BAH 2026Military housing area NM209
White Sands MR/Las Cruces, NM BAH 2026
DoD’s 2026 housing allowance for every pay grade in the White Sands MR/Las Cruces, NM military housing area, with and without dependents, and the 30 ZIP codes it covers.
On this page5 sections
- E‑5 with dependents
- $1,701a month241st highest of 338
- E‑5 without dependents
- $1,275a month
- O‑3 with dependents
- $2,082a month270th highest of 338
- ZIP codes
- 30in this DoD area
White Sands MR/Las Cruces, NM pays $1,701 a month for an E‑5 with dependents: the 241st highest of 338 areas. The lowest is Anniston/Fort McClellan, AL at $1,185, the highest San Francisco, CA at $5,127. The three ticks split the 338 areas into four equal groups, at $1,626, $2,064, $2,580.
Monthly BAH by grade, 2026
The 2026 rates for each grade, in whole dollars a month, exactly as DoD’s file lists them for NM209. E‑1 to E‑4 with dependents share one rate here.
| Grade | With dependents | Without dependents |
|---|---|---|
| Enlisted | ||
| E‑1 | $1,503 | $1,155 |
| E‑2 | $1,503 | $1,155 |
| E‑3 | $1,503 | $1,155 |
| E‑4 | $1,503 | $1,155 |
| E‑5 | $1,701 | $1,275 |
| E‑6 | $1,929 | $1,443 |
| E‑7 | $1,983 | $1,509 |
| E‑8 | $2,043 | $1,752 |
| E‑9 | $2,127 | $1,809 |
| Warrant officers | ||
| W‑1 | $1,944 | $1,458 |
| W‑2 | $2,007 | $1,749 |
| W‑3 | $2,085 | $1,821 |
| W‑4 | $2,142 | $1,932 |
| W‑5 | $2,220 | $1,995 |
| Officers with over 4 years of enlisted or warrant service | ||
| O‑1E | $1,989 | $1,698 |
| O‑2E | $2,070 | $1,797 |
| O‑3E | $2,154 | $1,917 |
| Officers | ||
| O‑1 | $1,737 | $1,302 |
| O‑2 | $1,926 | $1,638 |
| O‑3 | $2,082 | $1,842 |
| O‑4 | $2,241 | $1,977 |
| O‑5 | $2,358 | $2,007 |
| O‑6 | $2,376 | $2,061 |
| O‑7 | $2,388 | $2,094 |
| O‑8† | $2,388 | $2,094 |
| O‑9† | $2,388 | $2,094 |
| O‑10† | $2,388 | $2,094 |
E‑5, the grade in the summary above, is highlighted. † DoD’s file has three columns after O‑7, equal to O‑7 in every area; DoD labels its columns only through O‑7, so they are read here as O‑8 to O‑10.
ZIP codes in this area
DoD’s 2026 file puts these 30 ZIP codes in White Sands MR/Las Cruces, NM (NM209). The BAH calculator looks up any of them and can compare up to three; the buttons below open it at 88002, the ZIP of White Sands Missile Range.
Show all 30 ZIP codesAll 30 ZIP codes
- 879xx
- 87936 87937 87940 87941
- 880xx
- 88001 88002 88003 88004 88005 88006 88007 88008 88011 88012 88013 88021 88024 88027 88032 88033 88044 88046 88047 88048 88052 88054 88058 88063 88072 88081
Installations whose address is in this area
Military OneSource lists these installations at a ZIP code in NM209; the ZIP shown is the one in each installation’s main contact address.
Other areas in New Mexico
Areas whose DoD code starts with NM, with the E‑5 with-dependents rate for 2026.
How these rates work
- BAH depends on the area, the pay grade and whether the member has dependents; every rate here is a whole-dollar cell of DoD’s 2026 file (BAH-ASCII-2026.zip), not an estimate.
- Rate protection (37 U.S.C. 403(b)(6)): So long as a member retains uninterrupted eligibility for BAH within an area of the United States, the monthly allowance may not be reduced as a result of changes in housing costs in the area or the member’s promotion. This page can’t know a protected rate; the Leave and Earnings Statement shows it.
- ZIP codes outside DoD’s file, and the 214 ZIP codes DoD’s file assigns to XX499 (“UNKNOWN”), have no area page.
Sources
Checked against DoD’s file on October 13, 2026. The data page lists every file’s checksum: BAH data.