BAH 2026Military housing area MA124
Cape Cod-Plymouth, MA BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Cape Cod-Plymouth, MA military housing area, with and without dependents, and the 110 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $3,924a month15th highest of 338
- E‑5 without dependents
- $3,285a month
- O‑3 with dependents
- $4,419a month23rd highest of 338
- ZIP codes
- 110in this DoD area
Cape Cod-Plymouth, MA pays $3,924 a month for an E‑5 with dependents: the 15th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for MA124. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $3,696 | $2,949 |
| E‑2 | $3,696 | $2,949 |
| E‑3 | $3,696 | $2,949 |
| E‑4 | $3,696 | $2,949 |
| E‑5 | $3,924 | $3,285 |
| E‑6 | $3,999 | $3,492 |
| E‑7 | $4,149 | $3,705 |
| E‑8 | $4,317 | $3,948 |
| E‑9 | $4,548 | $3,954 |
| Warrant officers | ||
| W‑1 | $4,014 | $3,627 |
| W‑2 | $4,218 | $3,945 |
| W‑3 | $4,425 | $3,960 |
| W‑4 | $4,596 | $4,026 |
| W‑5 | $4,803 | $4,188 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $4,179 | $3,921 |
| O‑2E | $4,395 | $3,951 |
| O‑3E | $4,626 | $3,987 |
| Officers | ||
| O‑1 | $3,942 | $3,465 |
| O‑2 | $3,996 | $3,852 |
| O‑3 | $4,419 | $3,966 |
| O‑4 | $4,872 | $4,155 |
| O‑5 | $5,196 | $4,248 |
| O‑6 | $5,241 | $4,404 |
| O‑7 | $5,283 | $4,485 |
| O‑8† | $5,283 | $4,485 |
| O‑9† | $5,283 | $4,485 |
| O‑10† | $5,283 | $4,485 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 110 ZIP codes in Cape Cod-Plymouth, MA (MA124). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 02018, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 110 ZIP codesAll 110 ZIP codes
- 020xx
- 02018 02020 02040 02041 02044 02047 02050 02051 02055 02059 02060 02065
- 023xx
- 02303 02304 02305 02324 02325 02327 02330 02331 02332 02333 02334 02337 02338 02341 02344 02345 02346 02347 02348 02349 02350 02355 02357 02358 02359 02360 02361 02362 02364 02366 02367 02375 02379 02381 02382
- 025xx
- 02532 02534 02536 02537 02538 02540 02541 02542 02543 02553 02556 02558 02559 02561 02562 02563 02571 02574 02576
- 026xx
- 02601 02630 02631 02632 02633 02634 02635 02637 02638 02639 02641 02642 02643 02644 02645 02646 02647 02648 02649 02650 02651 02652 02653 02655 02657 02659 02660 02661 02662 02663 02664 02666 02667 02668 02669 02670 02671 02672 02673 02675
- 027xx
- 02713 02738 02739 02770
Other areas in Massachusetts
Areas whose DoD code starts with MA, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.