BAH 2026Military housing area NM210
Santa Fe/Los Alamos, NM BAH 2026
DoD’s 2026 housing allowance for every pay grade in the Santa Fe/Los Alamos, NM military housing area, with and without dependents, and the 21 ZIP codes it covers.
On this page4 sections
- E‑5 with dependents
- $2,964a month53rd highest of 338
- E‑5 without dependents
- $2,223a month
- O‑3 with dependents
- $3,711a monthtied for 49th highest of 338
- ZIP codes
- 21in this DoD area
Santa Fe/Los Alamos, NM pays $2,964 a month for an E‑5 with dependents: the 53rd highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for NM210. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $2,637 | $1,977 |
| E‑2 | $2,637 | $1,977 |
| E‑3 | $2,637 | $1,977 |
| E‑4 | $2,637 | $1,977 |
| E‑5 | $2,964 | $2,223 |
| E‑6 | $3,414 | $2,562 |
| E‑7 | $3,522 | $2,652 |
| E‑8 | $3,639 | $3,057 |
| E‑9 | $3,762 | $3,189 |
| Warrant officers | ||
| W‑1 | $3,435 | $2,577 |
| W‑2 | $3,570 | $3,054 |
| W‑3 | $3,714 | $3,204 |
| W‑4 | $3,780 | $3,435 |
| W‑5 | $3,870 | $3,546 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $3,540 | $2,961 |
| O‑2E | $3,690 | $3,159 |
| O‑3E | $3,795 | $3,408 |
| Officers | ||
| O‑1 | $3,024 | $2,310 |
| O‑2 | $3,411 | $2,856 |
| O‑3 | $3,711 | $3,249 |
| O‑4 | $3,891 | $3,522 |
| O‑5 | $4,023 | $3,585 |
| O‑6 | $4,056 | $3,693 |
| O‑7 | $4,086 | $3,756 |
| O‑8† | $4,086 | $3,756 |
| O‑9† | $4,086 | $3,756 |
| O‑10† | $4,086 | $3,756 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 21 ZIP codes in Santa Fe/Los Alamos, NM (NM210). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 87010, one ZIP in this area.
Show all 21 ZIP codesAll 21 ZIP codes
- 870xx
- 87010 87015 87056
- 875xx
- 87501 87502 87503 87504 87505 87506 87507 87508 87509 87535 87540 87544 87545 87547 87567 87574 87592 87594
Other areas in New Mexico
Areas whose DoD code starts with NM, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.