BAH 2026Military housing area MA126
Hampden County, MA BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Hampden County, MA military housing area, with and without dependents, and the 120 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $2,388a monthtied for 109th highest of 338
- E‑5 without dependents
- $2,007a month
- O‑3 with dependents
- $3,426a monthtied for 64th highest of 338
- ZIP codes
- 120in this DoD area
Hampden County, MA pays $2,388 a month for an E‑5 with dependents: the tied for 109th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for MA126. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,268 | $1,752 |
| E‑2 | $2,268 | $1,752 |
| E‑3 | $2,268 | $1,752 |
| E‑4 | $2,268 | $1,752 |
| E‑5 | $2,388 | $2,007 |
| E‑6 | $2,850 | $2,154 |
| E‑7 | $3,063 | $2,298 |
| E‑8 | $3,288 | $2,484 |
| E‑9 | $3,522 | $2,643 |
| Warrant officers | ||
| W‑1 | $2,874 | $2,241 |
| W‑2 | $3,153 | $2,481 |
| W‑3 | $3,435 | $2,646 |
| W‑4 | $3,555 | $2,898 |
| W‑5 | $3,702 | $3,114 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $3,105 | $2,385 |
| O‑2E | $3,393 | $2,589 |
| O‑3E | $3,576 | $2,844 |
| Officers | ||
| O‑1 | $2,451 | $2,145 |
| O‑2 | $2,847 | $2,352 |
| O‑3 | $3,426 | $2,682 |
| O‑4 | $3,747 | $3,075 |
| O‑5 | $3,978 | $3,201 |
| O‑6 | $4,011 | $3,414 |
| O‑7 | $4,038 | $3,474 |
| O‑8† | $4,038 | $3,474 |
| O‑9† | $4,038 | $3,474 |
| O‑10† | $4,038 | $3,474 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 120 ZIP codes in Hampden County, MA (MA126). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 01001, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 120 ZIP codesAll 120 ZIP codes
- 010xx
- 01001 01002 01003 01004 01007 01008 01009 01010 01011 01012 01013 01014 01020 01021 01022 01026 01027 01028 01029 01030 01032 01033 01034 01035 01036 01038 01039 01040 01041 01050 01053 01056 01057 01059 01060 01061 01062 01063 01066 01069 01070 01071 01073 01075 01077 01079 01080 01081 01082 01084 01085 01086 01088 01089 01090 01095 01096 01097 01098
- 011xx
- 01101 01102 01103 01104 01105 01106 01107 01108 01109 01111 01115 01116 01118 01119 01128 01129 01138 01139 01144 01151 01152 01199
- 012xx
- 01201 01202 01203 01220 01222 01223 01224 01225 01226 01227 01229 01230 01235 01236 01237 01238 01240 01242 01243 01244 01245 01247 01252 01253 01254 01255 01256 01257 01258 01259 01260 01262 01263 01264 01266 01267 01270
- 013xx
- 01343
- 015xx
- 01521
Other areas in Massachusetts
Areas whose DoD code starts with MA, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.