) · read