BAH 2026Military housing area MA122
Worcester, MA BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Worcester, MA military housing area, with and without dependents, and the 71 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $2,919a month57th highest of 338
- E‑5 without dependents
- $2,523a month
- O‑3 with dependents
- $3,756a month47th highest of 338
- ZIP codes
- 71in this DoD area
Worcester, MA pays $2,919 a month for an E‑5 with dependents: the 57th highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for MA122. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,787 | $2,286 |
| E‑2 | $2,787 | $2,286 |
| E‑3 | $2,787 | $2,286 |
| E‑4 | $2,787 | $2,286 |
| E‑5 | $2,919 | $2,523 |
| E‑6 | $3,390 | $2,664 |
| E‑7 | $3,525 | $2,790 |
| E‑8 | $3,669 | $3,018 |
| E‑9 | $3,909 | $3,156 |
| Warrant officers | ||
| W‑1 | $3,411 | $2,754 |
| W‑2 | $3,582 | $3,015 |
| W‑3 | $3,759 | $3,174 |
| W‑4 | $3,963 | $3,417 |
| W‑5 | $4,212 | $3,555 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $3,549 | $2,916 |
| O‑2E | $3,732 | $3,123 |
| O‑3E | $4,002 | $3,384 |
| Officers | ||
| O‑1 | $2,982 | $2,652 |
| O‑2 | $3,387 | $2,880 |
| O‑3 | $3,756 | $3,219 |
| O‑4 | $4,296 | $3,528 |
| O‑5 | $4,686 | $3,606 |
| O‑6 | $4,725 | $3,738 |
| O‑7 | $4,761 | $3,804 |
| O‑8† | $4,761 | $3,804 |
| O‑9† | $4,761 | $3,804 |
| O‑10† | $4,761 | $3,804 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 71 ZIP codes in Worcester, MA (MA122). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 01005, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 71 ZIP codesAll 71 ZIP codes
- 010xx
- 01005 01031 01037 01068 01074 01083 01092 01094
- 014xx
- 01441
- 015xx
- 01501 01505 01506 01507 01508 01509 01515 01516 01518 01519 01520 01522 01524 01525 01526 01527 01531 01532 01534 01535 01536 01537 01538 01540 01542 01543 01545 01546 01550 01560 01562 01566 01568 01569 01570 01571 01581 01583 01585 01586 01588 01590
- 016xx
- 01601 01602 01603 01604 01605 01606 01607 01608 01609 01610 01611 01612 01613 01614 01615 01653 01655
- 017xx
- 01747 01756 01757
Other areas in Massachusetts
Areas whose DoD code starts with MA, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.