BAH 2026Military housing area MA120
Boston, MA BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Boston, MA military housing area, with and without dependents, and the 190 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $4,791a month3rd highest of 338
- E‑5 without dependents
- $3,615a month
- O‑3 with dependents
- $5,163a month7th highest of 338
- ZIP codes
- 190in this DoD area
Boston, MA pays $4,791 a month for an E‑5 with dependents: the 3rd highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for MA120. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $4,344 | $3,258 |
| E‑2 | $4,344 | $3,258 |
| E‑3 | $4,344 | $3,258 |
| E‑4 | $4,344 | $3,258 |
| E‑5 | $4,791 | $3,615 |
| E‑6 | $4,812 | $3,948 |
| E‑7 | $4,938 | $4,365 |
| E‑8 | $5,079 | $4,803 |
| E‑9 | $5,379 | $4,809 |
| Warrant officers | ||
| W‑1 | $4,827 | $4,191 |
| W‑2 | $4,995 | $4,800 |
| W‑3 | $5,169 | $4,812 |
| W‑4 | $5,457 | $4,833 |
| W‑5 | $5,805 | $4,968 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $4,962 | $4,788 |
| O‑2E | $5,142 | $4,806 |
| O‑3E | $5,511 | $4,818 |
| Officers | ||
| O‑1 | $4,803 | $3,894 |
| O‑2 | $4,809 | $4,644 |
| O‑3 | $5,163 | $4,815 |
| O‑4 | $5,928 | $4,941 |
| O‑5 | $6,483 | $5,019 |
| O‑6 | $6,540 | $5,148 |
| O‑7 | $6,594 | $5,241 |
| O‑8† | $6,594 | $5,241 |
| O‑9† | $6,594 | $5,241 |
| O‑10† | $6,594 | $5,241 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 190 ZIP codes in Boston, MA (MA120). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 01701, one ZIP in this area, or at a ZIP the check below finds in this area.
Show all 190 ZIP codesAll 190 ZIP codes
- 017xx
- 01701 01702 01703 01704 01705 01721 01745 01746 01748 01760 01770 01772 01776 01778 01784
- 018xx
- 01801 01813 01815 01822 01825 01864 01867 01880 01889 01890
- 019xx
- 01901 01902 01903 01904 01905 01906 01907 01908 01910 01915 01923 01937 01940 01945 01949 01960 01970
- 020xx
- 02021 02025 02026 02027 02030 02032 02035 02043 02045 02048 02052 02053 02054 02056 02061 02062 02066 02067 02071 02072 02081 02090
- 021xx
- 02108 02109 02110 02111 02112 02113 02114 02115 02116 02117 02118 02119 02120 02121 02122 02123 02124 02125 02126 02127 02128 02129 02130 02131 02132 02133 02134 02135 02136 02137 02138 02139 02140 02141 02142 02143 02144 02145 02148 02149 02150 02151 02152 02153 02155 02156 02163 02169 02170 02171 02176 02180 02184 02185 02186 02187 02188 02189 02190 02191 02196 02199
- 022xx
- 02201 02203 02204 02205 02206 02210 02211 02212 02215 02217 02222 02238 02241 02269 02283 02284 02293 02297 02298
- 023xx
- 02301 02302 02322 02339 02343 02351 02356 02368 02370
- 024xx
- 02420 02421 02445 02446 02447 02451 02452 02453 02454 02455 02456 02457 02458 02459 02460 02461 02462 02464 02465 02466 02467 02468 02471 02472 02474 02475 02476 02477 02478 02479 02481 02482 02492 02493 02494 02495
Other areas in Massachusetts
Areas whose DoD code starts with MA, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.